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This happened to my FAFSA too. My school financial aid office told me it could change my SAI calculation by quite a bit depending on my family's specific financial situation. In my case, it actually lowered my SAI by about 2000 points which meant I qualified for more aid! So this recalculation might actually be good news for you.
That would be amazing if it worked out that way for us too! Did your school wait for the recalculated version before sending you an aid package, or did they send one based on the original calculation?
Just want to update - my son's corrected FAFSA was sent to his school yesterday, and they've already updated his financial aid package. The whole process took about 10 days from when we got that email. The good news is his SAI actually went down by about $3,500, which means more grants! So definitely wait for the recalculation before making any decisions.
That's great news! I'll definitely wait for the recalculation. I called the school's financial aid office this morning and they said they're aware of the issue and will extend our deposit deadline if needed. Thanks everyone for the help!
Excellent news! Make sure to follow up with your financial aid office now to confirm they've received your information. They should start preparing your aid package within the next few weeks.
i filled out fafsa last year and they gave me the run around for WEEKS trying to get ahold of someone on the phone!!! had a question about my dads tax info (im 22 and they still wanted his info even tho i dont live with him???) and kept getting disconnected after waiting on hold for like 2 hours. so annoying
The dependent/independent status rules can be frustrating. At 22, you're still considered dependent for FAFSA purposes unless you meet one of the independence criteria (married, veteran, have dependents, etc.). The phone issues are unfortunately common - I've found that calling very early in the morning (right when they open) sometimes helps. Or you could try that Claimyr service I mentioned earlier if you're still dealing with this issue.
Thank you all SO much for the helpful information! I feel much more prepared now. I'll definitely apply as soon as the 2025-2026 FAFSA opens in October, and I'll make sure to have all my documents ready in case I get selected for verification. It sounds like with my situation as a single parent with $43k income, I should qualify for some Pell Grant funding, which is really encouraging. I'll also check with Michigan's higher education agency about state grants and look into each school's institutional aid options. This has been incredibly helpful!
The FAFSA system gets incredibly bogged down in September and October. Their servers simply can't handle the traffic volume during peak filing season. I've been through this four times with my kids! One trick that hasn't been mentioned: try accessing the site using your phone's cellular data instead of your home wifi. Sometimes ISP routing or security settings can interfere with certain government websites.
UPDATE: IT WORKED!!! Combination of things that finally got me through: using Chrome incognito mode + creating a brand new email + manually typing all fields (no autofill) + using my phone's hotspot instead of home wifi. Plus I did it at 5:30 AM when server traffic was probably low. THANK YOU ALL for your suggestions! Now on to actually completing the FAFSA itself... 😅
PixelPrincess
Just as an update - the Department of Education actually issued a formal apology about those erroneous forgiveness emails. They've implemented new verification procedures to prevent similar mistakes. I want to address a misconception I'm seeing in this thread - Parent Plus loans DO have some flexibility, but you need to be proactive. After consolidation into a Direct Consolidation Loan, you can access Income-Contingent Repayment (ICR), which caps payments at 20% of your discretionary income. It's not as generous as the plans available for student borrowers, but it's something. Also, check if you might be eligible for the SAVE plan, which has replaced REPAYE for many borrowers and can offer better terms depending on your situation.
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Leila Haddad
•Thank you for mentioning SAVE - I hadn't heard of that replacing REPAYE. Is there a specific place to check eligibility for Parent Plus borrowers? The studentaid.gov site is so confusing to navigate.
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Chloe Martin
One important distinction to make: Parent Plus loans themselves aren't directly eligible for the SAVE plan. However, once you consolidate them into a Direct Consolidation Loan, you can use the Income-Contingent Repayment plan, which is different from SAVE but still provides some income-based relief. The studentaid.gov site has a loan simulator tool that can help you see what your payments might look like under different plans. You'll need to log in with your FSA ID. If you're having trouble navigating the site or understanding your options, calling FSA directly is your best bet for personalized guidance.
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