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Ava Thompson

Where do I check my child's FAFSA aid results - studentaid.gov or colleges?

My daughter's FAFSA was processed last week (shows as 'completed' in studentaid.gov), but I'm confused about the next steps. Where exactly do we find out if she'll receive financial aid and how much? Do we check on the FAFSA website or do we wait to hear from each individual school she applied to? The SAI score is showing up, but I'm not sure what that means for actual aid amounts. This is our first time through this process and the guidance counselor at her school hasn't been very helpful. Any advice is greatly appreciated!

Good question! When your FAFSA is processed, you'll see the SAI (Student Aid Index) on studentaid.gov, but that's NOT your actual financial aid package. Each college uses your SAI to determine their specific aid offer. You'll receive financial aid award letters directly from each individual school your daughter was accepted to, typically between March-April. These letters will detail grants, scholarships, work-study, and loan eligibility specific to that institution. The letters can look very different from school to school, which makes comparing them challenging. Some schools call it an "award letter" while others say "financial aid package" or "financial aid offer.

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Thank you! That helps a lot. Do you know approximately how long it typically takes for schools to send those award letters after they receive the FAFSA information? My daughter already has two acceptance letters but nothing about financial aid yet.

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ur gonna get emails from the colleges with financial aid info. the FAFSA site just shows ur processed but doesnt tell u the $ amts. each school decides wat they give u

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Thanks, that's what I was thinking but wasn't sure. I'll keep an eye on her email for communications from the schools.

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The schools will send financial aid award letters, but in my experience, they're often confusing and hard to compare! Our first child is now a junior, and I remember being COMPLETELY lost trying to figure out what was a grant vs a loan. Make sure you really read the details because some schools make loans look like "awards" which is super misleading. Also, don't be afraid to call the financial aid office at each school to ask questions - they can explain their specific package better than anyone.

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This is so true! When my son got his award letters last year, one school made a $10,000 Parent PLUS loan look like a grant! I almost missed it. Always look for the terms "loan" vs "grant" or "scholarship" and add up the free money separately from the loans.

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We went through this last year and were left waiting FOREVER to get the actual aid offers from schools!!! So frustrating! The FAFSA was processed in December and some schools didn't send aid packages until late April! By then we had to make decisions with incomplete information. The whole system is broken IMO

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Oh no, that's concerning. My daughter needs to make her decision by May 1st, so hopefully we get the information with enough time to compare options and make an informed choice.

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After our FAFSA was processed, I tried calling Federal Student Aid for weeks to ask questions about how the SAI would impact our actual aid offers. Always busy signals or disconnects. Finally used a service called Claimyr (claimyr.com) that got me through to an actual human at FSA in about 20 minutes instead of hours of redials. They have a video showing how it works at https://youtu.be/TbC8dZQWYNQ. The agent explained that schools create their own aid formulas using the SAI, and some might offer more aid than others even with the same FAFSA info.

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Thanks for the tip! I might need to try that if I have specific questions about our SAI calculation. Did the FSA agent provide any insight on timelines for when schools typically make their aid determinations?

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The agent told me that schools typically start sending aid packages 2-4 weeks after acceptance, but it varies WIDELY by institution. Some are quick, others take months. They suggested contacting each school's financial aid office directly to ask about their timeline. That's what we ended up doing, and it helped set our expectations properly.

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Each school has their own formula and timeline for determining aid. The SAI from FAFSA is just one input they use. Your next steps should be: 1. Check your daughter's student portal for each school she's been accepted to - sometimes aid info appears there first 2. Watch for emails from financial aid offices (check spam folders too) 3. If it's been more than 4 weeks since acceptance and you haven't heard about aid, call the financial aid office directly 4. Create a spreadsheet to compare offers when they arrive (separate out grants vs loans) 5. Don't hesitate to appeal an aid offer if your financial situation has changed since filing FAFSA This process varies by school type too - public universities tend to have more standardized packages, while private schools have more flexibility in their aid formulas.

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This is really helpful, thank you! I hadn't thought about checking the student portals, so we'll do that today. And the spreadsheet idea is great - I'll set one up to be ready to compare offers when they arrive.

