


Ask the community...
i always do semester loans bc i sometimes take summer classes and it's easier to keep track of which loan is for which term but that's just me lol
One more consideration: if you're uncertain about whether you'll attend both semesters (perhaps due to an internship opportunity, study abroad, or other reasons), semester loans give you more control and prevent overborrowing. Just remember that each semester loan will have its own origination fee (around 1.057% for Direct Loans in the 2025-2026 award year), but that's applied regardless of how you structure the loans.
did ur daughter give him permission to do it? cuz she woulda had to make the FSA ID and approve him as parent, right? or did he make it for her?
UPDATE: I called FSA this morning and finally got through after being on hold for almost an hour. The representative confirmed that since I'm the custodial parent responsible for education expenses, I should be the one completing the FAFSA. They've put a hold on processing the current application and will be sending me instructions for submitting the correct parent information through the correction process. They said it should take 2-3 weeks to process once I submit everything. Thank you all for your help and advice!
Great news! Make sure to follow their instructions exactly and submit all the required documentation promptly. If you don't receive the correction instructions within a few days, follow up with another call. The 2-3 week timeline should still give you enough time before your daughter needs to make her college decision.
something else nobody mentioned if your twins are going to different schools make sure you put both schools on BOTH of their fafsas! my friend didnt do this and it messed up her kids sai scores!!
That's actually not correct information. Each student should only list the schools they're applying to on their own FAFSA. The FAFSA calculates the Student Aid Index (SAI) based on family information, not which schools are listed. The schools listed simply determine who receives the FAFSA data. However, what IS important is that you complete both FAFSAs consistently with the exact same parent information. Any discrepancies between the two applications could trigger verification. Many parents find it easiest to complete both applications in the same sitting to ensure consistency. For twins applying to college simultaneously, also look into: 1. Twin-specific scholarships (yes, they exist!) 2. Sibling discounts at private universities 3. CSS Profile if applying to private schools (this form does consider multiple children more favorably than FAFSA) Most importantly, contact the financial aid offices directly at your top choice schools and inform them of your twin situation. Some schools have discretionary funds they can use in these cases.
If you're struggling to get through the FSA phone line, seriously try Claimyr.com - it saved me days of frustration. They connect you with an agent without you having to wait on hold. Their video demo (https://youtu.be/TbC8dZQWYNQ) shows exactly how it works. With all these FAFSA delays, getting actual answers from a live agent made a huge difference for us.
Paolo Conti
ok everyone keeps saying this is normal but MY COUSINS FAFSA got totally rejected after getting one of these emails!!!! they had already gotten a big aid package from State and then after this "verification" their SAI went up by like $8000 and they lost a grant!!!
0 coins
Zainab Khalil
•That situation is different - it sounds like your cousin's FAFSA had incorrect information that was caught during verification. If you use the IRS Data Retrieval Tool and report all income correctly, verification won't change anything. The only time SAI numbers change dramatically is when there's unreported income or incorrect figures on the original application.
0 coins
Miguel Ortiz
Update: site is back up for me now. you might wanna check yours
0 coins
Ava Rodriguez
•Thank you! Just checked and our application still shows as processed with the same SAI number. Looks like nothing changed - what a relief! Going to accept the aid offer tomorrow.
0 coins