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Rhett Bowman

Can I see my own FAFSA SAI score or only the college receives it?

I submitted my FAFSA last week and I'm freaking out about what my SAI score will be. My friend told me she got an email with her score but I haven't received anything yet. Can I actually see my own SAI score somewhere on studentaid.gov or is it something only colleges get to see? I'm trying to figure out if I should be checking my account daily or if I'm wasting my time. My parents' finances are complicated (divorced, remarried) so I'm super anxious about how that affected my score.

Yes, you can definitely see your own SAI (Student Aid Index) score! Once your FAFSA is fully processed, you can log into your studentaid.gov account and view your SAI on your FAFSA confirmation page or in your Student Aid Report (SAR). The processing usually takes 3-5 business days after submission, though it can sometimes take longer during peak periods. If your application requires verification or has errors, it may take additional time. The colleges you listed on your FAFSA will indeed receive this information too, but you have full access to your own score.

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Thank you!! That's such a relief. It's been 6 business days already so I was getting worried. Where exactly on the confirmation page would I find it? I've looked everywhere but maybe I'm missing something obvious.

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my sister got hers in like 2 days but mine took almost 2 weeks lol dont stress

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Really? Two weeks?? That's so frustrating. Did you have to do anything special to get it or did it just show up eventually?

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just showed up in my email one day, i wasnt even checking anymore lol

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When I submitted my FAFSA last month, it took exactly 8 days to get processed, and I could see my SAI right on my Student Aid Report. Just log in to studentaid.gov, go to your dashboard, and look for the option to view your SAR (Student Aid Report). Your SAI will be clearly listed there. With divorced parents, your SAI calculation only includes the info from the parent you lived with more during the past 12 months (and possibly their spouse if they remarried). So don't worry too much about the complicated family situation - the system is designed to handle that.

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Thank you for explaining! I'll check the SAR specifically. I've been clicking around the dashboard but didn't focus on that. Really appreciate the info about divorced parents too - that makes me feel better about how they'll calculate it.

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FYI - they recently changed the name from EFC (Expected Family Contribution) to SAI (Student Aid Index), but they're essentially the same thing. Your SAI appears on your Student Aid Report (SAR), which you can access by logging into studentaid.gov, going to your dashboard, and clicking on "View SAR" next to your submitted FAFSA. It's typically available within 3-7 days of submission, but can take longer during busy periods (like now). If you don't see it after 10 business days, there might be an issue with your application that needs resolution. With complex family situations, verification is more common, so don't be surprised if you're selected for that. It just means you'll need to provide additional documentation to confirm the information you submitted.

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Thanks for the detailed explanation! I didn't realize EFC and SAI were basically the same thing. That helps me understand what I'm looking for. I'll definitely check the SAR section. If I do get selected for verification, what kind of documentation would I need to provide?

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For verification with divorced parents, you might need to provide: 1) Documentation showing which parent you lived with more in the past year (could be school records, medical records, etc.), 2) Tax transcripts from the relevant parent, 3) W-2 forms, and 4) Sometimes a statement explaining your living situation. Each school handles verification differently, so follow their specific instructions carefully if selected.

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I had the same problem last month and couldn't get my SAI score either. Turns out my FAFSA was stuck in processing because I had a typo in my SSN! Didn't realize until I tried calling the Federal Student Aid hotline but kept getting disconnected after waiting on hold for HOURS. So annoying!!!!

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I had the same issue with trying to reach someone at Federal Student Aid! I finally used Claimyr (claimyr.com) after seeing someone recommend it here, and they got me connected to an actual FSA agent in about 10 minutes instead of waiting for hours. They have a demo video that shows how it works: https://youtu.be/TbC8dZQWYNQ. The agent was able to tell me my application had an error with my parent's tax info that was preventing my SAI from processing. Saved me weeks of waiting and wondering!

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omg wish i knew about that sooner!! took me 3 days of calling to finally get through

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When I first applied for FAFSA back in novemember, I was super nervous about my SAI too. What nobody told me is that the SAI isn't even the final answer on how much aid you get!!! Each school uses your SAI differently to put together their financial aid package. My friend and I had almost identical SAIs but got COMPLETELY different aid offers from the same school. So don't panic too much about the number when you see it. Btw you should be able to see your SAI in your Student Aid Report which shows up in your FAFSA portal after processing. Mine took like 4 days to show up.

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That's really good to know about schools using the SAI differently. I've been stressing so much thinking this one number determines everything! A little less anxious now, thank you.

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IMPORTANT: Make sure you're actually logged into the correct FAFSA year (2025-2026) when checking for your SAI. I spent a week panicking because I couldn't find my new SAI, only to realize I was looking at last year's application information. The drop-down menu at the top of the dashboard lets you switch between aid years.

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That's a good point! I just checked and I am in the right year (2025-2026), but I'll double-check that each time I log in. Thanks for the tip!

