FAFSA

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FAFSA dilemma: Filing for one definite college student and one uncertain - will it hurt my junior's aid?

I'm really stressed about filling out the FAFSA for 2025-2026. My oldest will be a junior next year, and my youngest is on the fence about college. If I list both kids on the FAFSA but then my youngest decides not to go, will that negatively impact the financial aid my oldest receives? I've heard the SAI calculation changes with multiple students, but I don't want to accidentally reduce my junior's aid package by listing a child who might not even attend. Has anyone dealt with this situation before? Should I just file for my oldest for now or go ahead with both? Thanks for any advice!

my cousins kid got more money when they had 2 in college then when it was just 1. something about the family contribution being split between them. but idk if thats still how it works with all the fafsa changes lately

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Yes, that's still exactly how it works with the new FAFSA system. The Student Aid Index (formerly EFC) is essentially divided by the number of college students in the household, which typically results in more aid per student when multiple students are enrolled.

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Thank you all SO MUCH for the helpful advice! I'm definitely going to include both children on the FAFSA now. I had no idea that having multiple students could actually HELP with financial aid rather than hurt it. I feel much better about the whole situation. I'll make sure to update everything if my youngest decides not to attend college after all, but at least now I know I'm not risking my oldest's aid by including both. This community is amazing!

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Glad you got the right info! The FAFSA system is SO CONFUSING and the instructions don't make this clear AT ALL. Make sure you keep records of everything and save confirmation emails - you'll need them if you have to make changes later!

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Husband's FSA ID not receiving FAFSA invites from our twins - what's the fix?

We have twins starting college next Fall and I'm completely stuck with the parent portion of the FAFSA! Both of my kids sent invites for me and my husband to complete our sections. I was able to get into my FSA ID account and complete my contributor section for both twins without any issues. The problem is my husband can't see ANY invites in his FSA ID account! They simply don't show up even though both kids swear they sent invites to his email. We've checked his spam folder, had the kids resend the invites THREE times, and still nothing appears when he logs in. His FSA ID is definitely working because he can log in, but there's just no sign of any pending FAFSAs to complete. Is there some setting we're missing or do we need to create a new FSA ID for him? I'm panicking because the priority deadline for scholarships is coming up, and I don't want the twins to miss out on aid because of this technical glitch!

THE WHOLE FAFSA SYSTEM IS BROKEN THIS YEAR!!! Sorry for yelling but I'm so frustrated with all the problems. My daughter's application has been "processing" for 2 months, my son can't get verification completed, and now I'm hearing about this contributor invitation issue from multiple people. The Department of Education should be ashamed of themselves for rolling out such a buggy system when students' futures depend on this. Good luck getting through to anyone there - I've literally called 20+ times and given up.

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I feel your frustration! This really shouldn't be so difficult. It's stressful enough getting twins ready for college without having to deal with technical glitches in such an important system. I hope they fix these issues soon, especially since so many schools have early priority deadlines for financial aid.

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Any update? Did you figure out which of the suggestions worked? I'm curious because my sister is having the same problem with her husband's account and twin boys too!

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Yes! After trying everything, what finally worked was actually two things: 1) We discovered his email wasn't fully verified in his FSA ID account even though he could log in, and 2) We used that Claimyr service someone mentioned to get through to FSA, who confirmed there was a bug with multiple student invites coming close together. They manually added him as a contributor to both applications. Both twins' FAFSAs are finally complete! Tell your sister to check the email verification status first - that seems to be a common issue.

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Can't access my FSA ID email from 2016 - son's FAFSA stuck & impossible to reach help line

I'm at my wit's end trying to help my son with his FAFSA application! The system says my FSA ID is linked to a university email address I used back in 2016 when I took some night classes. That email was deactivated years ago when I stopped attending. My son can't proceed with his application because I need to provide my information as his parent, but I can't get into my FSA ID account to update anything. I've been calling the Federal Student Aid helpline EVERY SINGLE DAY for the past two weeks, different times of day, and all I get is that automated message saying 'we're experiencing high call volume, try again later' then it disconnects me! How is my son supposed to submit his application before the priority deadline next month if I can't even talk to a human? Has anyone else dealt with this email recovery nightmare?

UPDATE: I finally got this resolved! I used that Claimyr service to get through to an actual person at FSA yesterday. The agent was able to verify my identity using my SSN and date of birth, then manually changed my email address in their system. I had to wait about 24 hours, but I now have access to my FSA ID again! My son and I finished his FAFSA application last night. Just wanted to update in case anyone else runs into this problem. The key is getting to an actual human who can help with account recovery.