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Just want to add that the financial aid award letters can be REALLY confusing! When my daughter got hers last year, we had to call three different schools to understand what they were actually offering. Some schools front-load grants for freshman year and then reduce them in later years (a practice called "front-loading"). Make sure to ask if the awards are renewable and what GPA she needs to maintain to keep them.

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yep my brother lost his scholarship sophomore yr bc his gpa dropped to 3.1 and the cutoff was 3.2. they dont make this stuff obvious when ur deciding

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ALSO! Important tip! Once you get the financial aid offers, you can actually negotiate with the schools! If School A offers more aid than School B, but your daughter prefers School B, you can contact School B's financial aid office and (politely) let them know she received a better offer elsewhere. Sometimes they'll match or at least improve their offer. We managed to get an additional $5k/year this way for our son!

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I had no idea this was possible! That's a significant amount of additional aid. Did you have to provide proof of the other school's offer letter?

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Yes, they asked for a copy of the competing offer. We just sent a PDF of the other school's award letter. They reviewed it and came back with an improved package within a week. Not all schools will do this, but many will at least consider it, especially if they really want your student.

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One more thing to be aware of - after you receive the aid offers, there will likely be additional steps to officially accept the aid and complete any required verification. Watch for emails about loan entrance counseling, Master Promissory Notes (if accepting loans), or verification requests. These deadlines are important and missing them can result in aid being reduced or rescinded.

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Thank you for mentioning this. Is there a standard timeline for when these additional steps need to be completed? And is this something that would be clearly explained in the award letters?

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The deadlines vary by school, but they're usually clearly stated in the award letter or accompanying documentation. Most schools have a financial aid checklist in the student portal that shows all required steps and deadlines. Generally, you'll have 30-45 days to complete these steps after receiving the award offer, but some schools have earlier deadlines, especially for competitive scholarships.

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As someone who just went through this process with my oldest child, I can confirm what others have said - you'll receive the actual financial aid packages directly from each school, not through the FAFSA website. The SAI (Student Aid Index) on studentaid.gov is just a number that schools use in their calculations, but it doesn't tell you what you'll actually receive. One thing I wish I had known earlier is to create a dedicated email folder for financial aid communications. Between acceptance letters, aid offers, verification requests, and deadlines, it gets overwhelming fast! Also, don't panic if some schools take longer than others - we had one school send their package in February and another didn't send theirs until late April, but both were well before the May 1st deadline. The key is staying organized and not being afraid to call the financial aid offices directly if you have questions. They're usually very helpful and want to make sure you understand their offers. Good luck with the process!

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This is such great advice, thank you! The dedicated email folder idea is brilliant - I can already see how easy it would be to lose track of important communications. I'm definitely going to set that up today. It's also reassuring to hear that the timeline can vary so much between schools but that everything still worked out before the May 1st deadline. I was starting to worry that we were behind schedule somehow. Thanks for sharing your experience!

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I just went through this exact same situation last month! The FAFSA website showing "completed" is just the first step - think of it like submitting your tax return vs. getting your refund. The SAI (Student Aid Index) you're seeing is basically your "financial need score" that gets sent to all the colleges your daughter applied to. Each school will use that SAI along with their own financial aid policies to create individual aid packages. These come as separate communications (usually email + mail) directly from each college's financial aid office. In my experience, the timing was all over the place - some schools sent packages within 2 weeks of acceptance, others took 6+ weeks. Pro tip: Start checking your daughter's student portals at each school regularly. Sometimes the aid information shows up there before you get the official letter. Also, make sure the email address on her applications is one you both check frequently - I almost missed an important deadline because it went to an old email! The waiting is the hardest part, but you're definitely on the right track. The fact that her FAFSA is processed means the schools have what they need to make their determinations.

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Thank you so much for this detailed explanation! The tax return analogy really helps me understand the process better. I was getting worried because it's been about 10 days since her FAFSA showed as completed and we haven't heard anything yet, but it sounds like that's totally normal. I'll definitely start checking her student portals more regularly - that's a great tip I hadn't thought of. It's reassuring to hear from someone who just went through this that the timing really does vary so much between schools. I feel much less anxious about the whole process now!

