Need in-person FAFSA help in San Diego - single mom confused by application process
I'm completely lost trying to help my son with his FAFSA application for next year. He's currently a junior at SDSU and I've been staring at the studentaid.gov website for hours but can't figure out where to even start with the 2025-2026 form. As a single parent, I'm worried about making mistakes that could cost him aid. The dependency questions are confusing me and I'm not sure what tax documents I need to upload. Has anyone in the San Diego area had experience helping their college student with FAFSA? Maybe someone who could meet up and walk me through it? The financial aid office at SDSU told us to just 'follow the online instructions' but that's not helping. My son works part-time too - does that affect how we report income? Any help would be SO appreciated!
18 comments


Victoria Scott
Im also a single mom with a kid at SDSU! The FAFSA is super confusing at first. Have you tried going to one of the FAFSA workshops at the library? They do them every month I think. My daughter and I went to one last semester and it helped alot. Bring your tax return and w-2 forms, and your sons tax info if he filed. They'll walk you thru all the steps.
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Ezra Collins
•Thank you! I didn't know about the library workshops. Do you know which branch offers them? Also, did they explain how to handle the parent contribution section for single parents? That's what's really stressing me out.
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Benjamin Johnson
check if SDSU has FAFSA help events on campus. my kid goes to Grossmont and they had advisors who would sit with you and literally look over your shoulder while you filled it out. saved my life honestly
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Zara Perez
As a financial aid advisor, I'd recommend starting with the SDSU Financial Aid Office rather than looking for help elsewhere. They offer regular FAFSA completion workshops specifically for parents. For the 2025-2026 application, you'll need your 2023 tax return and W-2 forms, plus your son's if he filed. Since you mentioned being a single parent, you'll only report your income information in the parent section. For the dependency questions, your son will almost certainly be considered a dependent student unless he's 24+, married, a veteran, or has dependents of his own. His part-time work will need to be reported in the student section, but won't affect your parental contribution calculation. The most common mistake I see is parents using their FSA ID to complete the student's portions. Make sure your son creates his own FSA ID and completes his sections himself. You'll use your separate FSA ID for the parent portions.
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Ezra Collins
•Thank you so much for the detailed information! I'll check with SDSU about their workshops. Quick follow-up - my son turned 23 in April, lives in an off-campus apartment that I help pay for, and I claim him as a dependent on my taxes. That means he's still considered a dependent for FAFSA, right? Also, do you know if the Parent PLUS loan has changed for 2025-2026?
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Zara Perez
•Yes, at 23 and with you claiming him as a tax dependent, he is still considered a dependent student for FAFSA purposes. The age threshold is 24 (as of Jan 1 of the award year). Regarding Parent PLUS loans, the application process remains similar for 2025-2026, but there have been some changes to the annual loan limits. You'll still need to complete a credit check and can borrow up to the cost of attendance minus other financial aid received. The SAI (Student Aid Index, formerly EFC) calculation has changed somewhat, which might affect your overall aid package. I'd recommend discussing specific loan options once you complete the FAFSA and receive the SAI number.
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Daniel Rogers
If you're looking for in-person help, I definitely recommend SDSU's Financial Aid office. They have walk-in hours but you need to schedule at least a week in advance now because they're always busy. They helped me understand how my parents' retirement contributions affected my SAI calculation, which was super helpful! In the meantime, the online FAFSA walkthrough videos on studentaid.gov are actually pretty decent. Check out the one specifically about dependency status and parent information for dependent students. Also, if your son receives any untaxed income (like contributions to retirement accounts or child support), that needs to be reported separately from his W-2 income. That's a common thing people miss.
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Ezra Collins
•Thanks for the suggestion about the videos - I'll look those up tonight. And I'll definitely call about scheduling a walk-in appointment. My son doesn't have retirement accounts yet, but I do. Do my retirement contributions affect his aid? That's another thing I'm confused about.
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Aaliyah Reed
The FAFSA is THE WORST!!! I tried for THREE DAYS to submit my daughter's application and kept getting system errors. Called the helpline and was on hold for 2+ hours before getting disconnected TWICE!!! This system is designed to FAIL students from families who don't have financial advisors or college counselors. Why do they make it SO COMPLICATED??? My daughter almost missed her priority deadline because of these stupid technical issues!!!
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Ella Russell
•omg same. i was on hold forever and then they just hung up on me
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Mohammed Khan
•I had the same frustrating experience trying to reach FAFSA by phone for help with my verification issues. After multiple disconnects and hours on hold, I found Claimyr (claimyr.com) which helped me get through to an actual FAFSA agent in about 20 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent was able to walk me through the parent contribution section and explained exactly which documents I needed to upload. Way better than trying to figure it out from their confusing website!
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Gavin King
have u tried the california student aid commission workshops? they do free fafsa help sessions. my nephew went to one last yr
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Ezra Collins
•No, I haven't! I'll look those up right away. Did your nephew say if they were helpful? I'm worried because I've heard the 2025-2026 FAFSA is different from previous years.
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Gavin King
•yea he said they were good! they helped him with that contributor access thing for his parents. not sure about 2025 changes tho
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Benjamin Johnson
another thing to remember is the priority deadline for cal grants is march 2!! miss that and ur kid might miss out on free $$$. learned that the hard way last year :
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Victoria Scott
Just thought of something! If youre low income you might qualify for free tax prep help through VITA and they can also help with FAFSA questions. My friend used them last year and they were super helpful with understanding how her child support should be reported on FAFSA.
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Zara Perez
Following up on retirement contributions - yes, your retirement contributions can affect the SAI calculation. For the 2025-2026 FAFSA, voluntary retirement contributions are reported as untaxed income, which can increase your SAI (potentially reducing aid eligibility). However, mandatory contributions to employer retirement plans are not counted. One more important note: Since your son is a continuing student at SDSU, make sure to also check if he needs to complete the CSS Profile in addition to the FAFSA. Some California institutions require both for institutional aid, though SDSU typically only requires FAFSA for most aid programs.
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Ezra Collins
•Thank you so much for explaining about retirement contributions! I have both mandatory and voluntary contributions, so I'll need to separate those. And I appreciate the heads-up about CSS Profile - I'll check with SDSU about whether we need that too.
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