FAFSA appeal timing: Wait for official aid offer or send now?
My son just got his estimated financial aid package from Westfield University, and honestly, it's nowhere near enough for us to afford. The financial aid office specifically told us to wait until after the official aid offers come out in March before submitting an appeal letter. But I'm getting anxious about the timeline - wouldn't it be better to get our appeal in earlier so they have more time to consider it? I've already gathered all our documentation showing medical expenses from my surgery last year (over $12,000 not covered by insurance) and my husband's reduced income after his company downsized. Should I just ignore their instructions and submit now, or is there a strategic reason to wait like they suggested? Has anyone successfully appealed their FAFSA-based aid package and have advice on timing?
16 comments


Sophia Miller
Wait until you get the official aid package before appealing. There's actually a good reason for this - the initial estimated package is generated based on your FAFSA's SAI calculation, but the official offer includes institutional methodology and potentially merit scholarships. If you appeal now, you'd be appealing an incomplete package that might look different in the official version. Plus, financial aid offices have specific processes for appeals, and jumping the queue might actually delay your case rather than expedite it.
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Elijah Jackson
•Thanks for explaining that! I didn't realize the official package would include more than just the FAFSA calculations. That makes more sense now. So even though we're 99% sure we'll need to appeal, we should still wait for the complete picture?
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Mason Davis
My duaghter got her SAI score and it was WAY too high for what we could afford. We tried calling the school aid office but they were super unhelpful and said same thing - wait for official package. So frustrating!!
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Mia Rodriguez
•Same happened with my son! The SAI was ridiculous given our situation. It's like they think we have money hidden under the mattress lol
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Jacob Lewis
I'd 100% wait like they said. Each school has their own timeline for processing appeals and many won't even look at them until after all official packages are out. I tried jumping the gun last year with my daughter and the financial aid office just held onto our appeal letter for weeks anyway.
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Elijah Jackson
•That's good to know. I guess sending it early wouldn't actually speed things up if they're just going to set it aside until later anyway.
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Amelia Martinez
The timing actually does matter, and here's why: Financial aid appeals fall into two categories - appeals based on special circumstances (like your medical expenses) and appeals based on competing offers from other schools. For special circumstances appeals, you need the official package first because you're asking them to reconsider your SAI calculation based on information not captured in the FAFSA. And you'll want to make sure your appeal letter addresses the specific components of the official aid package, not just the estimate. One thing to do while you're waiting: make sure you've gathered all documentation for your husband's income reduction and your medical expenses. Have everything ready so you can submit immediately after receiving the official package.
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Mason Davis
•This is great advice!! Also make sure all ur medical bills have exact dates on them. My appeal got delayed because they wanted everything itemized by date and I had to go back and request better documentation from the hospital.
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Ethan Clark
I tried calling the Federal Student Aid info center about a similar situation last year and spent HOURS on hold only to get disconnected. Finally I found Claimyr (claimyr.com) which got me through to an actual human at FSA in less than 15 minutes. They confirmed that appeals should go through your school's financial aid office after official packages are released, not before. They have a quick video showing how it works: https://youtu.be/TbC8dZQWYNQ - saved me so much frustration!
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Elijah Jackson
•Thanks for the tip! I tried calling the Federal Student Aid hotline last week about another issue and never got through. I'll check out that service if I need to call them again.
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Mila Walker
TRUST ME you do NOT want to annoy the financial aid office by ignoring their process. These people control thousands of dollars for your kid! They explicitly told you to wait because they have a specific timeline and workflow. The people reviewing appeals are the same ones processing all the aid packages right now. They're slammed this time of year and sending in early appeals just creates more chaos in their system. Be patient and follow their instructions.
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Elijah Jackson
•Good point about not wanting to annoy them! I hadn't thought about how busy they must be right now finalizing everyone's packages.
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Mia Rodriguez
off topic but has anyone else noticed the new FAFSA is such a mess?? My son's high school counselor said they've never seen such a chaotic rollout and so many families are behind on getting everything submitted
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Amelia Martinez
•Yes, the 2025-2026 FAFSA had significant implementation issues. Many schools have pushed back their priority deadlines because of it. If your school hasn't received your FAFSA data yet, it's worth contacting them directly to make sure you don't miss any institutional deadlines.
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Elijah Jackson
Thank you all for the helpful responses! I'm going to follow the financial aid office's instructions and wait for the official package before appealing. In the meantime, I'll make sure all our documentation is perfectly organized and ready to go. I just get so anxious about these things because we really need the additional aid - the estimated package would leave us with over $14,000 per year we simply can't afford. Fingers crossed the official package looks better, but at least now I know exactly what to do if it doesn't.
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Sophia Miller
•Good plan! One more tip - when you do submit your appeal, make sure to include a specific dollar amount that would make attendance possible. Don't just say "we need more aid" - say "we need an additional $X to make attendance possible." Financial aid officers appreciate clear, specific requests they can work with.
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