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Emma Johnson

FAFSA confusion: Should student complete their section before parent contributor or vice versa?

I'm helping my daughter with her FAFSA for the 2025-2026 school year and we're confused about the order of operations. Does it matter if she completes her portion first, or should I (the parent contributor) do mine first? The instructions aren't super clear. We created our FSA IDs last week, but now we're stuck debating who should start. She thinks we can do it simultaneously on different devices, but I'm not sure that would work with how the system links everything together. Anyone know the proper sequence for completing the FAFSA? Does having the right order make the process smoother or prevent errors?

The student should definitely complete their portion first! The process is designed to start with the student applicant, then the parent/contributor gets an email invitation to complete their section. If you try to do yours first as a parent, the system won't know which student to link your information to. This is how the 2025-2026 FAFSA is structured with the new streamlined process.

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Thank you! That makes sense. So she needs to get pretty far through her section before I'll get any notification, right? About how long does it usually take for the parent invite to come through after she submits her part?

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my kid and i just did this last month!! it was SO confusing. She filled out her part first which took like 20 mins, then i got an email and did mine. Make sure your email is correct on her application bc thats how you get the invitation!

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That's helpful to know! Did you run into any specific issues we should watch out for? And was 20 minutes really all it took for her part? That seems fast considering all the info they need.

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yep it was pretty quick for her part! the new FASFA is way shorter than before. just make sure you both have your tax info ready, they pull most of it from IRS but you still need to confirm some stuff. oh and dont forget to list ALL the schools she's applying to!

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I think you can actually do it either way now? We started with me (parent) first last year and then my son did his part. But maybe they changed it again for the 2025-2026 form. The whole FAFSA process is always changing and nobody ever explains it properly.

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This is incorrect information for the 2025-2026 FAFSA. The redesigned FAFSA form specifically requires the student to initiate the application process. The student must complete their portion first, which includes providing basic demographic information and listing which schools should receive their information. Only after that is completed will the system send an email invitation to the parent/contributor to complete their section. This is different from previous years, so your experience from before won't match the current process.

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When my daughter and I did the FAFSA earlier this year, we had to call FSA support THREE TIMES because we kept getting stuck at the contributor invitation step. The student absolutely goes first, but when my daughter entered my email, I never received the invitation. We kept resending it from her portal and nothing came through. Turns out the FSA emails were going to spam and then timing out! Such a frustrating system!

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You know what saved me from this exact nightmare? Claimyr.com - I was stuck on hold with FSA for hours trying to figure out why I wasn't getting the parent invitation email. Their video (https://youtu.be/TbC8dZQWYNQ) shows how it works. They got me connected to an actual FAFSA agent in under 20 minutes who fixed the email issue right away. Definitely worth it when you're stuck in FAFSA hell.

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Listen, the whole FAFSA system is DELIBERATELY CONFUSING!! They make it complicated so fewer people complete it and they can give out less aid. I've been through this nightmare with 3 kids now and every year they change something to make it harder. Yes, technically the student goes first, but what they don't tell you is that if ANYTHING is entered wrong in the student section, the parent section will have errors too and you'll be stuck in verification hell for months. The system is designed to fail.

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While the FAFSA can certainly be frustrating, the redesigned form actually aims to simplify the process. The 2025-2026 FAFSA has approximately 36 questions (down from over 100), direct IRS data retrieval for most families, and clearer instructions. The student-first approach is part of this streamlining. If you encounter issues, it's often helpful to contact your school's financial aid office, as they have resources to help navigate the process.

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To give you a specific walkthrough: 1. Student creates FSA ID (sounds like you've already done this) 2. Student begins FAFSA application 3. Student completes their demographic section 4. Student lists all colleges they're applying to 5. Student identifies parent/contributor and enters their email 6. Parent receives email invitation with a specific link 7. Parent creates FSA ID (if they don't already have one) 8. Parent completes their section 9. Student reviews everything and submits final application The entire process is designed to flow in this specific order. If you try to skip steps or do them out of order, you'll run into technical issues.

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This is exactly what I needed! Thank you for breaking it down step by step. One last question - should we be doing this on a computer or can parts be completed on mobile?

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While the FAFSA is technically mobile-friendly, I strongly recommend using a computer for both portions. The mobile experience can be frustrating, especially when uploading or reviewing documents. Also, be prepared with your 2023 tax returns (for 2025-2026 FAFSA), though most of that information will be imported directly from the IRS using the Data Retrieval Tool.

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does anyone else get anxiety every time they have to deal with FASFA stuff?? like im always worried im gonna mess something up and ruin my kid's chances of getting any money lol

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YES! This is exactly why I'm trying to figure out the right way to do things before we start. The stakes feel so high.

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Every. Single. Time. And then when something inevitably goes wrong, you spend weeks trying to get someone on the phone to fix it!

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One important tip: make sure your daughter lists ALL schools she's applying to in her initial FAFSA application, even if she's not sure she'll attend them. Each school has different financial aid deadlines and packages, and they all need to receive her FAFSA information to consider her for institutional aid. If she adds schools later, it could delay her aid packages or even cause her to miss priority deadlines at some institutions. The student portion should take about 30-45 minutes if you have all information ready, and the parent portion typically takes a similar amount of time.

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That's good to know! Can she add schools later if she decides to apply to more places after submitting the initial FAFSA?

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Yes, she can add schools later by logging into her FAFSA account and making corrections. However, this could potentially delay those schools' processing of her financial aid. For the 2025-2026 FAFSA, students can list up to 20 schools initially. If she needs to add more beyond that, she'll need to remove some schools first, but those removed schools will still have received her FAFSA data.

