FAFSA calculated $8400 tuition gap despite public housing & SNAP eligibility - who can fix this?
I'm seriously frustrated with our FAFSA results for the 2025-2026 school year. My daughter was accepted to her dream school, but we're facing an $8400 gap in her tuition that we absolutely cannot afford. What makes no sense is that we live in public housing and qualify for SNAP benefits, so how did we end up with such a high Student Aid Index (SAI)? This isn't the first time either - last year they calculated wrong too but I didn't know how to challenge it. There must be some mistake in how they're calculating our contribution. Has anyone successfully appealed a FAFSA calculation? Is there a specific department I should contact? I've tried calling the general number twice but got disconnected both times after 40+ minute waits.
20 comments


William Rivera
Your situation definitely sounds like there might be an error in the SAI calculation. The most effective approach is to contact your daughter's school's financial aid office directly. They can initiate what's called a "Professional Judgment Review" when there are special circumstances. Make sure you document your public housing status and SNAP eligibility - bring those official letters when you meet with them. They have authority to adjust the SAI based on documented special circumstances.
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Kayla Jacobson
•Thank you! I didn't know the school could override FAFSA's calculation. I'll call my daughter's financial aid office tomorrow morning. Should I also still try to reach someone at Federal Student Aid to fix the initial calculation?
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Grace Lee
I went through this exact nightmare last year. The original FAFSA calculation completely ignored our Section 8 housing situation. First, definitely request the Professional Judgment like suggested above. But also double-check if you properly reported your housing assistance on the FAFSA form - it's under the "untaxed income" section but many people miss it because the wording is confusing. If housing benefits were reported as regular income rather than untaxed benefits, that could cause this exact problem.
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Kayla Jacobson
•Omg that might be exactly what happened. We did report our housing assistance but I'm not sure we put it in the right section. I should be able to correct that, right? Or is it too late since we already submitted?
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Mia Roberts
have u checked if ur daughter is eligible 4 Pell Grants? with ur situation she probably qualifies for max Pell which is around $7,395 this yr. that would cover most of that gap
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Kayla Jacobson
•I thought Pell Grant eligibility was automatically calculated with the FAFSA? The award letter mentions she's getting some Pell money but not the maximum. Maybe that's part of what's wrong with our application.
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The Boss
I know EXACTLY how you feel! FAFSA completely MESSED UP my son's application last year showing we could pay $12,000 more than we actually could!!! We had to fight them for MONTHS!!! They kept saying "the calculation is correct" but wouldn't explain HOW. Finally got it fixed after senator's office got involved! The system is BROKEN!!! Try calling your congressional rep's office - they have special contacts at Education Dept!!
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Evan Kalinowski
•This is really good advice actually. Congressional caseworkers can work wonders with federal agencies. My niece had a similar FAFSA issue resolved in just 2 weeks after struggling for months on her own.
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Victoria Charity
If you're getting disconnected after waiting on hold with Federal Student Aid, you might want to try using Claimyr (claimyr.com). I discovered it when I was having similar issues getting through to fix my FAFSA verification problems. They basically wait on hold for you and call you back when an actual human picks up. Saved me hours of frustration. They have a demo video showing how it works: https://youtu.be/TbC8dZQWYNQ
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Jasmine Quinn
•does that actually work? i tried calling fafsa like 5 times this month and keep getting disconnected or waiting forever
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Victoria Charity
•Yeah, it really does. I was skeptical too, but after getting disconnected three times in one day, I was desperate. They got me connected to an actual FSA agent who could access my file and help with my verification issues.
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Evan Kalinowski
One thing nobody mentioned yet - you should also check if you correctly entered your SNAP benefits on the FAFSA. There's a specific question that asks if anyone in your household received SNAP during the past two years. If you check that box, it should positively impact your SAI calculation. Sometimes people miss this question or think it's asking something else.
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Kayla Jacobson
•We did check that box! That's why I'm so confused about the high SAI. Something definitely seems wrong with how they processed our information.
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Mia Roberts
my cousin works in financial aid office says lots of people with public housing get wrong calculations cuz the system thinks they have more money than they do
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Kayla Jacobson
•That's really disappointing to hear but makes me feel less crazy about our situation. I'm definitely going to pursue this appeal process.
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Grace Lee
After you contact the school's financial aid office, your next step should be to request an SAI recalculation directly through studentaid.gov. Look for the "Request Professional Judgment Review" option. You'll need to provide documentation proving your housing status and SNAP benefits. Also ask about dependent verification - sometimes being selected for verification and providing additional documentation can actually help your case when there are special circumstances.
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Kayla Jacobson
•Thank you for the detailed advice. I'll log into studentaid.gov tonight and look for that recalculation request option. Do you know how long the review process typically takes? Her tuition deposit is due in 3 weeks.
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William Rivera
For the immediate tuition gap problem, also ask the financial aid office about institutional grants or emergency assistance funds. Many schools have special funds specifically for situations like yours where there's a clear financial need that wasn't properly reflected in the federal calculation. Bring documentation of your public housing and SNAP benefits to that conversation too. Some schools can turn these requests around very quickly when deposit deadlines are approaching.
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Kayla Jacobson
•That's really helpful to know about institutional grants. I'll definitely ask about that when I call tomorrow. At this point, we need to explore every possible option.
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Lucas Adams
I'm really sorry you're dealing with this - the FAFSA system can be incredibly frustrating when you're clearly in need but the numbers don't reflect your reality. One thing that helped me when I had a similar issue was keeping a detailed log of all my calls and interactions. Write down dates, times, reference numbers, and who you spoke with. This documentation becomes really valuable if you need to escalate or if different representatives give you conflicting information. Also, when you do get through to someone, ask them to walk you through exactly how your SAI was calculated step by step. Sometimes they can spot the error right there on the call. Don't give up - with your housing and SNAP situation, there's definitely something wrong with that calculation.
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