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One more thing to try - have your mom create the FSA ID using her phone number for verification instead of email. The text message verification tends to be more reliable. Also, since the deadline is coming up, remember you can submit an incomplete FAFSA to meet the deadline, then go back and update it once your mom's account is working. That way you don't miss any priority deadlines while sorting this out.
Just wanted to follow up - did you get this resolved? I ended up having to call FSA for a similar issue and they were able to manually verify my mom's email. Took about 10 minutes once I actually got an agent.
Yes! Finally got it working yesterday. Used that Claimyr service someone recommended and got a call back in about 40 minutes. The FSA agent manually verified my mom's email and we were able to finish her FSA ID setup right away. Already completed the parent contribution section last night. Such a relief!
Just wanted to follow up and mention that checking your status obsessively won't make it process any faster. The system doesn't work that way. Once you submit, it enters a processing queue and checking the status doesn't move you up in line. One thing that might be useful is to verify that your daughter's Student Aid Account is properly linked to your Parent FAFSA Account. Sometimes processing delays happen when the system has trouble matching the accounts. If you log into studentaid.gov, go to the account settings and check if the parent-student link shows as verified. If it shows pending or has any warnings, that could explain the delay.
Sorry for jumping in late, but I wanted to ask - did you use the IRS Data Retrieval Tool when filling out the income section? Applications that use the DRT tend to process faster because the income data is pre-verified. If you manually entered tax info, that could be causing the delay as they have to verify everything manually.
I had 2 wait for my paper FAFSA 2 process last yr and it was AWFUL!!!! ended up having 2 choose a school with NO idea what aid i would get. TOTAL NIGHTMARE!!!!! I wish id known 2 bug the financial aid offices more like everyone here is saying. tell ur cousin 2 call EVERY DAY until they help her!!!!!
One clarification on my earlier advice: when requesting the professional judgment review, your cousin should specifically mention "special circumstances due to parent citizenship status and FAFSA processing delays" - this terminology will signal to the financial aid office exactly what kind of review she needs. Also, having her bring the following to each financial aid office will help tremendously: 1. Photocopy of the completed paper FAFSA 2. Proof of mailing (receipt if available) 3. Parents' tax returns with SSNs redacted 4. Her own tax information if she worked 5. A written timeline of her attempts to submit electronically and subsequent paper submission This documentation package will give aid administrators what they need to create a provisional aid package while waiting for official processing.
btw if ur daughter doesnt know where to add u as contributor its under the contributors tab in her fafsa application not super obvious
One last piece of advice - make sure all the personal information in your FSA ID matches your tax return EXACTLY (spelling, address, etc). The new FAFSA is automatically pulling tax data from the IRS, and even small discrepancies can cause delays in processing.
Great reminder! I'll double-check all my information. We had an address change last year, so I should make sure everything matches our most recent tax return.
Oliver Becker
has anyone tried those income share agreements?? my cousin did one where he doesn't pay anything now but gives like 3% of his income after graduation for 5 years. sounds better than loans tbh
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Paolo Marino
•Income Share Agreements (ISAs) are available at some schools, but I'd approach with caution. They may seem appealing since there's no interest, but if you end up with a high-paying job after graduation, you could pay back significantly more than with traditional loans. They also have less regulation and consumer protections than federal loans. They're typically only available for specific programs or schools, so you'd need to check if your institution offers them. I'd recommend exhausting federal loan options first, as they have income-driven repayment plans that can also cap payments based on what you earn, plus potential loan forgiveness programs.
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Oliver Becker
•oh i didnt think about paying more if i get a good job. thx for explaining!
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Keisha Taylor
Thank you all SO MUCH for the advice! I've made a plan based on everyone's suggestions: 1. Accept all my federal loans from FAFSA 2. Visit financial aid office in person next week to discuss: - Professional Judgment review (since my dad lost his job) - Emergency aid funds - Parent PLUS loan application (worth trying even with their credit issues) - Payment plan options 3. Look into state aid programs 4. Apply for more scholarships I'll update once I know more! This has been incredibly helpful.
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