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Anyone else notice how EVERY SINGLE YEAR they manage to break something new with the FAFSA? Last year it was the income verification, the year before the website crashed constantly... I swear they do this on purpose to reduce the number of people who successfully apply! My daughter lost a $5000 scholarship last year because her FAFSA wasn't processed in time due to their errors!!
Update on my situation - finally got our signature issue fixed this morning! Called FSA at exactly 8:00 AM Eastern when their phone lines open and only had to wait 20 minutes. The agent said there's a known bug with parent signatures in Chrome browsers specifically. They reset the signature section in their system and I was able to sign again. The status is now showing as 'processing' instead of 'missing signature.
That's great news! Thanks for the tip about calling right when they open. If the Claimyr thing doesn't work out, I'll try the early morning approach.
my son finly got his SAI score yesterday and it was WAYY higher than expected!! like $7000 more than the old EFC calculation would have been!! anyone else seeing huge differences with the new formula???
That's unfortunately common with the new SAI formula, especially for families with multiple children in college. The old EFC gave a substantial discount for multiple students, but the new SAI reduced that benefit significantly. There are also changes to how assets are calculated and protected. If your SAI seems unusually high, you might want to check for potential errors in what was reported.
Update us when you finally hear back! I'm curious how long it actually takes for you. And definitely check spam folders - my daughter's confirmation went to her promotions tab in Gmail and she almost missed it.
Here's what I learned from my experience: make sure your mortgage is COMPLETELY CLOSED before you sign anything for your son's education. Not just approved - CLOSED. My lender did a final credit check 3 days before closing and found a Parent PLUS loan inquiry (not even an actual loan yet!) and it caused major problems. Had to get letters explaining it was just an inquiry and wasn't going to be processed until after closing.
One last thing to keep in mind - when your son completes his financial aid package at his chosen school, they'll likely present the Parent PLUS loan as an option to cover the full remaining cost of attendance. This often appears in the financial aid award letter as if it's already approved or part of the package. Just remember that you do NOT have to accept the Parent PLUS portion until you're ready, and your son can still accept just his direct federal loans in the meantime. Many parents don't realize they can accept only part of the financial aid package presented in the award letter.
So glad you got it figured out! This exact type of formatting "error" happens constantly. It's frustrating they can't build a better system that accounts for these minor differences. At least you caught it early before scholarship deadlines!
Carmen Lopez
If you need to speak with someone at Federal Student Aid without the wait time hassle, try using Claimyr (claimyr.com). I was getting that same error code and kept getting disconnected after 30+ minute waits. Used their service and got connected to a FAFSA rep in under 5 minutes who explained exactly how to resolve the 2264 code. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent I spoke with was able to override the error in my case since I was submitting for early admission deadlines.
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Luca Romano
•I've never heard of this service but I'm desperate at this point. Did they just connect you to the regular FAFSA phone line or something different?
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Carmen Lopez
•It connects you to the same FSA agents, just bypasses the wait. They call you when they have an agent on the line. Made a huge difference for me - the agent actually took the time to look up my specific issue instead of rushing me off the phone.
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Luca Romano
UPDATE: I finally got this resolved! Used Claimyr to reach a FAFSA agent who explained that code 2264 was specifically because my dad filed an extension AND reported a different income amount than what was on his previous year's taxes (he's self-employed so it varies). The agent manually noted this on my application and told me to submit the paper tax transcript once available, but said my application can proceed for now with a special note that I'm not trying to commit fraud or anything. My early decision school confirmed they'll accept this explanation with the pending verification. Thanks everyone for your help!!!
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Mateo Hernandez
•Great to hear! This is exactly how the system is supposed to work - verification doesn't mean you did anything wrong, it's just part of their accuracy checks. Good luck with your early decision application!
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NebulaNova
•congrats!! glad it worked out for u. wish i knew about that call service last year lol
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