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my uncle said he didnt report his pension and they never caught it lol but i wouldnt recommend that!!
This is extremely risky. FAFSA verification can randomly select applications, and if they find discrepancies between your FAFSA and tax returns, it can lead to serious consequences including loss of all aid, potential repayment of funds already received, and even fraud charges in extreme cases. Always report everything accurately.
You kno what really gets me? With the new FAFSA supposedly being "simpler," they've made everything MORE confusing!!! They keep changing the rules and can't even get their website working right. My daughter's college fund is going to therapy for the FAFSA-induced stress disorder!!!! 😫
lol FAFSA-induced stress disorder is so real! I'm still traumatized from helping my son last year.
After using Claimyr to get thru to FSA, the agent told me they found a mismatch between our reported household size on FAFSA vs what the IRS data showed. We're a blended family situation so it's complicated. They fixed it over the phone! Our SAI finally showed up this morning. So relieved!
Just wanted to update - I tried Claimyr after seeing your comment and it actually worked! Got through to an agent in about 20 minutes. Turns out there was a verification flag on our application because my daughter's social security number had a transposed digit. They fixed it immediately and said our SAI should be available within 3-5 business days. THANK YOU for suggesting this!
Do they send by email or mail? I'm waiting too. My brother got his in like 5 days but I'm over two weeks now. This is so confusing.
They don't send your FAFSA results by email or mail to the schools. It's all electronic transmission through a secure federal database system called ISIR. Schools download these records electronically, usually daily or multiple times per week. As a student, you won't see this transfer happen - you'll only know when your school confirms they've received it or when it appears in your school's financial aid portal.
UPDATE: I finally got through to an FSA agent this morning! Turns out there was a problem with my school codes. Even though they SHOWED correctly in my account, there was some kind of transmission error. The agent resent my FAFSA to all my schools while I was on the phone, and she said they should receive it within 3-5 business days. She also sent me an email confirmation of our call that I can forward to my financial aid office for the priority deadline extension. Thanks everyone for your help!
UPDATE: IT WORKED!!! I tried using the incognito window at 5:30am like suggested, making sure to save after each step. It finally let me delete the old college and add the new one! For anyone else having this issue, definitely try the early morning approach with the incognito browser. Thanks everyone for your help!
Great to hear! Make sure you double-check your SAI (Student Aid Index) calculation and award package in a few days to confirm everything processed correctly.
Excellent! One more tip: take screenshots of your confirmed college list as documentation in case any issues arise later. The system sometimes has memory lapses when it comes to these changes.
That's awesome! So glad it worked out for you. Sometimes these FAFSA glitches make me think they're intentionally making it difficult so people give up on getting financial aid!
Honestly sometimes it feels that way! I'm just relieved it's finally fixed. Now hoping my aid package doesn't get delayed because of all these issues.
Ella Lewis
One thing no one mentioned yet - with PLUS loans, even though they're in your name, your daughter can take over payments after graduation if she wants to help out. They remain legally your responsibility, but many families have arrangements where the student makes the payments. Just make sure you're on the same page about expectations.
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Hunter Edmunds
•That's actually our plan - we're covering the first two years completely, and then she'll help with payments after graduation. Good to know this is common practice with other families too!
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Alexis Renard
Based on all the information you've shared - stable income but modest emergency fund, 5-7 year repayment timeline, and good but not exceptional credit - I would recommend a hybrid approach: 1. Start with a smaller private loan (perhaps $5,000-8,000) at the best fixed rate you can secure with your husband as the primary applicant (using his 780 score). 2. Use PLUS loans for the remaining $10,000-13,000 to ensure you have federal protections for the majority of your debt. This gives you the best of both worlds - some interest savings from the private portion while maintaining federal safeguards for most of the obligation. It also lets you compare both systems firsthand before making decisions about future years of funding.
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Hunter Edmunds
•This is brilliant! I think we'll do exactly that. We can probably get a decent fixed rate with my husband's credit score for a portion, and keep the federal protections for the rest. Thanks so much for taking the time to provide such thoughtful advice!
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