One more important point - when your ex-husband does get his FSA ID working, make sure he logs in and completes the IRS Data Retrieval Tool authorization ASAP. For the 2025-2026 FAFSA, this is required for both student and contributing parents before the application can be fully processed. Many families are experiencing delays because they submitted the FAFSA but didn't complete the IRS authorization step, which causes the SAI calculation to be delayed.

update? did u get it figured out? my bro is about to go thru same thing with his kid and ex-wife

just rememberd somthing important - check your spam folder!!! sometimes they send a more detailed correction email that gets filtered. i found mine there with actual instructions after freaking out for days lol

That's great you found the detailed instructions! For the W-2 upload, make sure you're using the Document Upload feature specifically (not just attaching to an email). And for the parent asset correction, double-check that you're reporting the value as of the date you initially submitted the FAFSA, not the current value. These are common issues that can create further delays. Once you make these corrections, I recommend taking screenshots of everything you submit. Also, keep checking your spam folder regularly, as additional communications might end up there too.

My daughter wanted to go to college so I told her to get a job instead. No FAFSA headaches, no student loans. She's been working at the mall for 6 months now and seems happy enough. Maybe college isn't worth all this trouble anyway?

UPDATE: We tried creating a completely new FSA ID with a different email address for my husband, and IT WORKED!! We had to wait 3 days for the SSN verification to process, but we finally got in and completed the FAFSA last night! Thank you to everyone who suggested solutions. The email address change seemed to be the key for us - I guess his old email was somehow linked to an account in the system even though he couldn't access it. For anyone facing similar issues: definitely try the different email approach before resorting to paper forms. And I'm going to check out that Claimyr service for future reference since we'll have to do this all again next year.

make sure 2 check if ur school requires any additional forms for parent plus some colleges have their own form 2 fill out also don't forget 2 do the MPN (master promissory note) after getting approved thats something else totally

Something else to consider with Parent Plus loans that often gets overlooked - the debt is entirely in the parent's name, not the student's. This means your daughter has no legal obligation to repay it, even though many families have informal agreements about who's actually making the payments. If you're planning to have her help with payments after graduation, make sure to have clear conversations about that expectation. I've seen many miscommunications in families where parents assumed their child would help repay the Parent Plus loans, but nothing was explicitly discussed. Also, if you're nearing retirement, consider how these payments might impact your finances over the next 10-15 years, as Parent Plus loans don't have the same income-driven repayment options unless you consolidate them into a Direct Consolidation Loan.

I'm an academic advisor who's been helping students with FAFSA issues this cycle. What you're experiencing is part of the redesigned FAFSA process. Your tax information includes both you and your husband when you file jointly, so the system now skips redundant entry fields. However, there IS a technical issue affecting some applications where the summary page doesn't display all contributor information correctly. Before signing and submitting: 1. Download or screenshot the entire summary page 2. Verify BOTH parents' information appears in the contributor section 3. Check that income figures match what you'd expect from your tax return If anything is missing or incorrect, DO NOT SUBMIT until resolved with FSA. Fixing issues after submission is much more complicated than getting it right initially.

After dealing with this exact issue, I finally got through to an FSA agent who explained what's happening. The system IS pulling your husband's data through the IRS function, but there's a display bug in the UI that makes it appear like you're skipping required sections. The agent confirmed that as long as: 1. Both you and your husband appear in the contributor section of the summary page 2. Your income figures roughly match what you filed on taxes (allowing for the new formula adjustments) Then your application IS complete and will be processed correctly. That said - I'd still absolutely review everything before submitting. The new system is much more automated but also has some serious technical issues they're still working through.