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Don't feel bad about being confused - the financial aid system is deliberately complicated! One last suggestion: look into Michigan's Futures for Frontliners and Michigan Reconnect programs if you qualify. They cover tuition at community colleges for eligible Michigan residents, regardless of your FAFSA results. That could be a game-changer depending on your situation.
Yes! My neighbor got her entire associate's degree paid for through Michigan Reconnect! Definitely worth checking out if you're over 25 or qualify for Frontliners (essential workers during COVID).
As someone who went through this process recently, I'd also recommend checking out Kellogg Community College in Battle Creek. Their financial aid office was incredibly patient with me when I had to submit multiple corrections to my FAFSA. They have walk-in hours specifically for FAFSA help and even offer evening appointments for working students. One thing I learned is that even though your federal aid is the same everywhere, some schools are much faster at processing your paperwork and disbursing funds. KCC got my loans processed within 2 weeks of enrollment, while friends at other schools waited over a month. When you're trying to pay tuition before the deadline, that timing really matters! Also, don't overlook looking into emergency grants that some schools offer for unexpected expenses - these aren't tied to your FAFSA at all and can help bridge gaps.
UPDATE: We finally got it working! For anyone else having this problem, here's what worked for us: 1. Created a new Gmail account for my husband 2. Started the FSA ID process from scratch using the new email 3. Used the direct FSA ID website as suggested instead of going through the FAFSA application 4. Did this early morning (5:30 AM) when the system wasn't busy The verification code came through instantly to the Gmail account. We were able to complete his FSA ID setup and successfully link to our daughter's FAFSA application. Now working on completing the parent contribution section. Thank you all for your help and suggestions!
Great news! Glad it worked out. Don't forget to save all the login information securely - you'll need it again next year and for any corrections that might be needed after submission.
yayyy!!! 🎉 so happy it worked! good luck with finishing everything!
Congratulations on getting it resolved! Your success story gives me hope as I'm dealing with a similar situation right now. My daughter's FSA ID went through fine, but I've been stuck on the parent verification for 3 days now. I'm going to try your exact approach - creating a Gmail account and using the direct FSA ID website early in the morning. It's frustrating that we have to jump through all these hoops, but at least there are workarounds. Thanks for sharing what worked!
my friend got a emergency loan from the financial aid office when her FAFSA was delayed, maybe ask about that??
Just wanted to add - if you're still waiting to hear back from your financial aid office about the exact disbursement date, try emailing them instead of calling. A lot of schools are swamped with phone calls right now but respond to emails within 24-48 hours. Ask specifically for your "aid disbursement timeline" and mention your class start date. They should be able to give you at least a rough estimate. Also, while you're waiting, check if your school has a Facebook group or subreddit where other students might have already posted about when their aid came through in previous semesters. Sometimes other students have better intel than the official channels!
This exact same thing happened to my son last month! The "processed but not transmitted" issue seems to be hitting a lot of families right now. Here's what finally worked for us: 1. I escalated through the FSA ombudsman office (studentaid.gov/feedback-ombudsman) - they have more authority than regular customer service and can actually track where applications get stuck in the system 2. Asked the school to check their "pending transmissions" queue - sometimes applications sit there waiting for manual review, especially if there were any data matching issues 3. The breakthrough came when I found out my son's SSN had a minor formatting issue that caused it to hang in limbo between systems. The ombudsman was able to identify and fix this within 48 hours Also, keep calling FSA every few days with your case number - I found that different agents have different levels of access and knowledge. One finally told me about a "manual transmission request" they could submit, which I wish someone had mentioned during my first 5 calls! The good news is once they identify the actual problem, it usually resolves pretty quickly. Don't let them just tell you to "wait" - keep pushing for specifics about what's causing the delay.
Thank you so much for sharing your experience! This gives me a lot of hope that there's actually a solution. I'm definitely going to contact the FSA ombudsman office today - I didn't even know that was an option. The SSN formatting issue you mentioned is really interesting. I wonder if that could be what's happening with my daughter's application too. When you say "minor formatting issue," do you mean like extra spaces or dashes that somehow got added? I'm trying to think if there's anything that could have gone wrong when I entered her information. I really appreciate the tip about asking different agents about the "manual transmission request." You're absolutely right that I shouldn't just accept "wait and see" as an answer when my daughter's financial aid is on the line. I'm going to be much more persistent about getting specific answers about what's causing the delay. Did the ombudsman office require any special documentation when you contacted them, or could you just reference your case number from the regular FSA calls?
I'm dealing with something very similar right now! My FAFSA shows processed since early June, but when I called my school yesterday they said they're still waiting for it to come through their system. The financial aid counselor mentioned they've been getting a lot of calls about this lately. What's really frustrating is that I can see all my information in the StudentAid portal - my SAI, school codes, everything looks correct. But somehow there's this disconnect between "processed" and actually getting to the schools. I'm going to try the ombudsman route that Yuki mentioned, and definitely going to ask about that conditional aid package option from GalaxyGazer. Has anyone had luck with getting schools to at least give you an estimated aid package based on your SAI while this gets sorted out? I'm worried about missing deadlines for things like work-study positions while we wait for this technical mess to get resolved. Thanks for posting about this - it's honestly a relief to know I'm not the only one dealing with this nightmare!
Alexander Evans
yo also apply for food stamps and stuff when u get to college. with that SAI u probably qualify
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Isaiah Thompson
•I didn't even think about that! That would be super helpful for food costs. I'll definitely look into it, thanks!
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Liam O'Donnell
Just wanted to add that you should also look into your state's financial aid programs! Many states have their own grant programs for students with high financial need, and with a -1500 SAI you'd likely qualify for maximum amounts. For example, some states have grants that can cover $2,000-$5,000+ per year on top of federal aid. Check your state's higher education website or ask the financial aid offices at your schools what state programs they participate in. Also, don't forget about local scholarships from community organizations, churches, businesses, etc. - these often have fewer applicants and can really help bridge any remaining gaps in your aid package.
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Mateo Rodriguez
•This is such great advice! I had no idea about state grant programs. I'm in California - do you happen to know if they have good programs here? I've been so focused on federal aid that I totally overlooked state options. And you're right about local scholarships too, I should probably start applying to those ASAP since it's getting late in the year.
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