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Eloise Kendrick

Confused about 'closed' FAFSA status - who receives the financial aid, parent or student?

I'm completely baffled by this FAFSA process and feeling stupid for asking... My daughter and I both completed our sections of the 2025-2026 FAFSA form about two weeks ago. When I log in to check the status, it just says 'closed' but there's absolutely no information about what aid she qualifies for or what happens next. Does 'closed' mean it's been processed or rejected? And most importantly, who actually receives the financial aid money - me as the parent contributor or my daughter as the student? Neither of us has received any emails about next steps. This is my first time dealing with this process and I'm so confused!

Lucas Schmidt

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Don't worry, you're not asking a dumb question at all! The FAFSA status showing as 'closed' typically means that the application has been processed and completed successfully. The financial aid will always go directly to your daughter's school, not to either of you personally. The school will apply it to her tuition/fees first, and then any remaining funds will be disbursed to her for other educational expenses. You should receive an email with your daughter's Student Aid Index (SAI, which replaced the old EFC) within a few weeks after submission. This doesn't tell you the exact aid amount though. Each school she applied to will use that information to create a financial aid package. Those packages will be sent directly to your daughter along with her acceptance letters. Have you checked the Messages section in your studentaid.gov account? Sometimes important notifications go there instead of email.

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Thanks so much for responding! I couldn't find any messages in the account. When should we expect to hear something from the schools? My daughter already received acceptance letters from 3 schools but nothing about financial aid yet. I'm worried we missed something important.

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Freya Collins

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the money goes strait to the school not to u or ur kid. closed status usually means its all done processing but sometimes it can mean theres a problem. did u get any emails? check ur spam folder maybe

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I've checked all our email folders including spam. Nothing from FAFSA or the schools about aid yet. How long does it typically take to hear something?

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LongPeri

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Since your daughter is the student, all communication about her financial aid package will go directly to her, not to you (even though you're helping pay). The schools handle all the actual financial aid offers, not FAFSA itself. FAFSA just calculates the SAI score which schools use to determine aid amounts. Your daughter should check HER email and student portal for each school she applied to - that's where the financial aid offers will appear. Most schools send these out between February and April for the fall semester. Also, "closed" status is good! It means they've finished processing the application. If there was a problem, it would say something like "Action Required" or "Additional Information Needed.

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Oh that makes so much more sense! She's been so busy with school and work that she probably isn't checking her emails carefully. I'll have her look through all her accounts tonight. Thank you for explaining!

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Oscar O'Neil

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This whole FAFSA system is RIDICULOUS! They make it so confusing on purpose I swear. When my son did his FAFSA last year, we had the same issue and it took FOREVER to get any actual information. The schools won't tell you anything helpful until they feel like it, and good luck getting anyone on the phone to explain anything!!! 🤬

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It really is frustrating! I'm a single mom trying to figure this out and the lack of clear information is so stressful. I just don't want my daughter to miss out on any aid because I messed something up.

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I spent HOURS trying to call Federal Student Aid when we had a similar status issue with my son's application. Kept getting disconnected or put on hold forever. Finally, someone recommended using Claimyr.com to get through to a real person at FSA. They connected me to an agent in about 20 minutes when I had been trying for days. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed our application was processed successfully and explained exactly what the 'closed' status meant in our case. Definitely worth checking if you're still confused about the status.

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Thank you for the recommendation! If we don't hear anything in the next week, I'll definitely try this. It would be such a relief to talk to an actual person who can explain what's happening with the application.

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Just to add some additional clarity - here's exactly what happens: 1. FAFSA calculates your daughter's Student Aid Index (SAI) based on all the financial info you both submitted 2. This SAI number is sent to all schools she listed on her FAFSA 3. Each school creates a unique financial aid package based on their available funds and her SAI 4. These packages can vary SIGNIFICANTLY between schools (one might offer grants, another mostly loans) 5. Schools send these aid offers directly to her, usually through her student portal or by email 6. She then needs to accept/decline specific aid components by a deadline (usually May 1) The actual money never touches either of your bank accounts. Federal funds are transferred directly to the school, applied to her student account for tuition/fees, and any remaining amount is disbursed to her for books/housing/etc. typically at the beginning of each semester. If the status is 'closed' and it's been more than 3-4 weeks, I would recommend having her log into each school's portal to check for financial aid information, or contacting each school's financial aid office directly.

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This is EXACTLY the explanation I needed! Thank you so much for breaking it down step by step. She's going to check all her school portals tonight. I feel so much better understanding the whole process now.

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Liv Park

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when i did my fafsa last year it said closed too but then i got an email like 3 weeks later with my SAI. but my friend never got an email at all and had to call to find out what was going on. so confusing lol. but yeah the $ goes to your school first and then whatever's left over goes to your kid.