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I went through this same process two years ago with my daughter and remember feeling equally confused! Just to add to what everyone else has shared - don't forget to also check if your daughter qualifies for any state-specific financial aid programs. Some states have their own grant programs that use FAFSA data but require separate applications or have earlier deadlines. Also, when you do start receiving those award letters, pay close attention to the "Cost of Attendance" (COA) that each school lists. This includes tuition, room/board, books, and estimated living expenses. Sometimes a school with higher tuition might actually cost less overall if they offer better aid packages. One last tip - if your family's financial situation has changed significantly since you filed the FAFSA (job loss, medical expenses, etc.), make sure to contact each school's financial aid office to discuss a "professional judgment review." They can sometimes adjust your aid based on current circumstances rather than just last year's tax info. The whole process is overwhelming but you're asking all the right questions! Your daughter is lucky to have a parent who's being so proactive about understanding the financial aid process.

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Mei Lin

This is incredibly helpful, thank you! I hadn't even thought about state-specific aid programs - that's definitely something we need to look into. And the point about Cost of Attendance is really important too. I can see how a school with higher sticker price might actually end up being more affordable with the right aid package. I'll make sure to compare the full COA minus aid rather than just looking at tuition. The professional judgment review is also good to know about - fortunately our financial situation hasn't changed, but it's reassuring to know that option exists if circumstances were different. Thanks for taking the time to share all this valuable insight from your experience!

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I'm currently going through this exact same process with my son, so I completely understand your confusion! Just wanted to add one more helpful tip that I learned from our college counselor - create a simple tracking spreadsheet with columns for each school, acceptance date, FAFSA received date (you can usually see this in the student portal), and expected aid letter date. Most schools will give you a rough timeline if you call their financial aid office directly and ask "When do you typically send aid packages after receiving FAFSA data?" This helped us set realistic expectations instead of just waiting and wondering. Also, I noticed that some schools send a preliminary aid estimate first, then a more detailed official package later. Don't panic if the first communication seems incomplete - just keep an eye out for follow-up materials. The waiting really is the hardest part, but from everything I've read here and experienced myself, it sounds like you're right on track timing-wise. Hang in there!

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Thank you for this practical suggestion! The tracking spreadsheet idea is brilliant - I'm definitely going to set one up today. It would be so much better than just wondering and waiting without any sense of timeline. I love the idea of calling each financial aid office directly to ask about their typical timeline too. That takes the guesswork out of it and helps set proper expectations. It's also good to know that some schools send preliminary estimates first - I can see how that could be confusing if you're not expecting it. Thanks for sharing what you're learning through your own process with your son. It's really helpful to hear from parents who are going through this at the same time!

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I'm going through this exact same process right now with my daughter and was feeling completely lost until I read all these responses! The confusion about where to actually find the aid amounts is so real - the FAFSA website definitely doesn't make it clear that the SAI is just a number for schools to use, not your actual aid. One thing I learned from calling a few schools directly is that many of them have specific dates when they release aid packages in batches. For example, one school told me they send all their aid letters on the 15th of each month, so if you just missed that date, you might be waiting almost a month for the next batch. It might be worth asking about their release schedule when you call. Also, I've started checking not just email but also the regular mail since some schools still send physical letters. My neighbor almost missed an aid deadline because the email went to spam but the paper letter got delayed in the mail. This whole process feels unnecessarily complicated, but at least we're all figuring it out together! Thanks to everyone who shared their experiences - it's making this much less stressful.

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Thank you so much for sharing this! I had no idea that some schools release aid packages in monthly batches - that's really valuable information that could explain why we haven't heard from some schools yet. I'm definitely going to ask about release schedules when I call. And you're absolutely right about checking both email AND regular mail - I've been so focused on digital communications that I hadn't thought about physical letters potentially getting delayed. That's a great reminder to check the mailbox too! It really does feel unnecessarily complicated for such an important process, but reading everyone's experiences here has made me feel so much more confident about navigating it. Thanks for adding your insights!