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So glad you got it figured out! I'm about to start this process with my daughter and I'm already dreading it lol

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That's great news! For anyone else dealing with similar issues, here's a quick summary of options for FSA ID email recovery: 1. Try the standard recovery options on studentaid.gov first 2. Call the dedicated FSA ID technical support line (not the general FAFSA helpline) 3. Use a call connection service if you keep getting disconnected 4. Ask your student's school counselor for assistance 5. As a last resort, create a new FSA ID (but be prepared for potential verification issues) And remember that with the 2025-2026 FAFSA, parents can now create separate contributor accounts rather than using their original FSA ID. This new system is specifically designed to address situations like this, though it's still having some growing pains.

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Thanks for summarizing the options! The agent also told me about the new contributor account option, but said for my situation it was better to recover my original FSA ID since I had previously received financial aid myself years ago. Apparently, that account history is important for the system.

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FAFSA household size confusion with twins - tax filing vs custody arrangement

I'm trying to get a head start on understanding FAFSA since my twins are just starting high school. My situation is complicated: I have full physical custody of my twins (they live with me 100% of the time), but my ex-husband pays child support and gets visitation. For tax purposes, I claim one child and he claims the other. When I started playing with the FAFSA4caster tool, I got confused about household size. Should I list both twins in MY household size even though I only claim one on taxes? Will this create a red flag since it doesn't match my tax return? Do I need to provide extra documentation to explain this? I'm trying to avoid headaches when it's actually time to apply in a few years.

Another thing I learned from my experience - keep ALL documentation related to your custody and living situation in a folder (physical or digital). When my triplets applied, I needed: - Copy of divorce decree - Copy of custody agreement showing physical placement - School records showing my address - Utility bills showing household size - Letter explaining our tax arrangement Better to have it and not need it than scramble at the last minute! The worst part of FAFSA is the verification process when they question things, especially with divorced parents.

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This is excellent advice. I always recommend my clients create a "FAFSA Documentation Folder" with exactly these types of documents. I'd add bank statements showing child support deposits as another useful document to include.

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Thank you everyone for the helpful advice! So to summarize what I've learned: 1. Count both twins in my household size for FAFSA even though I only claim one on taxes 2. My ex's income won't be considered since the twins live with me full-time 3. Child support I receive will count as untaxed income 4. I should start gathering documentation now in case of verification 5. FAFSA is primarily concerned with actual living arrangements, not tax filing status This has been so helpful in understanding how to approach this when the time comes. I'm glad I started learning about this early!

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Perfect summary! You're definitely ahead of the game by researching this early. One last tip: when your twins are sophomores, start looking at net price calculators on college websites to get early estimates for specific schools. These usually factor in your specific family situation and give better estimates than the basic FAFSA4caster.

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FAFSA processed but still getting 'missing actions' emails - what's happening?

I'm so confused about my son's FAFSA status. I chatted with someone online through the studentaid.gov help center yesterday who told me his application was fully processed and we should be receiving the SAI score soon. But then this morning I got TWO more emails saying there are 'missing actions required' on his application. When I log in to the portal, I can't even figure out what's supposedly missing! Has anyone dealt with this kind of mixed messaging before? What should I actually believe - the chat agent or these automated emails? And how do I figure out what's actually 'missing' when nothing is flagged in our account?

wait so does processed mean they got the SAI score or just that they submitted it correctly? i thought the SAI is what tells you how much money youll get?

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Good question! "Processed" means that the Federal Student Aid office has completed their review of the FAFSA application and calculated the SAI (Student Aid Index) score. The SAI score is what colleges use to determine financial aid eligibility, but it doesn't directly tell you how much aid you'll receive. Here's the sequence: 1. You submit the FAFSA 2. The application is processed and an SAI is calculated 3. This information is sent to the colleges you listed 4. Each college creates a financial aid package based on your SAI, their available funds, and their specific financial aid policies 5. Colleges send financial aid award letters showing what you'll actually receive So "processed" is a crucial step because it means your information is now available to colleges, but you'll still need to wait for each school to create their individual aid offers.

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Update: I just heard back from the financial aid office at my son's college, and they confirmed they received his processed FAFSA yesterday! Apparently the chat agent was right and the emails were wrong. They said we should expect to see an aid package within 2-3 weeks. Thanks everyone for your help and advice! I'm still annoyed at how confusing the system is, but at least we know where we stand now.

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That's great news! And yes, the communication issues with the FAFSA system this year have been particularly challenging. For anyone else reading this thread who's experiencing similar problems, always verify directly with your school's financial aid office - they have the most accurate information about what they've actually received.

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