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Freya Collins

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same with my kid too. they make it so confusing on purpose i think

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Lucas Schmidt

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Just wanted to follow up - one important thing to know is that the financial aid offers from different schools can vary dramatically. For example, my daughter got a package from State University that was mostly loans, while Small Private College offered mostly grants and scholarships with the same FAFSA SAI. So make sure your daughter carefully compares all offers before making a final decision! Also, if your financial situation has changed since you filed (job loss, medical expenses, etc.), you can request a professional judgment review from each school's financial aid office. They have discretion to adjust the aid based on special circumstances.

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Thank you for this advice! She's been accepted to both public and private schools, so I'll make sure we look carefully at each offer. And that's good to know about the professional judgment review - I actually did lose my job recently so that might apply to us.

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Evelyn Kelly

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@Eloise Kendrick Definitely contact each school s'financial aid office about your job loss! That could significantly change your aid package. Most schools have appeal forms specifically for this situation. You ll'probably need to provide documentation like unemployment benefits paperwork or a letter from your former employer. Don t'wait - the sooner you contact them, the better chance they have to adjust your package before the May 1 deadline.

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I'm so glad you asked this question! As a newcomer to the FAFSA process myself, I was equally confused when I first saw the "closed" status. From what I've learned lurking in this community, that status is actually good news - it means your application has been successfully processed. One thing that helped me understand the timeline better: even though your FAFSA is done, the schools need time to create their individual aid packages. Each school has different deadlines and processes, so some might send offers in February while others wait until March or April. Since you mentioned being a single mom, I'd also suggest having your daughter set up email notifications on all her school portals so you both stay in the loop about any financial aid updates. Many schools send important info through the student portal rather than email. You're doing great navigating this process - it really is unnecessarily complicated for first-time families!

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Thank you so much for sharing your experience! It's really reassuring to hear from someone else who was just as confused as I am. I love the idea about setting up email notifications on the school portals - that's something I hadn't thought of but makes total sense. You're right that they seem to use the portals more than direct email. I'll have my daughter do that tonight when she checks for any financial aid updates. It's so helpful to know that other first-time families find this process just as overwhelming!

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Cedric Chung

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As someone who just went through this process with my oldest last year, I completely understand your confusion! The "closed" status is actually a good thing - it means your FAFSA has been successfully processed. One tip that saved us a lot of stress: create a spreadsheet to track each school's financial aid timeline and requirements. Some schools send aid packages as early as February, while others wait until late March or even April. Also, make sure your daughter checks her student email accounts regularly - many schools send the initial financial aid notifications there rather than to the email address you provided on the FAFSA. The waiting is definitely the hardest part, but you're doing everything right! And don't hesitate to call the financial aid offices directly if you haven't heard anything by early April. They're usually pretty helpful once you get through to them.

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Paolo Romano

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That spreadsheet idea is brilliant! I'm definitely going to set that up tonight - it would help so much to have all the different school timelines in one place instead of trying to remember which school does what. And you're absolutely right about the student email accounts - my daughter has like three different email addresses and probably isn't checking all of them regularly. I'll make sure she goes through each one carefully. It's so comforting to hear from parents who've been through this recently and made it out the other side! Thank you for the practical advice.

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Ravi Malhotra

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Don't feel bad about being confused - the FAFSA process is genuinely overwhelming for first-time families! I'm going through this same process with my son right now, and the lack of clear communication from the system is really frustrating. One thing that helped ease my anxiety was learning that "closed" status is actually positive - it means your application was successfully processed and sent to the schools your daughter listed. The real waiting game is for the individual schools to create their financial aid packages, which can take anywhere from a few weeks to a couple months depending on the school. Since you mentioned not receiving any emails, I'd recommend having your daughter check not just her personal email but also any student email accounts the schools may have created for her when she applied. Sometimes the financial aid notifications go there instead of her regular email. Also, many schools have financial aid "net price calculators" on their websites that can give you a rough estimate of what aid package to expect while you're waiting for the official offers. It's not exact, but it can help with planning! Hang in there - you're definitely not alone in finding this process confusing and stressful.

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Diego Rojas

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Thank you so much for this reassurance! It's really helpful to know I'm not the only one finding this process overwhelming. I had no idea about the net price calculators - that's such a great tip! I'm going to look those up on each of her school websites tonight. Even a rough estimate would help me sleep better while we wait for the actual offers. And you're absolutely right about checking all possible email accounts - she definitely has student accounts I probably forgot about from when she first applied. It's such a relief to connect with other parents going through the exact same thing right now!

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Harmony Love

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I'm new to this community and going through the exact same situation with my daughter! Reading through all these responses has been incredibly helpful. Just wanted to add that I called my daughter's top choice school directly yesterday and the financial aid office told me they typically send aid packages 4-6 weeks after receiving the FAFSA data. So if your FAFSA shows "closed" now, you're probably looking at getting school offers sometime in the next 2-4 weeks. Also, the person I spoke with mentioned that they send aid information through their student portal system rather than email, so definitely have your daughter log into each school's portal regularly. I had no idea this was how it worked until I asked directly! The whole process is definitely more confusing than it needs to be, but it sounds like you're on the right track. Good luck!

