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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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@confused_applicant: A lower SAI (Student Aid Index) is better for financial aid purposes. The SAI replaced the old EFC (Expected Family Contribution) in the 2024-2025 FAFSA. The lower your SAI number, the higher your demonstrated financial need, which typically qualifies you for more aid. An SAI of 0 demonstrates maximum financial need, while higher numbers (potentially into the thousands) indicate less financial need according to the formula.
This is really helpful information. Our SAI came back higher than I expected which has me worried. Does a high SAI mean we won't qualify for ANY needs-based aid? Or just less?
A high SAI doesn't necessarily mean you won't qualify for any need-based aid - it depends on the cost of attendance at the specific schools. Need-based eligibility is calculated as: Cost of Attendance - SAI = Financial Need So even with a higher SAI, if the school has a high cost of attendance, you may still demonstrate some financial need. Additionally, many schools offer merit-based scholarships that aren't tied to your SAI at all, but rather to academic achievement, special talents, etc. Don't lose hope until you see the actual packages!
Thank you, that makes sense! I guess we just have to keep waiting and see what the schools offer. I'll have my daughter follow up with both financial aid offices next week if we still haven't heard anything.
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Just thought of something! If youre low income you might qualify for free tax prep help through VITA and they can also help with FAFSA questions. My friend used them last year and they were super helpful with understanding how her child support should be reported on FAFSA.
Following up on retirement contributions - yes, your retirement contributions can affect the SAI calculation. For the 2025-2026 FAFSA, voluntary retirement contributions are reported as untaxed income, which can increase your SAI (potentially reducing aid eligibility). However, mandatory contributions to employer retirement plans are not counted. One more important note: Since your son is a continuing student at SDSU, make sure to also check if he needs to complete the CSS Profile in addition to the FAFSA. Some California institutions require both for institutional aid, though SDSU typically only requires FAFSA for most aid programs.
Thank you so much for explaining about retirement contributions! I have both mandatory and voluntary contributions, so I'll need to separate those. And I appreciate the heads-up about CSS Profile - I'll check with SDSU about whether we need that too.
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Has anyone tried creating a new FSA ID? My cousin said that worked for her when her FAFSA got stuck.
Creating a new FSA ID when you already have one tied to your Social Security number will cause more problems than it solves. The system will flag it as a potential fraud attempt. Better to work through the issues with your existing account.
Update: I tried the different browser suggestion and it worked! I can see our application now, though it still shows as "processing." Our SAI is showing as $14,822 which seems high to me given our income, but at least I can see it now. Still shows only 6 schools received it though. I'm going to try calling FSA tomorrow and will check out that Claimyr service if I can't get through. Thanks everyone for the help!
That's great progress! Regarding your SAI seeming high - remember the new FAFSA formula is quite different from previous years. The income protection allowance increased, but so did the assessment rates for some types of income and assets. If you have significant assets or retirement contributions, these might be affecting your SAI calculation. If you believe there's an actual error, you can submit a correction once the "processing" status clears.
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Not entirely accurate. The FAFSA still considers certain assets, but they've raised the Asset Protection Allowance and simplified which assets are counted. For most middle-income families, bank accounts no longer factor in. However, larger investments, additional properties, and business assets are still considered if they exceed certain thresholds. The formula now places more emphasis on income than liquid assets for most applicants.
Aisha Hussain
Just to clarify something important: The new Student Aid Index (SAI) calculation will likely change after you correct the dependency status. Independent students generally qualify for more aid than dependent students (unless the parents have very low income). So be prepared that your daughter's aid eligibility might decrease after correction. It's still important to submit accurate information though - incorrect FAFSA data can lead to verification headaches later.
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Mateo Martinez
That's a good point - thank you. We have relatively low income so hopefully the change won't be too dramatic. I just want to make sure we do everything correctly.
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