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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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one thing no one mentioned!! if ur grandaughter is close to 24 she might just wanna wait til shes legally independent by age? my cousin skipped a year and went back when she didnt need her parents for fafsa anymore
She's only 18, so waiting until 24 isn't really an option for us. She's so excited about starting college this fall, I'd hate for her to have to delay her education because of her father's refusal to help.
As a follow-up to my earlier comment: For the 2025-2026 FAFSA, there are some new provisions that might help your situation. The FAFSA Simplification Act created a new category called "provisional independent students" that includes situations where contact has been lost with parents. For your granddaughter's specific situation, I recommend a two-pronged approach: 1. Submit the FAFSA marking the "Cannot provide parent information" option 2. Immediately contact each school's financial aid office with your documentation 3. Specifically ask about both dependency override AND professional judgment options 4. Request consideration under the new provisional independent status guidelines if applicable Each school will have different forms and processes, so she'll need to work separately with each institution she's applied to.
Thank you for this updated information! I hadn't heard about the "provisional independent students" category. That gives me hope that we might have a path forward. We'll definitely follow your suggested approach and contact each school individually.
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my neighbor had this exact problem and ended up gettin selected for verification becuz the numbers didnt match the IRS data. took FOREVER to sort out but they still got aid eventually
Thanks for the heads up! I'll prepare my documentation now so I'm ready if we get selected for verification. Did your neighbor have to submit anything special beyond the W-2s?
To address your original question more directly - the wording "parent's 2022 income" is using the possessive singular form (note the apostrophe before the 's'), referring to just one parent - you, as the parent completing the FAFSA. If it were meant to be both parents, it would be "parents' income" with the apostrophe after the 's'. Regarding verification: Beyond W-2s, having a copy of your separation agreement (if formal) or documentation showing separate residences during 2023 can be helpful. Each school's verification process varies slightly, but most will request a statement explaining the discrepancy between FAFSA data and IRS data, along with supporting documentation.
Thank you for the grammar explanation! That makes perfect sense now. I do have our separation agreement and documentation of separate addresses since May 2023. I'll scan those and keep them ready along with my W-2s and a written explanation.
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When I tried to get a Parent PLUS loan last year I got denied because of my credit (had a late payment on my mortgage during covid). My daughter was then eligible for additional unsubsidized loans to make up the difference, but we had to specifically request those extra loans after the PLUS denial. Just something to keep in mind if you have any credit issues.
That's really good to know - my credit is decent but not perfect. Do you know how much additional unsubsidized loan your daughter was eligible for after your PLUS denial?
She was able to get an additional $4,000 in unsubsidized loans (she's a sophomore). I think it's $4,000 for freshman/sophomore years and $5,000 for junior/senior years. Still not enough to cover everything but it helped.
One more thing to add - when you apply for the PLUS loan, you'll need to specify which semester(s) you're borrowing for. You can choose the full academic year, or just fall or spring semester. If you're unsure about how much you'll need for the entire year, you can apply just for fall now and then do another application later for spring semester. Each application is separate and requires its own credit check.
Thanks for this additional info! We're planning to apply for the full year since we've calculated what we'll need, but it's good to know we have the option to split it up if needed.
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Good luck! Let us know how it goes. And don't stress too much about the savings account mistake - they see that kind of thing all the time. The fact that you're being proactive about fixing it will go a long way.
Ella Lewis
i remember they kept sending me emails about parent contribution even after my kid graduated lol
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Alexis Renard
•they still send me reminder emails for my daughter who graduated 3 years ago. i tried to find where to unsubscribe but gave up after 20 min
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Hunter Edmunds
Thanks everyone for the helpful advice! I created my FSA ID tonight and got the email verification right away. Waiting on the SSN verification now, but at least I know I'm on the right track. My daughter can send me the contribution invitation once that's done. This was so much clearer than anything on the studentaid.gov site!
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Camila Jordan
•Great job getting it set up! The SSN verification usually processes within 1-3 days. Once that's complete, you'll be all set to complete your portion when your daughter sends the invitation. Make sure to keep your FSA ID username and password saved somewhere secure - you'll need it again for next year's FAFSA and for any other federal student aid processes.
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