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Jeremiah Brown

FAFSA EITC correction timing vs Professional Judgment request - which first?

I'm stressing about my son's financial aid package and need advice on the correct order to fix things. I just realized I made a mistake on our FAFSA - I accidentally clicked 'No' for the Earned Income Tax Credit question when we actually DO qualify for it. On top of that, my husband lost his job last month (major income reduction), so we need to submit a Professional Judgment request to the university. My big question is about TIMING and which order to do things: Option 1: Wait for initial FAFSA processing → Submit EITC correction when the system allows changes → Wait for corrected FAFSA to process → THEN submit Professional Judgment request Option 2: Wait for initial FAFSA processing → Submit Professional Judgment request immediately without correcting the EITC error first I don't want to mess this up since we're really counting on maximum aid. Has anyone been through something similar? What's the smartest sequence here?

Financial aid advisor here: Always correct your FAFSA first before submitting a Professional Judgment request. Schools need the most accurate base information before considering special circumstances. The EITC correction could affect your SAI calculation, which is the starting point for any Professional Judgment adjustments. Plus, schools will question why you didn't fix known errors before asking for special consideration.

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Thank you! That makes total sense. Do you know how long the EITC correction typically takes to process? I'm worried about missing financial aid deadlines while waiting for everything to get processed.

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We did something similar last year. It took about 2 weeks for our FAFSA correction to process, then another 3-4 weeks for the Professional Judgment review. Start the correction AS SOON as the system allows changes. Don't wait! And contact the financial aid office NOW to let them know your situation and that you'll be submitting both items.

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2 weeks??? My correction took over a MONTH last year and then we missed priority deadlines. The whole system is broken!!

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Question - are u SURE u qualify for EITC? The income limits are pretty low (like $63,398 for married filing jointly w/3+ kids for 2023 taxes). If your income was higher than the limits, selecting "no" was actually correct. Double-check this before making a correction that might delay everything for no reason!

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Yes, we definitely qualify! We have 2 kids and our AGI was just under $52,000 for 2023. I just clicked the wrong box when rushing through the application. 😖

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Definitely do Option 1. Correct the FAFSA first, then do Professional Judgment. I work in a financial aid office, and we actually require the FAFSA to be fully accurate before we'll even review a Professional Judgment case. The PJ process uses your official SAI as the starting point, so that number needs to be correct first. BTW, for the Professional Judgment, make sure you document EVERYTHING about the job loss - termination letter, unemployment benefits statement, last pay stub, etc. The more documentation you provide upfront, the faster the review goes.

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That's super helpful, especially about the documentation! I have most of those documents already. Should I also include a formal letter explaining the circumstances, or will the financial aid office have a specific form?

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wait u can actually change answers after submitting?? i screwed up some answers on mine too but i thought once u submitted it was just done and couldnt be fixed?

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Yes, you can make corrections to your FAFSA after submitting! Once the initial processing is complete (typically 3-5 days), you can log in to StudentAid.gov and select "Make FAFSA Corrections." You'll be able to change most information except your Social Security Number or your FSA ID.

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Try calling Federal Student Aid directly to ask about this specific situation. I was having a similar issue last month and spent DAYS trying to get through their regular phone line. I eventually found a service called Claimyr (claimyr.com) that got me connected to an actual FSA agent in about 15 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent I spoke with was super helpful and explained exactly what order to do everything in to avoid processing delays. Worth it to get the official answer straight from FSA!

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Does that service actually work? I thought it was scam when I saw it. The regular FSA phone line is literally the WORST. I once waited 2.5 hours only to get disconnected.

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I just want to add - when you submit your Professional Judgment request, make sure you clearly explain that you've already corrected the EITC error separately. Otherwise, the financial aid office might get confused about what changes they're supposed to be evaluating. In my experience, being super clear about what's already been fixed vs. what you're asking them to adjust makes everything go much smoother.

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That's a really good point! I'll make sure to document everything clearly and keep copies of all communications. I feel like I need a spreadsheet just to track all this financial aid stuff!

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BOTH OPTIONS ARE WRONG!!! You should be submitting your Professional Judgment request NOW, even before your initial FAFSA is processed!! Schools handle PJ differently than FAFSA and they can start working on your case while the federal processing happens. DON'T WAIT or you'll be at the back of the line when aid is distributed!!!

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This is incorrect advice. Most schools require a processed FAFSA with an official SAI before they'll even accept a Professional Judgment request. Submitting a PJ request without a processed FAFSA could just result in it being returned or placed on hold, potentially causing more delays. Each school has their own PJ policies, but they all need the baseline FAFSA data first.

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Just wondering - are you absolutely sure you need to correct the EITC answer? I don't think EITC eligibility directly affects your SAI calculation on FAFSA. The FAFSA uses your AGI and other tax info that already accounts for your income level. Changing the EITC indicator might not change your aid eligibility at all.

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Actually, the EITC question does matter for the 2025-2026 FAFSA. It's one of the new streamlined questions that helps determine if you qualify for the simplified SAI formula, which can significantly improve aid eligibility. If someone qualifies for EITC, they may qualify for this simplified formula which exempts certain assets from consideration.

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Here's what I would do (not a pro but went thru this): 1) Call your school's fin aid office ASAP and ask them your exact question, 2) Start gathering ALL your PJ documents now so they're ready, 3) Submit FAFSA correction as soon as allowed, 4) Submit PJ request according to what the school tells you. Different schools have different PJ timelines and requirements!

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Thanks! I actually did call our school yesterday but got voicemail. Left a message but haven't heard back yet. I'm starting to collect all the job loss documentation now so we're ready.

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I'm in a similar situation with needing to make FAFSA corrections! Based on what everyone's saying here, it sounds like the consensus is definitely Option 1 - fix the EITC error first, then submit your Professional Judgment request. The logic makes sense that schools need the most accurate baseline SAI before they can properly evaluate special circumstances. One thing I'd add - while you're waiting for the FAFSA correction to process, you could use that time to get all your Professional Judgment documentation perfectly organized. That way when your corrected FAFSA is ready, you can submit your PJ request immediately without any delays. Also, keep following up with your school's financial aid office - sometimes being the squeaky wheel helps ensure you don't fall through the cracks during busy aid season! Good luck with everything - job loss situations are so stressful but it sounds like you're being really proactive about getting maximum aid for your son.

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