FAFSA PPL loan application response time - still waiting after 3 weeks

same. been waiting 25 days now. ridiculous!

My daughter's friend applied for PPL and got approved in like 5 days so idk maybe somethings wrong with your application?

Standard processing time for Parent PLUS loans is typically 3-5 business days if there are no issues with your credit check. If it's been 3 weeks, something is likely holding up your application. The most common reasons are: 1. Credit issues that need manual review 2. Verification flags on your student's FAFSA 3. Missing information on the application 4. System delays (less common but happening more with the new FAFSA) You should definitely contact Federal Student Aid directly rather than just waiting. You'll get notification by both email and in your studentaid.gov account when approved.

OMG the EXACT same thing happened to me last year!!! I waited for like a month and turns out my application was STUCK because I had a typo in my SSN 🤦‍♀️ Call them ASAP don't wait!!

I'd recommend contacting FSA directly rather than going through the school's financial aid office. The school can't actually see what's happening with your PPL application in the system - they just see whether it's been approved or not. The PLUS loan should only take about a week to process if everything is in order. After 3 weeks, you should definitely follow up. Make sure when you call that you: 1. Have your FSA ID ready 2. Have your daughter's information handy 3. Ask specifically about any holds or verification issues 4. Request an expedited review due to approaching payment deadline Also, if approved, you'll receive an email notification and it will show in both your and your daughter's studentaid.gov accounts. The school will receive electronic notification as well.

The parent plus loan system is BROKEN. They CLAIM it takes 3-5 days but that's complete BS. My application took 32 days to process and my son almost lost his housing because of it. The whole system is designed to make you fail so they can charge late fees. And nobody at FSA cares or takes responsibility!!!! If you have any other options besides PPL, use them!!!

Just to clarify something important - a Parent PLUS loan (PPL) is different from your FAFSA application. The FAFSA generates your SAI (Student Aid Index), which determines grant eligibility, but the PPL is a separate credit-based loan application that parents complete after the FAFSA. If your PPL is delayed, your daughter should still receive any grants or Direct student loans she qualifies for through her FAFSA. The PPL is supplemental funding. Also, while waiting, contact your daughter's school financial aid office about a payment plan option. Many schools will let you start a semester with just the first payment of a plan while you wait for loan processing.

update - finally got my ppl approved after 27 days! no explanation for delay, just randomly got the email today. hang in there!

Glad to hear you got through and found the issue! The credit freeze thing is so sneaky - I bet a lot of people don't realize that can hold up their application. Definitely keeping my fingers crossed that they stick to the 3-day timeline they gave you. It's crazy that they're having such major backlogs this year. Makes me wonder how many other families are going through this same stress right now. Thanks for the update and hope your daughter gets everything sorted before her deadline!