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QuantumQueen

FAFSA 24-25 SAI calculation nightmare - rejected due to parent tax mismatch?

I'm absolutely losing my mind with the FAFSA 24-25 application. I've submitted THREE times now and keep getting error messages about a mismatch between my parents' reported income and their tax return data. We're using the IRS Data Retrieval Tool but somehow it's still flagging discrepancies! My dad is self-employed (contractor) and mom works part-time, but they filed jointly. The system keeps rejecting with some vague message about Schedule C income not matching? My SAI calculation is showing 'pending resolution' and I'm terrified I'll miss my school's priority deadline (Feb 15th). Anyone else having these tax verification nightmares or know how to fix this? My financial aid office just keeps telling me to 'resolve the FAFSA errors' without any actual help.

I'm a financial aid counselor, and this is actually a common issue with the 24-25 FAFSA, especially for families with self-employment income. The Data Retrieval Tool sometimes struggles with Schedule C income because it doesn't always capture the net vs. gross income properly. Here's what you need to do: 1. Print out your parents' complete tax return including ALL schedules 2. Compare line 12 on Schedule 1 with what's showing in your FAFSA 3. You'll likely need to manually override the DRT data 4. When manually entering, make sure you're entering the NET self-employment income (after expenses) If you're still having trouble, call FSA directly at 1-800-433-3243 and ask specifically for help with a "Schedule C DRT mismatch error." They can look at your specific error codes.

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Thank you so much! I just checked and you're right - the numbers don't match up. The FAFSA is showing my dad's GROSS income before expenses, not the net. I'll try the manual override. Do you think this will delay my SAI calculation further? I'm so worried about missing deadlines.

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omg same exact thing happened to me!!! the stupid system kept saying there was a mismatch but my parents taxes were fine. took me like 5 submissions before it finally went through. so annoying that we have to deal with this just to get financial aid 🙄

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Did you ever figure out what the actual problem was? Or did it just randomly start working? I'm on my 3rd attempt and getting desperate.

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honestly i think the website was just glitching. my dad ended up calling them like 6 times and finally someone figured out there was a glitch with how they were pulling the tax info. after that it worked 🤷‍♀️

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I had this problem too and it's driving me CRAZY!!! The FAFSA system is COMPLETELY BROKEN this year. My family filed jointly, and we had rental property income which the system couldn't handle properly. After 4 submissions and multiple rejection emails, I finally had to submit it WITHOUT using the DRT tool and manually enter all the tax info exactly as it appears on their return. It took forever but eventually worked. This FAFSA 24-25 is a total disaster compared to previous years!

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The rental property income is exactly what caused my issues too! The IRS Data Retrieval Tool seems to get confused with supplemental schedules. The only way I could fix it was by submitting a correction and manually entering everything. Then I had to wait another 2 weeks for processing. They really messed up this year's system.

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Have you tried calling the Federal Student Aid helpline? I know everyone says its impossible to get through but I used this service called Claimyr (claimyr.com) that got me connected to an actual FSA representative in about 20 minutes instead of waiting for hours. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ The FSA rep was able to see exactly which fields were causing the error and walked me through fixing it. Saved me so much time compared to submitting and getting rejected again.

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I've never heard of that service! Did the FSA rep actually help solve the issue? I've been hesitant to call because I figured they'd just tell me to resubmit again.

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Yeah the rep was actually super helpful! She could see exactly which field was causing the error (in my case it was mixing up Schedule E rental income with business income). They have access to see the specific error codes that we don't get to see in the rejection emails. Definitely worth calling - I wasted weeks trying to figure it out on my own.

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why is everyone having so much trouble?? i filled out the fafsa in like 20 minutes and it went through fine lol

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Because some of us have parents with complicated tax situations! If your parents just have W-2 income it's super easy. The minute you add self-employment, rental properties, or capital gains, the system falls apart. Consider yourself lucky!