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Just went through this exact process with my son two weeks ago! I can confirm that the student definitely needs to go first. What really helped us was having all our documents ready beforehand - 2023 tax returns, bank statements, and investment account info. The student portion was surprisingly quick (maybe 25-30 minutes), and I got the parent invitation email within about 10 minutes of him finishing his section. One thing to watch out for: make sure your daughter double-checks the school codes when she enters them - we accidentally put in the wrong code for one school and didn't catch it until later. Also, save frequently as you go through each section! The system can time out if you're idle too long.

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This is really helpful, thank you! I'm definitely going to make sure we have all our documents organized first. Quick question - when you say "save frequently," is there an actual save button we need to click, or does it auto-save as we fill things out? I'm worried about losing progress if the system times out on us!

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There's both auto-save and manual save options! The system does auto-save your progress periodically, but I'd recommend clicking the "Save" button that appears at the bottom of each page before moving to the next section. This way you're absolutely sure your information is saved. If you do get timed out (which happens after about 45 minutes of inactivity), you can log back in and pick up where you left off. Just make sure you're using the same FSA ID you started with. The peace of mind from manually saving is totally worth those extra few seconds!

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As someone who just helped my nephew through this process last month, I can definitely confirm what others have said - student goes first! The new 2025-2026 FAFSA is much more streamlined than previous years. One thing I'd add that hasn't been mentioned yet: make sure you and your daughter are both sitting together when she starts her section, because she'll need some of your basic info (like your SSN and date of birth) to properly identify you as the parent contributor. This way when the system sends you the invitation email, everything will match up correctly. Also, don't panic if the parent invitation email takes a little while to arrive - sometimes it can take up to an hour, especially if the system is busy. Good luck!

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That's a great point about having the parent's basic info ready when the student starts! I hadn't thought about that. We've been so focused on gathering tax documents and financial information that I forgot she'll need my SSN and birth date right from the beginning. Thanks for mentioning that - it would have been frustrating to get partway through and then have to stop to find those details. Do you remember if there were any other pieces of parent information she needed during her initial section, or was it mainly just the identifying information?

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As a newcomer to this whole FAFSA process (my daughter is a high school senior), I just wanted to say thank you to everyone who's shared their experiences here! This thread has been incredibly helpful. We're planning to tackle the 2025-2026 FAFSA this weekend and I feel so much more confident now knowing that she needs to go first and that the process is actually more streamlined than I expected. I've bookmarked this conversation and gathered all our documents based on everyone's suggestions. It's reassuring to know that even when things go wrong (like emails going to spam), there are solutions and people willing to help. Fingers crossed our experience goes as smoothly as some of yours did!

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Welcome to the FAFSA journey! You're so smart to gather all this information beforehand - it really does make a huge difference. One small tip I'd add based on my recent experience: when you sit down to do it this weekend, try to pick a time when you won't be interrupted and maybe avoid peak hours (like Sunday evenings) when the system might be slower. Also, don't stress if you encounter any small hiccups along the way - the new system is definitely more user-friendly than the horror stories you might have heard from previous years. You've got this! Feel free to come back here if you run into any issues - this community has been amazing at helping each other navigate the process.

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Just wanted to add one more thing that saved us a lot of headaches - make sure you and your daughter use the SAME browser when doing your respective sections! We started with her using Chrome on her laptop, then when I got the parent invitation email, I clicked it on my phone using Safari and ran into all sorts of session issues. Had to start my parent section over again using Chrome on the same laptop she used. Also, clear your browser cache before starting if you've attempted the FAFSA before - old data can sometimes cause weird glitches. The whole process took us about an hour total once we got everything sorted out. Good luck!

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This is such a helpful tip about using the same browser! I never would have thought of that, but it makes total sense that switching browsers could cause session issues. Thanks for sharing that detail about clearing the browser cache too - we definitely want to avoid any weird glitches that could slow us down. It's reassuring to hear that once you got everything sorted out, the whole process only took about an hour. That gives me hope that our weekend FAFSA session will go smoothly if we follow all the great advice from this thread!

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As someone who just went through this process with my oldest daughter last month, I can confirm what everyone else is saying - the student absolutely has to go first! But here's something I didn't see mentioned that really helped us: before your daughter even starts her section, sit down together and create a little "cheat sheet" with all the school codes she'll need. We spent way too much time during the actual application looking up the federal school codes for each college on her list. Having them written down beforehand made that part so much faster. Also, if you're married, make sure you know which parent is going to be the "contributor" ahead of time - the system will ask your daughter to specify this early on. The whole thing really is much smoother than the old FAFSA once you get the order right!

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That's such a smart tip about creating a cheat sheet with all the school codes ahead of time! I can definitely see how that would save a lot of time during the actual application process. Quick question - where did you find all the federal school codes? Is there a good website or resource you'd recommend for looking them up, or did you get them directly from each college? Also, regarding the parent contributor designation, what happens if parents are divorced? Does the student still just pick one parent, or is that process more complicated? Thanks for sharing your experience!

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You can find the federal school codes on the Federal Student Aid website (studentaid.gov) - they have a school code search tool. Just search by the college name and state. Most colleges also list their federal school code on their financial aid websites. For divorced parents, it gets a bit more complicated - the student needs to identify which parent they lived with more during the past 12 months, and that parent becomes the "contributor." If it was exactly 50/50, then it's whichever parent provided more financial support. The non-contributor parent doesn't participate in the FAFSA process at all. This is different from some CSS Profile schools that might want both parents' info, but for FAFSA it's just one parent.

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