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Freya Nielsen

Can I include my unemployed mom on FAFSA when she lives in another state?

I'm really stressed about filing my FAFSA for 2025-2026. My mom is currently unemployed and moved to Arizona last year (I'm in Michigan), and we don't share any finances. I live with my dad who helps with some expenses, but he's technically my stepdad and we aren't legally related. When I tried including just my info on the FAFSA application, it kept asking about my parent's financial information. Do I need to include my mom even though she lives in another state and doesn't provide any financial support? Would her unemployment affect my financial aid? I'm worried I'll mess something up and lose my chance at getting aid.

Omar Mahmoud

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yes u need to include her. fafsa needs bio parents unless ur independent which is hard to prove

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Freya Nielsen

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But we have zero financial connection. She hasn't even filed taxes in two years. How would I even get her information?

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Chloe Harris

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For FAFSA purposes, geographic location doesn't matter - it's about your dependency status. If you don't meet the criteria for being an independent student (24+ years old, married, veteran, etc.), you need to report your biological or adoptive parents' information. Your stepdad doesn't count unless he legally adopted you. Since your mom is unemployed, you'd report her lack of income, which could actually help your Student Aid Index (SAI) calculation and potentially qualify you for more need-based aid like Pell Grants. You'll need to contact her to complete the Parent portion of the FAFSA.

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Freya Nielsen

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Thank you for explaining. I haven't spoken to her in months though, and I'm worried she won't cooperate. Would unemployment documentation be enough or does she actually have to fill out her section?

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Diego Vargas

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Same boat last year!! My mom lives 1000 miles away and doesn't help with ANYTHING. Had to literally beg her for her tax info. So frustrating!!

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Chloe Harris

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Unfortunately, just having her unemployment documentation isn't enough. She needs to create her own FSA ID and complete the parent section, including giving consent to transfer her tax information through the IRS Data Retrieval Tool (if she filed taxes). If she didn't file taxes due to unemployment, she'll need to indicate that in her section. If she refuses to provide information, you should document all your attempts to contact her. You can then speak with your school's financial aid office about a potential "dependency override" due to parent estrangement, though these are granted only in exceptional circumstances.

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NeonNinja

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The whole system is RIGGED against students with complicated family situations!!! I was in the exact same position - mom in another state, refusing to help with FAFSA. Ended up losing a semester because I couldn't get financial aid processed in time. They don't care that you're an adult - if you're under 24, they treat you like you're 12 and assume your parents are supporting you. The so-called "dependency override" is nearly IMPOSSIBLE to get unless you can prove abuse or abandonment with police reports or court documents. It's ridiculous!

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Freya Nielsen

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That's what I'm afraid of! I can't afford school without financial aid, but I also can't force my mom to cooperate. This feels hopeless.

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I had a similar problem reaching my dad for FAFSA info last year. After weeks of being on hold with FSA and getting disconnected, I found a service called Claimyr that got me through to a real agent in minutes. You can see how it works at https://youtu.be/TbC8dZQWYNQ The agent explained that in cases of documented inability to contact a parent, they can sometimes process your application with just the available parent's information. I used their website (claimyr.com) and finally got actual help instead of automated messages. Might be worth trying so you can talk to someone who can advise on your specific situation.

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Freya Nielsen

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I didn't know this was an option! I'll definitely check out that service. I've been calling FSA for days and just get the automated system telling me to call back later.

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Sean Murphy

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There's a lot of misinformation in this thread that needs clarification: 1. For the 2025-2026 FAFSA, parental information is still required for dependent students regardless of whether they provide financial support. 2. If your parents are separated/divorced, you include the information of the parent you lived with more during the past 12 months. If equal time or you haven't lived with either, then use the parent who provided more financial support. 3. Your mom's unemployment may actually help your aid calculation since her income is low. 4. If you truly cannot contact your mother, this is documented under "special circumstances" in the FAFSA. You can initially submit the FAFSA with just your information, but you must then work with your school's financial aid office to explain the situation. 5. Your school's financial aid administrators have professional judgment authority to make adjustments for unusual situations. Contact your school's financial aid office directly - they have more flexibility to help than most students realize.

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Diego Vargas

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Wish someone had told me this last year!!! My school's financial aid people were actually rly helpful once I finally talked to them!

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Omar Mahmoud

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dont waste time with special circumstances i tried that and they rejected it. ended up having 2 track down my dad in florida and it suuuucked

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Zara Khan

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OK but can we talk about how insane it is that they expect parents who don't even talk to their kids to fill out FAFSA? My brother went through this exact thing and almost couldn't go to college because of it. The whole system needs to be redesigned.

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Freya Nielsen

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UPDATE: I finally got through to FSA after using that Claimyr service someone recommended. The agent was super helpful and explained that I can start the FAFSA without my mom's information and then document the special circumstances. She also suggested I gather evidence that I don't live with or receive support from my mom (like my current address documentation, utility bills in my name, etc.). I've also scheduled a meeting with my school's financial aid office next week. They said they might be able to help with a professional judgment review once my FAFSA is submitted. Thank you all for the advice - I'm still stressed but at least I have a plan now!

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Sean Murphy

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That's great news! Working directly with your school's financial aid office is definitely the right approach. Bring as much documentation as you can to your meeting - proof of your living situation, any communication attempts with your mother, and your own tax/income information. The professional judgment review can make all the difference in these situations.

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