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For anyone dealing with self-employment income discrepancies, here's the technical explanation: The FAFSA 24-25 system is incorrectly handling Schedule C income by sometimes pulling the gross receipts (Line 1) instead of the net profit/loss (Line 31). This causes an automatic rejection when their verification system compares against IRS records. The solution: 1. DO NOT use the IRS Data Retrieval Tool if you have Schedule C income 2. Enter all tax information manually 3. Make sure you're using the NET income amount from Line 31 of Schedule C 4. Double-check all the Schedule 1 additional income entries 5. If rejected again, request a manual review by submitting a case through your school's financial aid office I work with financial aid applications, and we've seen dozens of these cases this year. It's a known issue they're supposedly fixing, but no timeline has been given.

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Thank you for this detailed explanation! I'm going to try manually entering everything tonight. Is there any way to request an extension on the priority deadline from my school due to these FAFSA system issues?

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Yes, most schools are aware of the widespread FAFSA issues this year and may grant extensions if you document your submission attempts. Email your financial aid office with screenshots of your rejection notices and explain that you're actively working to resolve the technical issues. Many schools have internal processes for handling FAFSA delays this year specifically because the problems are so widespread.

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After dealing with this exact issue, I finally got my FAFSA approved and my SAI calculated. Here's what worked for me: 1. I stopped using the IRS Data Retrieval Tool completely 2. Manually entered ALL tax information from the paper returns 3. Called FSA and specifically mentioned the Schedule C income issue 4. Asked them to note on my account that I was having the known Schedule C bug 5. Resubmitted with the manually entered data It processed correctly within 3 days after that. And my SAI ended up being much lower than what the glitched system was calculating! So it's definitely worth fixing properly.

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That's really helpful! I'm going to try this exact approach. Did you have any issues with the manual verification process after submitting? I've heard sometimes they select you for additional verification if you don't use the DRT.

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I was selected for verification, but it was actually pretty straightforward. Just had to upload the tax documents to my school's portal. Since I had already gathered everything to fix the FAFSA issue, I had all the docs ready. The verification only took about a week, and then my aid package was processed normally.

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its so stupid that they made all these changes to the fafsa and now nothing works right. like they were supposed to make it easier but instead nobody can get through 🤬

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truth!! my friend had to submit her fafsa SIX TIMES because of some weird parent contribution issue. the whole system is broken this year

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Quick update for everyone in this thread: FSA just released guidance to financial aid offices about the Schedule C income reporting issues with the 24-25 FAFSA. They're implementing a patch this weekend that should fix the DRT data transfer problems for self-employment income. If you're still struggling with this issue, try waiting until Monday to resubmit. You can also request that your school note in your file that you were affected by the known FAFSA Schedule C bug (reference FSA Electronic Announcement #24-7.3 if they ask for documentation).

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Thank you for this update! I'll wait until Monday to try again. Do you know if they're also fixing the issues with Schedule E rental income? My parents have a small rental property too.

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Yes, the patch is supposed to address both Schedule C and Schedule E income reporting issues. The fundamental problem was in how the system was interpreting different types of income from the tax return schedules. Make sure to still double-check all the values after using the DRT, just to be safe.

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As someone who just went through this exact nightmare, I want to add that you should also check if your parents amended their tax return after the initial filing. The FAFSA system doesn't automatically update when amendments are filed, which can cause these verification mismatches. I spent weeks thinking it was a Schedule C issue, but it turned out my dad had filed an amended return in November that I didn't know about. Once I updated the FAFSA with the amended return info, everything processed smoothly. Also, save screenshots of every error message you get - my financial aid office was much more helpful when I could show them the specific error codes rather than just describing the problem.

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Oh wow, I never even thought about amended returns! That's a really good point. My parents might have amended theirs too and just not mentioned it to me. I'll definitely ask them about that before I try submitting again. And you're absolutely right about the screenshots - I've been describing the errors verbally to my financial aid office but having the actual error codes would probably be way more helpful. Thanks for sharing your experience!

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