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Miles Hammonds

FAFSA application stuck in SSA verification loop - neither agency taking responsibility

I'm at my wits end with this FAFSA nightmare! For the past THREE WEEKS my application has been stuck because apparently the "Social Security Administration can't confirm my information." I've called SSA twice and they insist everything is correct on their end - my SSN, DOB, and name all match their records perfectly. When I call back FAFSA, they just blame SSA and say they've "requested my info to be sent again" but nothing changes! The status is still showing the same error message. My college's priority deadline for the 2025-2026 year is coming up fast and I'm terrified I'll miss out on aid. Has anyone else dealt with this verification loop? Did you find any way to break through this bureaucratic mess? I've tried both agencies multiple times and I'm getting nowhere!

This happened to me last fall. The problem could be something really small like a hyphen in your name or a space that shouldn't be there. When I finally got through to a supervisor at FSA, they found that my middle name was listed as my first name in their system but correctly in SSA's system. It took two more weeks to fix, but eventually they cleared it. Make sure you're being super specific when you call both agencies about EXACTLY how your name appears in their respective systems.

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That's interesting! I never considered it could be a small formatting difference. I do have a hyphenated last name so maybe that's causing issues? I'll definitely ask about this specifically next time I call. Did you just keep calling FSA until you got a supervisor or was there a special way to reach one?

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OMG I HATE THIS!! Been dealing with the same garbage since February. Called SSA like 5 times, FAFSA like 8 times. Nobody takes responsibility!!!! It's always "the other agency's fault" 🙄

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I'm sorry you're both experiencing this. There's actually a specific form you can request called the SSA-89 (Third Party Verification) that can sometimes help break the logjam. You submit it to SSA, they verify your information officially, and then you can provide that verification to FSA. It takes about 5-7 business days to process once submitted correctly. It helped resolve my daughter's similar issue last year.

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After working in a financial aid office for 12 years, I've seen this exact issue hundreds of times. Here's what's actually happening: FAFSA uses an automated system to verify your information with SSA, but that system often has trouble with certain name formats (hyphens, suffixes, multiple last names) or with recent changes to your SSA record. You need a real human at FSA to manually override the verification flag. The frustrating part is that basic phone representatives at either agency don't have the authority to fix this. You need to: 1. Request to speak with an FSA verification specialist (not just any representative) 2. Ask them to perform a "manual SSA override" on your application 3. Have them document the call with a case number 4. Follow up within 72 hours if the status hasn't changed Be persistent and use these exact terms. Generic representatives will try to pass you back to SSA, but stand firm that you need the manual override process.

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Thank you SO MUCH for this detailed explanation! This makes complete sense. I do have a hyphenated last name which must be causing the problem. I'll call tomorrow and specifically ask for a verification specialist and request a manual override using exactly these terms. I really appreciate you sharing your expertise!

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Just wanna say I feel ur pain lol. FAFSA is the WORST. I got stuck on the tax info verification for like 6 weeks last year and almost lost my housing stipend bc of it. Keep calling!!!

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I had this exact problem when helping my son with his FAFSA! After 3 weeks of getting nowhere with both agencies, I discovered Claimyr.com which helped us actually get through to a human at FSA without waiting for hours. They have this service where they call and wait in the phone queue for you, then call you when they have an agent on the line. We watched their demo video (https://youtu.be/TbC8dZQWYNQ) and decided to try it. Once we got connected to an actual specialist at FSA (not just a frontline rep), they were able to manually verify my son's information and override the system error. The application was processed within 48 hours after that. It's ridiculous that we had to go to such lengths, but at least it worked!

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I've never heard of this service before! This might be exactly what I need because I've wasted so many hours on hold only to get disconnected or speak to someone who can't help. I'll check out that demo video. Did they connect you with a higher-level agent or just the regular FSA people?

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They connected me to regular FSA first, but I specifically asked for a verification specialist right away (following the advice I had found online). The regular agent tried to transfer me and I got disconnected once, but Claimyr called back and got me through again. The second time I was more insistent about needing a specialist who could do manual verification. It definitely helped to know exactly what to ask for!

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hate to tell u this but my cousin had this problem n it took like 2 months to fix. somthing about her married name change not going thru properly in the system. she had to go to the ssa office in person with her marriage certificate to get it fixed for real. might try that if u can

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Ugh, 2 months?? I don't have that kind of time before the aid deadline. But going in person is a good idea - there's an SSA office about 30 minutes from me. I'll try calling FSA with the specific requests others have mentioned first, and if that doesn't work, I'll try visiting SSA in person. Thanks!

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Update: I followed the advice here and wanted to share what worked for me. I used Claimyr to get through to FSA (worth it just to avoid the endless hold times). When connected, I specifically asked for a verification specialist who could perform a "manual SSA override" as suggested by the financial aid officer in this thread. The first representative tried to redirect me to SSA, but I politely insisted on speaking with a verification specialist. After a 10-minute hold, I got connected to someone who immediately understood the issue. She confirmed that my hyphenated last name was causing the system error - it had a space after the hyphen in FSA's system but not in SSA's system! She performed the manual override, gave me a confirmation number, and told me to check back in 3-5 business days. Just checked today and my application is FINALLY processing correctly! Thank you all for your help - especially the detailed advice about asking for the right specialist and using the correct terminology!

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This is exactly why I try to help in these forums! So glad you got it resolved. For anyone else reading this thread in the future, this is the correct process. Always ask for a verification specialist who can perform a manual override, and be persistent if the first representative tries to send you elsewhere. The frontline representatives often don't have access to the override systems needed for these special cases.

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THANK U for updating!!!! I'm calling them tomorrow and doing exactly this!!!! 🙏🏼

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Wow, this thread has been incredibly helpful! I'm dealing with a similar verification issue where my FAFSA has been stuck for 2 weeks. Reading through everyone's experiences, it sounds like the key is getting to a verification specialist who can do a manual override rather than just regular customer service reps. I have a Jr. suffix in my name which might be causing the formatting mismatch between systems. Going to try the Claimyr service to get through the phone queue and then specifically request a verification specialist using the exact terminology mentioned here. Really appreciate everyone sharing their solutions - this kind of peer support makes dealing with these bureaucratic nightmares so much more manageable!

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Yes, the Jr. suffix could definitely be the issue! I had a similar problem with my middle initial causing a mismatch. When you call, make sure to mention that you suspect it's a name formatting issue between the two systems - the verification specialists seem to understand this problem immediately once you frame it that way. Good luck with Claimyr, it really does save you from sitting on hold forever! Keep us posted on how it goes.

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