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Has anyone else noticed that the processed SAI number is COMPLETELY different from what all those online calculators estimated?? Mine was off by like $8000 which is making me think I did something wrong too!!! I'm going crazy trying to figure out why my number is so much higher than expected and what that means for my Pell Grant eligibility!
The online calculators were primarily based on the old EFC formula, not the new SAI calculation method. The 2024-2025 FAFSA introduced significant formula changes that most online tools haven't fully updated for. Some key differences include how retirement contributions are counted, how multiple student households are calculated, and how business income is assessed. This is why many people are seeing very different numbers than expected. If you're concerned about a significant discrepancy, you might want to contact your school's financial aid office for clarification.
UPDATE: I found it! Thanks for all the help everyone. I followed the steps about going through the "You" menu and "View and manage my applications" and was able to review everything. Good news is that all my schools are listed correctly and my parent contributor information looks right. My SAI is actually lower than I expected which I guess is good for aid purposes? I feel much better now knowing everything was submitted correctly. Now just waiting on my school... the waiting game continues.
Great news! Yes, a lower SAI generally means more aid eligibility, so that's definitely good. Glad you were able to find everything and confirm it's all correct. The waiting for school processing is definitely the hardest part, but you've done everything right on your end.
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Has anyone figured out if there's a way to calculate the SAI yourself beforehand? With the old EFC, there were calculators online that could give you a rough estimate. I haven't been able to find anything reliable for the new system, and our family is trying to figure out if certain schools are even worth applying to cost-wise.
There are a few SAI calculators being developed, but they're not as accurate as the old EFC calculators yet. The College Board has one available with their CSS Profile information, and some financial aid consultants have spreadsheet versions. The challenge is that the new formula has different contribution percentages and treatment of assets compared to the old system. However, if you want a rough estimate, the key factors are: 1. Parents' adjusted gross income (AGI) 2. Student's adjusted gross income 3. Parents' assets (excluding primary home and retirement accounts) 4. Student's assets 5. Family size and number in college For most families, the SAI will be somewhat lower than what your EFC would have been under the old system, especially if you have multiple students in college simultaneously.
my daughters counsler told us we shouldnt stress about the SAI score anyway bc it isnt the final word. each college has there own formula for how much aid they give u so dont freak out if the SAI seems high
That's reassuring to hear. I think I'm still adjusting to all the changes from the old system. It feels like they made everything more complicated when they were supposed to be simplifying it!
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anyone else notice how SLOW the site is? takes like 10 seconds to load between pages sometimes
Mine crashed completely during the tax info section and I had to start all over! Lost an hour of work. The IRS Data Retrieval Tool failed twice before finally working.
For future reference, here are some navigation tips for the 2025-2026 FAFSA form: 1. Use the Save & Exit method to refresh navigation 2. Click on the text labels in the sidebar instead of icons 3. Use the progress indicators at the top to jump between sections 4. Clear your browser cache if experiencing persistent issues 5. The mobile version sometimes works better for navigation than desktop 6. Take screenshots of completed sections as backup Also, once you've submitted, keep your confirmation number. If you need to make corrections later, you'll use the "Correct Your FAFSA" option, which is more straightforward than the initial application navigation.
This is incredibly helpful, thank you! I've taken screenshots of everything now just in case. The form is finally complete and submitted with the correct address. What a relief!
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I finally got through to FAFSA last week after dealing with this exact problem! Here's what worked for me: First, I requested a callback through their automated system instead of waiting on hold. Then, when they did call back (about 3 hours later), I immediately asked for a "verification specialist" rather than explaining my problem to the first person. This got me transferred to someone who could actually help with the verification issue rather than wasting time with a general customer service rep who would just transfer me anyway. Hope this helps, and hang in there! The whole FAFSA process this year has been a nightmare for everyone.
Thank you for this tip about asking specifically for a verification specialist! I didn't realize they had different departments. I'll definitely try the callback option too - maybe that will prevent the mysterious disconnections.
dont give up!!! my son almost lost his fall semester spot cuz of this exact FAFSA verification nightmare!! the system is broken but once u finally get thru to someone they can fix it pretty fast
Thank you for the encouragement! It helps knowing we're not alone in this struggle. I'm going to try all these suggestions tomorrow. Fingers crossed!
Ellie Perry
Is anyone else having issues with the SAI calculations this year? When I did my first kid's FAFSA, our SAI came back WAY higher than I expected based on the old EFC formula. I'm worried about doing my second child's application now because if they're both showing these inflated SAI numbers, we might not qualify for the financial aid we were counting on. The whole new formula seems really unfair to middle-class families with multiple kids in college.
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Tasia Synder
•The new SAI formula is indeed different from the old EFC calculation. One significant change is that the new formula no longer provides an automatic reduction for multiple children in college simultaneously. Under the old system, having two children in college could potentially cut your EFC in half. The new system evaluates each student individually. However, there is some good news - while the SAI might be higher, many schools are aware of this change and are adjusting their institutional aid formulas to account for multiple children in college. I strongly recommend contacting the financial aid offices at your children's prospective schools to discuss your specific situation.
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Abigail Patel
Update: I was able to transfer the parent information successfully! For anyone else in this situation, here's what worked: I logged in with MY FSA ID (not my son's), started a new FAFSA for 2025-2026, entered all his student information, and then when I got to the parent section, there was an option that said "Transfer Parents' Information from another FAFSA form." I clicked that, verified my identity again, and it pulled all our tax info, assets, etc. from my daughter's application. Saved me at least an hour of work! Thanks everyone for your help!
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Daniel White
•Great news! I'm glad it worked smoothly for you. This transfer feature is one of the most helpful aspects of the FAFSA system when you have multiple students in your household. Best of luck to both your children with their college applications!
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Nolan Carter
•nice! yeah its not that bad once u figure it out. next yr will be even easier bc ull be a pro at it by then lol
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