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Amara Adebayo

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Thank you so much for calling and getting that timeline information! That's incredibly helpful to know we should expect something in the next 2-4 weeks. I feel like such a relief knowing there's an actual timeframe rather than just waiting indefinitely. And I had no idea that schools primarily use their portal systems instead of email - that explains why we haven't seen anything yet! My daughter is going to log into all her school portals tonight to check for any updates we might have missed. It's so reassuring to connect with other parents who are going through this exact same process right now. Thank you for sharing what you learned!

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I'm so glad you asked this question because I'm in the exact same boat! My daughter and I just completed our FAFSA a few weeks ago and I've been checking the status obsessively. Seeing "closed" with no other information has been driving me crazy - I keep wondering if we did something wrong or if there's some next step we're supposed to take. Reading through all these responses has been such a huge relief! I had no idea that the schools handle all the actual financial aid offers separately from FAFSA, or that they primarily communicate through student portals rather than email. My daughter has been so focused on her senior year classes that she probably hasn't been checking her school portals regularly. I'm definitely going to have her log into each school's portal tonight and set up those email notifications that someone mentioned. The spreadsheet idea is genius too - I'm going to create one to track all the different schools' timelines so we don't miss anything important. Thank you to everyone who shared their experiences and advice. It's so comforting to know that other first-time families find this process just as confusing and overwhelming as we do!

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Nora Bennett

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I'm so relieved to find someone else in exactly the same situation! I've been refreshing that FAFSA status page way too many times wondering if "closed" means something went wrong. It's amazing how much better I feel after reading everyone's explanations here. I'm definitely stealing the spreadsheet idea too - trying to keep track of multiple schools' different processes in my head has been impossible. My daughter is also super busy with senior year and probably hasn't thought to check school portals either. We're going to make it a priority tonight to go through each one systematically. It's such a comfort to know that being confused by this process doesn't make us bad parents - it just makes us normal! Good luck with your daughter's applications!

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Ethan Moore

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I'm also new to navigating the FAFSA process and want to echo what everyone else has said about how confusing this whole system is! Reading through this thread has been so educational - I had no idea that schools communicate primarily through student portals rather than email, or that the timeline can vary so much between different institutions. One thing I wanted to add that might be helpful: I discovered that some schools have specific "financial aid checklists" on their websites that show exactly what steps they go through and when they typically send out packages. It might be worth having your daughter look for these on each school's financial aid webpage while she's checking her portals. Also, since you mentioned being a single parent dealing with job loss, definitely look into whether any of her schools offer emergency grants or additional aid for families experiencing sudden financial hardship. Many schools have separate funds specifically for these situations that aren't tied to the regular FAFSA timeline. You're definitely not alone in finding this overwhelming - it seems like they intentionally make it as complicated as possible! But it sounds like you and your daughter are doing everything right.

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Thank you so much for mentioning those financial aid checklists! I had no idea schools might have those on their websites - that sounds like it would be incredibly helpful to see exactly what their process looks like and when to expect things. I'm definitely going to look for those tonight when we're going through all the portals. And thank you for bringing up emergency grants - I hadn't even thought about that possibility. With my recent job loss, that could really make a difference in our situation. I'll make sure to ask each financial aid office about any additional hardship funds when I contact them about the professional judgment review that others mentioned. It's so reassuring to connect with other newcomers to this process who are finding it just as overwhelming as I am. Everyone in this thread has been incredibly helpful, and I feel so much more confident about navigating this now. Thank you for all the practical advice!

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Ryder Ross

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I'm also completely new to this FAFSA process and stumbled across this thread while searching for answers to the exact same questions! Reading through everyone's responses has been incredibly reassuring - I was starting to think I had somehow messed up our application when I saw that "closed" status with no additional information. My son and I completed our FAFSA about three weeks ago, and like many of you, I've been anxiously waiting for some kind of confirmation or next steps. It's such a relief to learn that "closed" actually means success rather than failure, and that the real waiting game is for the individual schools to create their aid packages. The tip about checking student portals regularly is gold - I had no idea that's primarily how schools communicate about financial aid rather than through direct email. My son has been so focused on finishing his senior year strong that he probably hasn't logged into his school portals since submitting applications. One question for the group: for those who have been through this before, is there typically a "sweet spot" time to contact financial aid offices if you haven't heard anything? I don't want to be that annoying parent calling too early, but I also don't want to miss any important deadlines. Any guidance on timing would be really appreciated! Thank you to everyone who shared their experiences - this community has been such a lifesaver for anxious first-time FAFSA families!

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