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I'm in the exact same boat as you with my son! His FAFSA just got processed this week and I was also confused about where to actually see the financial aid amounts. Reading through all these responses has been incredibly helpful - I had no idea that the SAI was just a calculation tool for schools rather than our actual aid amount. One thing I discovered is that you can often find hints about aid timeline in the "Financial Aid" section of each school's website. Some schools actually post their typical aid release dates right on their financial aid pages. I checked three of my son's schools and two of them had estimated timelines posted, which helped set my expectations. Also wanted to mention that our high school guidance counselor suggested creating a shared Google Drive folder with copies of all acceptance letters, aid documents, and deadlines so both my son and I can access everything from anywhere. Super helpful when you're trying to compare multiple schools and don't want to lose track of important paperwork! The waiting is definitely anxiety-inducing, but it sounds like we're both right on track with the normal timeline. Fingers crossed we both get good news soon!

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This is such a great idea about checking the schools' financial aid pages for timeline information! I just went and looked at a few of my daughter's schools and you're right - some of them do have estimated dates posted. That's so much better than just wondering when things might arrive. The shared Google Drive folder suggestion is brilliant too - I can already see how helpful that would be when we're trying to compare multiple offers and make sure we don't miss any deadlines. It's so reassuring to know that other parents are going through this exact same timeline and feeling the same mix of confusion and anxiety. Thanks for sharing these practical tips, and yes, fingers crossed we both get great news soon! This whole process is definitely a learning experience.

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Going through this same process right now with my twin daughters! Just wanted to add that I discovered some schools have a "Net Price Calculator" on their websites that can give you a rough estimate of what your aid package might look like while you're waiting for the official letters. It's not perfect since it's based on general data, but it helped give me a ballpark idea of what to expect from each school. Also, if you haven't already, make sure your daughter has set up her student portal accounts at each school she was accepted to. Sometimes schools post aid information there first before sending emails or letters. I check them every few days just to stay on top of any updates. One more tip - I started a simple calendar reminder system for following up with schools if we haven't heard anything after 4-5 weeks from her acceptance date. That way I don't have to keep track of dates in my head and can proactively reach out if needed. The whole process definitely feels overwhelming when you're going through it for the first time, but everyone here has given such helpful advice! We're all learning together.

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Thank you for mentioning the Net Price Calculator! I had completely forgotten about those - that's such a smart way to get a rough idea while waiting for the official packages. I'm going to check those out on each of my daughter's school websites today. And you're absolutely right about setting up all the student portal accounts - I've been meaning to do that but kept putting it off. The calendar reminder system is really clever too - it takes the mental load off of trying to remember when to follow up with each school. With twins going through this process, you must have twice the complexity to manage! I really appreciate you taking the time to share these practical tips. It's so helpful to learn from parents who are navigating this same timeline.

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Evelyn Xu

I'm going through this exact same process with my daughter right now and was feeling so lost until I found this thread! Her FAFSA was completed about two weeks ago and like you, I kept checking studentaid.gov expecting to see actual dollar amounts somewhere. Reading everyone's responses has been incredibly reassuring - I had no idea that schools create their own aid packages using the SAI rather than us getting a standard amount. I've already started implementing some of the great suggestions here: set up the dedicated email folder, started checking her student portals regularly, and created a tracking spreadsheet with all her schools and acceptance dates. One thing I wanted to add is that I called one of the schools yesterday just to ask about their timeline, and the financial aid officer was so helpful! She explained that they typically send packages 3-4 weeks after receiving the FAFSA data, and she could see that they had received my daughter's information, so we should expect something in the next week or two. It was such a relief to get a concrete timeline instead of just wondering. This whole process is definitely more complex than I expected, but this community has made it so much less stressful. Thank you to everyone who shared their experiences and tips!

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I'm so glad you found this thread helpful too! It's amazing how much clearer the process becomes when you hear from other parents who are going through the same thing. That's such great news that the financial aid officer was able to give you a concrete timeline - it really does make such a difference to have actual expectations rather than just waiting and wondering. I'm definitely going to follow your lead and call a few schools directly to ask about their timelines. It sounds like most financial aid offices are really willing to help when you reach out. Thanks for sharing your experience and for mentioning how helpful the suggestions here have been. It's so reassuring to know we're all navigating this together and that there's light at the end of the tunnel!

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