After submitting FAFSA with 10 schools - what happens next in the process?
Hey everyone! So my daughter and I just finished submitting her FAFSA for the 2025-26 year and listed 10 colleges on the application. This is our first time doing this, and I'm feeling a bit lost about what happens next. Do we just wait for each school to contact us? Is there some kind of confirmation we should be looking for? How long does it typically take before we hear anything back? I know her SAI will be sent to these schools, but then what? Any guidance would be super appreciated!
17 comments


Giovanni Greco
Great job completing the FAFSA! Here's what happens next: 1. You'll receive a Student Aid Report (SAR) by email within 3-5 days if you provided an email address, or by mail within 7-10 days if you didn't. 2. The SAR will show your Student Aid Index (SAI) calculation and confirm which schools will receive your information. 3. Each school on your list will receive your FAFSA data electronically. 4. Schools will use your SAI to create financial aid packages based on their available funding and your daughter's eligibility. 5. You'll receive financial aid award letters from schools where your daughter has been accepted, typically between February and April. I recommend checking your daughter's studentaid.gov account regularly for any notifications about verification requirements. About 30% of FAFSA applications get selected for verification, which requires additional documentation.
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Amara Eze
•Thank you so much for breaking it down! We did get an email confirming submission but haven't received the SAR yet. Should I be worried if it takes longer than 5 days? Also, do we need to do anything else with the schools directly, or is the FAFSA submission enough for now?
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Fatima Al-Farsi
congrats on getting it done! I've been thru this 3 times with my kids. after fafsa u need to check if any of those 10 schools require the CSS Profile too. alot of private schools need that in addition to fafsa. its way more detailed and has a fee. check each school's financial aid page to be sure!!
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Amara Eze
•Oh no, I had no idea about this CSS Profile! My daughter has 4 private schools on her list. I'll check their websites right away. Do you know if there's a deadline for that form too? Is it the same as the FAFSA deadline or different?
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Dylan Wright
Don't forget to create and verify your FSA ID for both you and your daughter if you haven't already. You'll need these to access all your FAFSA information going forward. Also, start gathering your tax documents and additional financial information now - if you get selected for verification (which happens randomly to about 1/3 of applicants), you'll need to submit extra documentation to prove your income is what you reported. This verification process can significantly delay your aid if you're not prepared.
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Sofia Torres
•THIS IS SO IMPORTANT!! My son's financial aid was delayed by MONTHS last year because we got selected for verification and weren't prepared with all the documents!!! The school kept asking for more and more forms and by the time it was all sorted out, some scholarship funds were already gone. GET YOUR DOCS READY NOW!!!
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GalacticGuardian
just an fyi but the number of schools doesnt matter as much as which ones. most imp is each school has different aid packages. my daughter got full ride at her 3rd choice but barely anything from her 1st pick. dont commit to any school til u see ALL offers
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Dmitry Smirnov
Just went through this nightmare last year. After you submit FAFSA, it's mostly waiting, but that waiting is BRUTAL. The system is completely broken. We waited 6 weeks for the SAI score because of "processing delays" then another 3 weeks because they flagged us for verification for NO REASON. I spent HOURS trying to call Federal Student Aid to check our status and either got disconnected or was on hold forever. When I finally got through using Claimyr (claimyr.com), the agent told me our verification was complete but hadn't been properly logged in their system. If I hadn't called, we would have waited another month! I'd highly recommend checking out their service - you can see how it works in this video: https://youtu.be/TbC8dZQWYNQ - saved me hours of frustration and potentially thousands in aid that was being held up.
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Ava Rodriguez
•Does this actually work? I tried calling FSA like 5 times last week and kept getting disconnected after 45+ minutes on hold. Literally ready to try anything at this point.
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Dmitry Smirnov
•Yes, it actually works. They connect you through their system so you don't have to wait on hold. My call was answered in about 15 minutes instead of hours or getting disconnected. Worth it when you're dealing with time-sensitive aid issues or verification problems.
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Miguel Diaz
One thing nobody mentioned - make sure your daughter's Social Security Number and name EXACTLY match her Social Security card on the FAFSA. Even a tiny mismatch can cause massive delays. My son's middle initial was included on FAFSA but not on his SS card and it took us 3 months to resolve the error!
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Dylan Wright
To answer your original question more specifically: 1. Each school processes financial aid differently. Some will start working on your aid package immediately after receiving your FAFSA data, while others wait until after admission decisions. 2. You should receive your Student Aid Index (SAI) within a week. This is not your financial aid offer - it's just the number schools use to determine eligibility. 3. Financial aid award letters typically come with or shortly after acceptance letters, usually between February and April depending on the school. 4. If you don't receive your SAR within 2 weeks, contact Federal Student Aid immediately as something may be wrong with your application. 5. Check each school's financial aid page for any supplemental forms they might require beyond FAFSA (like the CSS Profile already mentioned). The next few months will involve a lot of waiting, but use this time to research and understand different types of aid so you can properly evaluate offers when they arrive.
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Amara Eze
•This is incredibly helpful, thank you! I'll make sure to look for the SAR in the next week. One more question - once we get the SAI number, can we estimate what kind of aid we might receive, or is it completely up to each school's individual policies?
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Giovanni Greco
I should also mention that the FAFSA is just one part of the financial aid process. For a complete picture of what your daughter might receive, you should: 1. Check for institutional aid forms specific to each college (many have their own forms beyond FAFSA/CSS) 2. Look into external scholarships - there are thousands available with deadlines throughout the year 3. Research each school's merit aid policies (aid based on academics/achievements rather than financial need) 4. Understand that public and private institutions handle aid very differently Many families focus solely on FAFSA and miss out on significant additional aid opportunities. The more complete your financial aid applications are, the better your daughter's total package might be.
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GalacticGuardian
also don't forget to check ur email spam folder daily!! my daughters aid notification went to spam and we almost missed a deadline to accept it!!
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Zainab Ahmed
To answer your question about estimating aid from the SAI - it's complicated. Each school uses the SAI differently based on their funding formulas. Some schools meet 100% of demonstrated need, others only a portion. You can use each school's Net Price Calculator (required on every college website) to get a rough estimate. Just know that these calculators vary in accuracy. If you're trying to plan your budget, I'd recommend assuming the worst case (minimal aid) until you get official offers. Many families are shocked by how different the actual offers can be from school to school, even with the same SAI.
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Amara Eze
•That makes sense. We'll definitely use those Net Price Calculators! I'm hoping for some decent aid packages since we're pretty middle-class and my daughter has strong grades. Fingers crossed that at least a few of these schools come through with something affordable.
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