FAFSA parent and student FSA ID setup order - does it matter who creates account first?
My daughter is applying for college next fall, and we're about to start the FAFSA process. I'm confused about the order for setting up our FSA IDs. Should I create my parent FSA ID first, or should my daughter set up her student account first? Or does the order not matter at all? The studentaid.gov website doesn't seem to specify, and I don't want to mess anything up that could delay her application. Has anyone gone through this recently who could share what worked for them?
20 comments

Emma Taylor
The order doesn't technically matter for FAFSA, but I recommend having the student create their FSA ID first. This is because the student is considered the owner of the FAFSA application, even though parents provide information. When my son applied last year, he created his FSA ID first, then I created mine as a parent contributor. Made the whole process smoother since he started the application and then just added me as a contributor later.
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Javier Garcia
AuthorThank you! That makes sense since it's ultimately her application. I was overthinking this way too much.
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Malik Robinson
IT ABSOLUTELY MATTERS!!!! When I tried to do mine first (as the parent), the system got confused and somehow linked my email to my daughter's account. We spent WEEKS trying to fix it and missed priority deadlines. Have your student do theirs first, then wait at least 24 hours before you create yours. The FSA ID system is super glitchy this year with the new FAFSA format.
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Javier Garcia
AuthorOh no, that sounds like a nightmare! Thanks for the warning - I'll definitely have her set up her account first and wait before doing mine.
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Isabella Silva
same thing happened to my sister!! the system somehow thought she was trying to create a duplicate account. took foreverrr to get fixed
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Ravi Choudhury
I just went through this with my twins. Here's what worked best: 1. Have student create FSA ID first 2. Wait 1-2 days for it to fully process in the system 3. Then create your parent FSA ID 4. Make sure you use DIFFERENT email addresses (this is crucial!) 5. Write down all usernames and passwords somewhere secure The new FAFSA is actually more streamlined, but the FSA ID setup can still be tricky. Once both IDs are created, the student will start the application and then can add you as a contributor.
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Javier Garcia
AuthorThank you for these detailed steps! I really appreciate it. We'll make sure to use different email addresses and document everything.
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CosmosCaptain
Technically, order doesn't matter in the system. But as a college financial aid officer, I recommend students create their FSA ID first since they own the application. The biggest issues we see are: - Parents using the same email for both accounts (don't do this!) - Not waiting for the SSN verification to complete (can take 1-3 days) - Forgetting to save recovery information Also, make sure your student lists you as a contributor on the FAFSA form itself - this is separate from just having an FSA ID.
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Javier Garcia
AuthorThank you for sharing your expertise! I didn't realize the SSN verification could take several days. We'll plan accordingly.
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Freya Johansen
Anyone else notice that the FSA ID verification emails are going to spam folders? Make sure to check there if you don't see them! happened to my daughter and we lost 3 days waiting lol
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Omar Fawzi
I tried calling Federal Student Aid when we had issues with our FSA IDs (got stuck in an error loop), but spent literally 2 hours on hold before getting disconnected. Finally used Claimyr (claimyr.com) to get through to an agent in about 15 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent fixed our FSA ID issue right away and explained that sometimes the system has trouble if you try setting up both parent and student accounts from the same IP address/network at the same time. Better to space them out by a day or two.
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Malik Robinson
OMG thank you for this!! I'm going to try it. Been trying to get someone on the phone for days about our verification issue
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Javier Garcia
AuthorThanks for the tip! If we run into any issues I'll definitely check this out.
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Chloe Wilson
Does anyone know if step parents need to create FSA IDs too? Or just biological parents? My situation is complicated...
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CosmosCaptain
It depends on your specific situation. If the student lives with a parent and stepparent who are married, the stepparent generally needs to provide information and have an FSA ID. If the biological parents are divorced, usually only the custodial parent (and their current spouse if remarried) provides information. The FAFSA has specific questions that will guide you through this.
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Isabella Silva
my brother just did his fafsa and he created his account first, then my mom did hers after. everything worked fine but they used diff emails and waited like a day in between
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Ravi Choudhury
One other tip - when creating your FSA ID, use a personal email (not work or school email) that you'll have access to for the next 4+ years. You'll need this FSA ID for all future FAFSAs, loan exit counseling, etc. I made the mistake of using my work email initially and had to go through a whole process to change it when I switched jobs.
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Javier Garcia
AuthorThat's a great point about using a long-term personal email. I'll make sure we both use our personal gmail accounts that we plan to keep.
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Malik Robinson
ALSO!!! Make sure your name matches EXACTLY what's on your social security card when creating the FSA ID! My husband used "Bob" instead of "Robert" and it created a verification nightmare. Same with hyphens, suffixes, etc.
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Felicity Bud
As someone who just went through this process with my oldest child last month, I can confirm that student first is definitely the way to go! We had her create her FSA ID on a Tuesday, waited until Thursday to create mine, and everything went smoothly. The key things that helped us were: 1) Different email addresses (she used her personal gmail, I used mine), 2) Making sure our names matched our Social Security cards exactly, and 3) Having all our tax documents ready before starting the actual FAFSA. The whole process took about 45 minutes once we both had our FSA IDs set up and verified. Good luck with your daughter's applications!
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