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Nia Watson

Why is my Washington ESD unemployment benefit amount so low?

I just got approved for unemployment benefits and I'm shocked at how low my weekly benefit amount is. I was making $22/hour at my previous job for about 8 months before I got laid off, but my weekly benefit is only $180. I thought unemployment was supposed to be around 50% of what you made? Did Washington ESD calculate this wrong or am I missing something? I'm barely going to be able to cover rent with this amount.

Your benefit amount is based on your wages during your base period, which is usually the first 4 of the last 5 completed calendar quarters before you filed. If you only worked 8 months at that wage, you might not have enough high-wage quarters in your base period to get the maximum benefit.

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Oh that makes sense... I started that job in March 2024 and got laid off in November. So my base period would include quarters when I was making way less at my old job.

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Exactly. Washington ESD looks at your highest quarter wages to determine your weekly benefit amount. If your high-paying job didn't span multiple quarters, it really hurts your calculation.

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same thing happened to me, worked construction for 6 months making good money but my UI was based on my old retail job wages. totally unfair system

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Did you ever find out if there was a way to get it recalculated or appeal it?

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tried calling washington esd like 50 times but could never get through. gave up eventually

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You can request an alternate base period if your regular base period doesn't reflect your recent earnings. This uses the last 4 completed quarters instead of the first 4 of the last 5. Given your situation, this might help if your recent quarters had higher wages.

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How do I request that? Do I need to call or can I do it online?

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You need to contact Washington ESD directly. Unfortunately their phone lines are swamped. I've had success using Claimyr (claimyr.com) - they help you get through to an actual agent. There's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service before, is it legit? I'm desperate to get this sorted out.

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THE SYSTEM IS BROKEN!!! I've been trying to get my benefits recalculated for MONTHS and Washington ESD just gives me the runaround. They don't care about working people, just want to pay out as little as possible!

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I feel your frustration but getting angry won't help. The system has rules and if you understand them you can work within them.

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Easy to say when you're not the one trying to pay bills on $150/week! These 'rules' are designed to screw over workers.

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Let me explain the calculation more clearly. Washington ESD takes your highest earning quarter in your base period and divides by 26 to get your weekly benefit amount (up to the maximum). If your base period includes low-wage quarters, it really impacts this calculation.

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So if I made $11,000 in my highest quarter at the new job, that would be about $423/week right? But I'm only getting $180.

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That suggests your base period doesn't include that high-earning quarter. You definitely need to look into the alternate base period option.

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wait how do you know what your base period is? mine just says approved for $XXX but doesn't explain how they got that number

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You should have received a monetary determination letter that breaks down your base period wages by quarter. If you didn't get one or can't find it, you can request a copy from Washington ESD.

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I got a letter but it was confusing. It showed wages for 2023 but not much for 2024 which is when I had my good job.

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That confirms you need the alternate base period. It will include more of your 2024 wages in the calculation.

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This is why I tell everyone to file as soon as possible after losing a job. The timing of when you file affects which quarters are included in your base period.

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I filed within a week of being laid off, so timing wasn't the issue. It's just that I didn't work at the higher-paying job long enough.

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Right, but for future reference, sometimes waiting a few weeks can shift your base period to include better quarters.

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That's risky advice though. You lose benefit weeks if you wait to file, and there's no guarantee the alternate base period will be better.

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I tried that claimyr thing someone mentioned and it actually worked! Got through to an agent in like 20 minutes instead of calling for hours. Cost me a bit but was worth it to get my issue resolved.

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Really? What did they help you with exactly?

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Had an adjudication issue that was stuck for weeks. The agent was able to see what documents they needed and fast-track it.

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How much did it cost? I'm hesitant to pay for something that should be free.

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Before paying for any service, try calling Washington ESD early in the morning right when they open. I've had better luck getting through around 8 AM.

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I've tried that multiple times. Either get a busy signal or sit on hold for hours before getting disconnected.

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Fair enough. The call volume is definitely insane right now.

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can someone explain what the maximum benefit amount is in washington? i keep seeing different numbers online

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For 2024, the maximum weekly benefit amount in Washington is $999. It gets adjusted annually based on the state's average wage.

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wow that's way more than i'm getting. so if someone made enough they could get almost $1000/week?

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Yes, but you'd need to have earned around $25,000 in your highest quarter to qualify for the maximum.

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Update: I found my monetary determination letter and it shows wages from 2023 when I was making $15/hour. My good job in 2024 barely shows up. Definitely need to request the alternate base period.

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That's exactly what I suspected. The alternate base period should include more of your 2024 wages and significantly increase your benefit amount.

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I'm going to try calling first thing Monday morning. If that doesn't work I might try that Claimyr service.

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Been there! My benefit went from $205 to $385 after getting the alternate base period approved. It's worth the hassle to get it sorted out.

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That's a huge difference! How long did it take to get approved?

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About 3 weeks once I finally got through to an agent. The hardest part was making contact with Washington ESD.

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did they backdate the higher amount to when you first filed?

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Just a heads up - if you do get your benefit amount increased through alternate base period, they should backdate it to the beginning of your claim. You'll get the difference in a lump sum.

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That would be amazing! I've already certified for 3 weeks at the lower amount.

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Yep, they'll adjust all your prior weeks automatically once the new calculation is approved.

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Alternative suggestion - check if you qualify for any other assistance programs while you're waiting. Food stamps, rental assistance, etc. Every bit helps when UI is low.

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Good point. I should look into that. Do you know if getting food stamps affects your unemployment benefits?

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Nope, they're separate programs. Getting SNAP won't affect your UI eligibility or amount.

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whatever you do don't give up on trying to get this fixed. the difference between $180 and what you should be getting could be hundreds of dollars per week

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You're absolutely right. It's worth the hassle to fight for the correct amount.

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exactly. i see too many people just accept the low amount because they think that's all they qualify for

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I'm dealing with the exact same situation! Made $24/hour for 7 months but getting $165/week. This thread is really helpful - I didn't know about alternate base period.

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Let me know how it goes if you try to get yours recalculated. Maybe we can compare notes.

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Will do! I'm going to try calling tomorrow morning.

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For what it's worth, I used Claimyr last month when I couldn't get through about a different issue. Worked exactly like they said it would - got connected to an agent who could actually help instead of just being told to wait.

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That's the third positive review I've seen. Might be worth trying if calling directly doesn't work.

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I'm still skeptical about paying for something that should be free, but I guess if it actually works...

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I was skeptical too, but after wasting 20+ hours trying to get through the normal way, it was worth it to just get my issue resolved.

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Final update: I was able to get through to Washington ESD this morning and requested the alternate base period. The agent said it should be processed within 7-10 business days. Thanks everyone for the help and explaining how this all works!

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Great news! Keep us posted on what your new benefit amount ends up being.

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Awesome! You should see a significant increase based on your wages.

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Congrats on getting through! I'm still trying to reach them but this gives me hope.

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This whole thread should be pinned somewhere. So many people don't understand how the base period calculation works and end up accepting lower benefits than they qualify for.

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Agreed. The Washington ESD website doesn't explain it clearly enough.

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Yeah, they make it sound like your benefit is just based on your recent job, but it's much more complicated than that.

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Update #2: Got approved for alternate base period! My weekly benefit went from $180 to $412. They're also sending me back pay for the weeks I already certified. Huge relief!

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Fantastic! That's more than double your original amount. Shows how important it is to understand these rules.

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This is so encouraging! I just submitted my request for alternate base period yesterday.

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Congrats! That back pay is going to be a nice chunk of change too.

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