This is definitely a display issue with the parent/contributor portal that the Department of Education is aware of. The SAI (Student Aid Index) calculations are being correctly applied for 2024-2025 even when the display shows 2023-2024 in some areas. I recommend these steps to ensure you're submitting for the correct year: 1. Check that your student initiated a 2024-2025 FAFSA application (they should confirm this on their end) 2. When you complete your contributor section, the thank you/confirmation page will usually display the correct year 3. Have your student check their SAI calculation once you've completed your section If you do find yourself in a situation where the wrong year was processed, you can submit a correction after the fact, but this will delay the SAI calculation and potentially impact priority deadlines.

Actualización: ¡Logré resolverlo! Después de todos sus consejos, decidí intentar una cosa más antes de llamar. Borré todas las cookies y caché de mi navegador, y luego accedí a la cuenta de mi hijo primero (no directamente a mi sección de contribuyente). Desde su cuenta, usé el enlace para invitar al padre contribuyente, me envié una nueva invitación a mí misma, y esta vez cuando accedí a través del nuevo enlace, ¡todo mostraba correctamente 2024-2025! Parece que había algún problema con mi sesión anterior o con cómo accedí inicialmente. Gracias a todos por su ayuda.

Just to clarify something important: The new Student Aid Index (SAI) calculation will likely change after you correct the dependency status. Independent students generally qualify for more aid than dependent students (unless the parents have very low income). So be prepared that your daughter's aid eligibility might decrease after correction. It's still important to submit accurate information though - incorrect FAFSA data can lead to verification headaches later.

That's a good point - thank you. We have relatively low income so hopefully the change won't be too dramatic. I just want to make sure we do everything correctly.

UPDATE: We finally got it working! It turned out to be something incredibly small - on my daughter's application I had entered my name as "Elizabeth A. Smith" but on my son's I just put "Elizabeth Smith" without the middle initial. Can't believe such a tiny difference caused so much trouble! For anyone else having this issue, check EVERY character you enter, including periods and spaces. The system is extremely picky about exact matches. My husband was able to create his FSA ID using the email that received the invitation, and that worked smoothly once we knew what to do. Thank you everyone for your help!

Just FYI - save all your login info and screenshots! My kid's FAFSA randomly reset last week and we had to redo the parent part again. The new system has so many glitches this year.

Just thought of something! If youre low income you might qualify for free tax prep help through VITA and they can also help with FAFSA questions. My friend used them last year and they were super helpful with understanding how her child support should be reported on FAFSA.

Following up on retirement contributions - yes, your retirement contributions can affect the SAI calculation. For the 2025-2026 FAFSA, voluntary retirement contributions are reported as untaxed income, which can increase your SAI (potentially reducing aid eligibility). However, mandatory contributions to employer retirement plans are not counted. One more important note: Since your son is a continuing student at SDSU, make sure to also check if he needs to complete the CSS Profile in addition to the FAFSA. Some California institutions require both for institutional aid, though SDSU typically only requires FAFSA for most aid programs.

this is so confusing! so fafsa doesnt care about your savings at ALL now?? that seems crazy to me

Not entirely accurate. The FAFSA still considers certain assets, but they've raised the Asset Protection Allowance and simplified which assets are counted. For most middle-income families, bank accounts no longer factor in. However, larger investments, additional properties, and business assets are still considered if they exceed certain thresholds. The formula now places more emphasis on income than liquid assets for most applicants.