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The whole FAFSA system is ridiculous. In my experience, they intentionally make it difficult to see your own information so colleges have the upper hand in financial aid negotiations. They want us to feel grateful for whatever scraps they offer us instead of being informed consumers. I've been through this three times with my kids and it never gets less frustrating.

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While the system certainly has flaws, your SAI is actually very accessible on your Student Aid Report. The real issue is that each college has its own formula for how they use that SAI to determine your final aid package. That's where the lack of transparency comes in - not in accessing your SAI itself.

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Maybe it's "accessible" in theory but when my daughter tried to get hers the system kept crashing. Then when she called for help they left her on hold for 45 mins before disconnecting her. Rinse and repeat for 2 weeks. That's not accessibility, that's obstruction.

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If you've waited more than 7-10 business days and still don't see your SAI in your Student Aid Report, you should check if there are any items in your "Action Required" section of your studentaid.gov dashboard. Sometimes there are verification requests or information corrections needed before they'll finalize your SAI. Also, verify that your email address is correct in your profile so you're receiving all notifications.

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I just checked and there's nothing in my Action Required section - it's completely empty. And my email is definitely correct because I've gotten other messages from them. I guess I'll just keep waiting a few more days and then try calling if nothing shows up. Thanks for helping!

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Hey Rhett! I just went through this same process a few weeks ago and totally understand your anxiety. One thing that helped me was knowing that even if your SAI seems higher than expected, don't panic! I thought mine was way too high at first, but then I got some really decent aid packages from schools that met a lot of my need through grants and work-study. The SAI is just the starting point - each school has their own institutional aid and scholarships that can make a huge difference. Also, if your parents' divorce was finalized recently or there were other major financial changes, you might be able to appeal your aid packages later with documentation. Hang in there - the waiting is definitely the worst part!

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Thanks Omar, that's really reassuring to hear! I've been so focused on just getting the SAI number that I forgot there's still a whole process after that with individual schools. The appeal option is good to know about too - my parents' divorce was finalized about 6 months ago and there have been some other changes since then. Did you end up appealing any of your packages, and if so, how did that process work?

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I'm new to this whole FAFSA process and just submitted mine a few days ago, so I'm following this thread closely! Reading everyone's responses has been super helpful. Just to add my two cents - I found it really useful to screenshot my confirmation page right after submitting, because it shows the submission date and helps you track how long it's been. Also, if anyone else is dealing with divorced parents like Rhett, the FAFSA help articles on studentaid.gov have a pretty good section explaining which parent's info to use. It helped me figure out that I needed my mom's info since I lived with her more, even though my dad makes more money. The waiting is definitely nerve-wracking though - I keep refreshing my dashboard even though I know it's only been 3 days!

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Mei Lin

Great advice about screenshotting the confirmation page! I wish I had thought of that - now I'm second-guessing when exactly I submitted mine. And thanks for mentioning the divorced parents section on studentaid.gov - I did read through that but it's good to know it helped someone else in a similar situation. The refreshing thing is so relatable haha, I've probably checked my dashboard like 20 times today even though I know it's way too early. At least we're all going through this together!

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Hey everyone! I'm also waiting for my SAI to show up and this thread has been incredibly helpful - thank you all for sharing your experiences! I submitted my FAFSA about 5 days ago and have been checking studentaid.gov obsessively. Reading through all these responses, it sounds like the key things to check are: 1) Make sure you're looking at the right aid year (2025-2026), 2) Look specifically in the Student Aid Report (SAR) section, and 3) Check for any items in the "Action Required" section. For those still waiting like me, it seems like anywhere from 3 days to 2 weeks is normal, especially with more complex family situations. I'm feeling way less anxious now knowing this is such a common experience! Also really appreciate the tip about Claimyr for getting through to FSA if needed - definitely bookmarking that for later.

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Sofia, you've summarized everything perfectly! I'm also around day 5 of waiting and it's so reassuring to see I'm not the only one checking constantly. Your checklist is super helpful - I just went and double-checked all three of those things and I'm definitely in the right place, just need to be patient. It's nice to know that even 2 weeks can be normal, especially since my situation with divorced parents might make it take longer. Thanks for putting together such a clear summary of all the advice in this thread!

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Hey Rhett! I totally get your anxiety - I was in the exact same boat a couple months ago when I submitted my FAFSA. The waiting period is honestly the worst part! From my experience, it took about 7 business days for my SAI to show up, but I have friends who got theirs in 3 days and others who waited almost 2 weeks. Once it's ready, you'll find your SAI in your Student Aid Report (SAR) on studentaid.gov. Log in, go to your dashboard, and look for "View SAR" or "Student Aid Report" - your SAI will be clearly displayed there. Don't worry about the divorced/remarried parent situation affecting processing time too much - the system handles complex family situations regularly, though you might get selected for verification (which just means providing some extra documentation). One thing that really helped ease my stress was remembering that the SAI is just the starting point. Each college uses it differently to build their aid packages, so even if the number seems high or low, you could still get great aid offers. Hang in there - you should see it soon!

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