


Ask the community...
BEWARE that if your cousin gets any outside scholarships he HAS TO report them to financial aid office!!! My kid got a $2000 Kiwanis scholarship and didn't tell the school and they found out and REDUCED his aid package by $2000!!!! Said it was "scholarship displacement" which is COMPLETE BS but apparently legal in most states!!!!!
This is unfortunately correct in many cases. Federal rules require schools to adjust aid packages when outside scholarships create an "over-award" situation (total aid exceeding cost of attendance or financial need). However, good financial aid offices will try to reduce loans first rather than grants. Some states (Maryland, Pennsylvania, New Jersey) have passed laws against scholarship displacement, but it's still common practice elsewhere.
Thank you all SO much for this incredibly helpful information! I've made notes of all the key points: - Submit FAFSA as close to October 1 as possible - Check Michigan's March 1 deadline AND individual school deadlines - Look into the CSS Profile for private schools - Consider work-study opportunities - Be strategic about outside scholarships This has been so much more helpful than the confusing info on the financial aid websites. Really appreciate everyone taking the time to share your knowledge and experiences!
Happy to help! One last tip - make sure your cousin lists at least 4-5 schools on the FAFSA application, even if he's not 100% sure about applying to all of them. You can always add more schools later, but having them listed from the start ensures they get the information as early as possible. Best of luck to both of you!
Just to add to the great advice already here - if you continue having trouble with the signature page after trying to correct it online, you can also print, sign, and mail a signature page as a backup option. It's not the fastest solution, but it's there if the electronic method continues to fail. \n\nHere's how:\n1. Log in to studentaid.gov\n2. Go to your FAFSA application\n3. Select \
the SAI is that new thing right? i thought we still used EFC? this whole new FAFSA system is so confusing ugh
You're partially right - the SAI (Student Aid Index) replaced the EFC (Expected Family Contribution) starting with the 2024-2025 FAFSA. They serve a similar purpose in determining aid eligibility, but the calculation method changed. The confusion is understandable since this transition has been rolling out with the simplified FAFSA.
UPDATE: I finally got my SAI this morning! It appeared on my SAR and the status changed from 'processing' to 'processed' on studentaid.gov. Took exactly 25 days from submission. For anyone else waiting, just hang tight - it does eventually come through. Now I need to figure out what this SAI number actually means for my aid package...
Great news! Your SAI is used by your school to determine your financial need (Cost of Attendance minus SAI). Lower numbers mean more need-based aid eligibility. Now your school can start putting together your financial aid package with grants, scholarships, work-study, and loans. Make sure to check your school portal regularly for updates.
The whole FAFSA process is DESIGNED to be difficult to discourage people from applying. Change my mind. They don't want to give out aid so they make the process as painful as possible. Notice how the glitches ALWAYS get fixed right AFTER the priority deadlines pass? 🤔
While I understand your frustration, these issues are actually the result of the major FAFSA Simplification Act changes being implemented. The system was completely overhauled for 2025-2026, and unfortunately, any large software deployment tends to have bugs. The Department of Education has actually extended many deadlines in recognition of these technical issues.
UPDATE: Thanks everyone for the helpful suggestions! I ended up following the advice to use a desktop computer with Chrome, and that solved my problem. For anyone else struggling with this issue, here's what worked: 1. Used Windows laptop (not iPad/mobile) 2. Cleared browser cache completely 3. Disabled Chrome autofill 4. Used keyboard Tab key to navigate between fields I was finally able to enter the correct DOB and complete my application. Now fingers crossed for a decent aid package!
Congrats!!! The feeling of finally submitting that form is SUCH a relief. Hope you get good news on your SAI score!!
StarSailor
btw has anyone told u to check if ur eligible for state financial aid too? some states have separate programs for students who don't qualify for federal aid for various reasons. virginia might have something!
0 coins
Amara Nnamani
•I hadn't thought about state aid! I'll definitely look into Virginia-specific programs. Every bit helps at this point.
0 coins
Amara Nnamani
UPDATE: I've made some progress! I spoke with the financial aid office at my new university, and they were surprisingly helpful. The counselor said they've handled several cases like mine before. I'm putting together a documentation package with: 1. My personal statement 2. Letter from my employer 3. Letter from my Medicaid caseworker 4. Letter from a professor who's been mentoring me online 5. My lease, bills, and tax returns showing self-sufficiency The financial aid counselor also mentioned they have some institutional funds they can use to help students in unique situations, even if the FAFSA override isn't approved. I'm feeling much more hopeful now! Thank you all for the advice and support.
0 coins