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This is actually pretty normal this time of year. I've seen this happen many times where the deposit comes right after the transcript updates with a DDD. Last year I had a client whose transcript updated on a Thursday with a Tuesday DDD, but the money showed up Friday morning. It seems to depend on your bank - some hold the funds until the official date while others (like Walmart Money Card and other prepaid cards) often release them as soon as they receive the ACH notification from the IRS.
I'm a bit concerned about this situation. Could you please clarify a few things? 1. Did you check that the deposit amount matches what you expected? 2. Did you receive any emails or notifications from TurboTax confirming the deposit? 3. Have you logged into your TurboTax account to verify the status there? Sometimes early deposits can happen, but it's always good to verify everything is correct.
My amended return from January 18th just showed up on my transcript yesterday (April 2nd). That's 74 days of waiting just for it to appear in their system. And now the Where's My Amended Return tool says it could take until May 9th to process. The IRS is definitely not moving quickly on amendments this year. At least it's finally in the system though!
The community wisdom on amended returns is pretty consistent: they take forever, and that's when everything goes right. Have you checked if you can view your Record of Account transcript? Sometimes that shows pending amendments before the other transcript types. Also worth noting that if you amended because of an error the IRS might fix automatically (math errors, etc.), they sometimes just adjust your return without processing the amendment at all. Happened to me last year and I waited months before realizing they had already fixed the issue another way.
Check the IRS2Go app RIGHT NOW instead of waiting! According to multiple forum threads on r/IRS and the official IRS newsroom updates from last week, they're currently processing a backlog of Recovery Rebate Credit claims. The app sometimes shows updates before the website does. Also try checking your transcript directly at https://www.irs.gov/individuals/get-transcript instead of relying on WMR - many people are reporting that transcripts update first!
Think of RRC processing like airport security - everyone goes through the same line, but some people get randomly selected for additional screening. The IRS doesn't have a separate fast lane for RRC-only returns. They're processed alongside standard returns but with additional verification steps that can add 7-14 days to the timeline. The technical term for this is "RRC Verification Protocol" which includes cross-referencing your claim against previous stimulus issuance records. If your AGI was above $75,000 or you had a filing status change since 2021, expect additional delays.
But how does that explain people who filed full returns WITH the RRC getting their refunds faster than those filing for just the credit? Seems like the IRS is prioritizing full returns over credit-only returns despite what they claim.
17h
I worked as a tax preparer last year and saw this pattern too. In my experience, RRC-only returns seemed to get routed through a different internal verification queue. We had clients who filed RRC-only returns wait an average of 32 days, while those who included it with a standard return typically saw 21-24 day processing times. The IRS never officially confirmed this, but the pattern was consistent across dozens of clients.
17h
Isn't it interesting how the IRS can instantly take money that's owed, but when they need to return the remainder, suddenly everything slows down? Why would you need a paid service to reach the IRS when they're the ones holding your money? Shouldn't they be providing clear information about the status of your refund without requiring you to pay a third party just to speak with them? The whole system seems designed to be as opaque as possible.
Compared to trying to call the IRS directly during tax season, services like Claimyr are actually quite reasonable. If you've ever spent 3-4 hours on hold only to be disconnected, or tried calling for weeks without getting through, you'd understand the value. When I was dealing with an offset situation similar to this, I calculated that the time I was spending trying to reach the IRS was costing me more in lost work hours than the service fee. Sometimes paying for efficiency makes financial sense, especially when you're waiting for thousands of dollars that you need for bills or other obligations.
I went through exactly 47 days of this stress with my son's return! Called the IRS exactly 8 times. The solution that FINALLY worked: He had to verify his identity. The IRS doesn't always send those letters promptly. Here's what to do: 1. Have her call 800-830-5084 specifically (the Identity Verification hotline) 2. Wait time is usually 38-45 minutes (much better than the main line) 3. Ask if she needs to verify her identity 4. If yes, she can do it right there on the phone (takes exactly 10 minutes) 5. If not, ask for a detailed status check After my son verified, his refund was approved in exactly 9 days. I'm so relieved we figured this out - the regular agents don't always check for this specific hold!
Had this issue. Last year. My daughter too. First-time filer. Needed to verify identity. No letter came. Called the ID verify line directly. Fixed in 15 minutes. Refund came 8 days later. Try 800-830-5084. Ask specifically about ID verification. Don't wait for a letter. They're backlogged on notices. Worth a try.
Be careful with timing here! I waited to file my amendment until after I got my refund (smart, right?), but then I missed the deadline to pay the additional tax without penalties. Ended up owing an extra $120 in penalties and interest bc I didn't realize the payment was due by the original tax deadline regardless of when I filed the amendment. TurboTax def doesn't make this clear, and I learned the hard way. Make sure u pay by the deadline even if ur still waiting on ur refund!
Thank you so much for this warning! I was about to do exactly this - wait for my refund before filing the amendment. You just saved me from making an expensive mistake!
17h
I had a similar experience last year. I was hesitant to pay the amendment amount before receiving my original refund, but it turned out fine in the end. My original refund came through about 3 weeks after acceptance, and I had already paid the amendment amount about a week earlier. If you're concerned about timing, you could consider filing the amendment but delaying payment until closer to the deadline (though be careful not to miss it). The system is confusing, but it does eventually work out as others have described.
I feel I should caution you about something similar that happened to me in 2022. I received my full refund despite an expected offset, only to receive a notice about 8 months later requesting repayment of the amount that should have been offset. It appears that sometimes when the automated offset system fails, they may catch it during later reconciliation processes. You might want to consider setting aside that portion of your refund just in case they come back for it later. The IRS has up to 3 years to correct processing errors in most cases.
Do you possibly have a payment plan already set up for whatever debt was supposed to trigger the offset? Sometimes if you're already in a formalized payment arrangement, they might not offset your refund, though this policy seems to be applied somewhat inconsistently, in my experience.
Think of the DDD like a package delivery promise date. The IRS has already put your refund on the truck (so to speak), but the actual arrival time depends on your bank's receiving department. Navy Federal is like that neighbor who brings your package to your door the moment it arrives, while some bigger banks are more like the person who leaves it on their porch until they feel like bringing it over. In my experience tracking hundreds of data points from Reddit posts over the last 3 tax seasons, Navy Federal members report receiving their deposits about 24-36 hours before the DDD approximately 78% of the time. The remaining 22% receive it either on the DDD or within hours before it.
Just got my refund this morning! Same situation - Navy Federal with 3/13 DDD. Woke up to the deposit at 6am. So they released it a full day early. Hope you see yours soon too!
I had the same concerns last year, but the verification is definitely legitimate. I went through it when I had unexpected capital gains from crypto. It's annoying but necessary with all the tax fraud happening. I verified online through ID.me and my refund was processed about 3 weeks after verification. Just make sure you're on the official IRS site (https://www.irs.gov/identity-theft-fraud-scams/identity-verification-for-irs-letter-recipients) and you'll be fine.
PLEASE DON'T IGNORE THIS VERIFICATION REQUEST! I made that mistake last year thinking it was optional or a scam. Six months later, still no refund, and I had to go through an even more complicated process to get my money! The IRS won't process your return until you complete verification, and they only hold it for a certain period before rejecting it entirely. I was so angry when I found out I could have resolved it in 15 minutes online instead of the nightmare I went through.
Mateo Hernandez
this means theyre done processing whatever issue they had with ur return. usually refund comes like 2-3 weeks after
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Chloe Anderson
praying ur right bro i need this money bad š©
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24d
joshua gines
How did it go? Any updates
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7d
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Kameron Jones
Did you receive it?
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