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Victoria Scott

Where do I get unemployment benefits in Washington - complete beginner guide

I just lost my job yesterday and have no idea where to even start with unemployment. I keep seeing different websites and I'm confused about which one is the official one. Do I go to a physical office or is everything online now? I've never filed for unemployment before and honestly don't know the first step. Can someone walk me through where exactly I need to go to get unemployment benefits in Washington?

Everything is done online through the Washington ESD website at esd.wa.gov. You'll need to create an account on SecureAccess Washington (SAW) first, then file your initial claim. Don't go to any physical offices unless you absolutely have to - they're pretty much appointment only now.

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Thank you! Is there a specific section on the website I should look for?

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Yes, look for 'File for Unemployment Benefits' on the main page. It'll walk you through the whole process step by step.

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Make sure you have all your info ready before you start - previous employer info, wages, dates of employment, reason for separation. The application can take 30-45 minutes if you don't have everything organized.

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What if I don't remember exact dates? I worked there for 3 years.

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Get as close as you can. They'll verify with your employer anyway. But having your last pay stub helps a lot.

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Honestly the Washington ESD website can be confusing at first. I spent like 2 hours trying to figure out the right forms when I first applied. The system works but it's not super user friendly.

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That's what I'm worried about. Did you end up getting through it okay?

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Yeah eventually. Just take your time and read everything carefully. Don't rush through it.

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If you get stuck trying to reach someone at Washington ESD by phone, I found this service called Claimyr that actually got me through to an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helpful when you need to talk to someone directly about your claim.

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Is that like a paid service or something?

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Yeah there's a cost but it actually works. Way better than spending hours on hold or getting disconnected.

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I was skeptical about paying for something like that but honestly it saved me so much time and frustration.

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The main thing is don't wait to apply. You can file your claim the same day you lose your job. There's a waiting week but the sooner you start the process the better.

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What's a waiting week?

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It's the first week after you file - you don't get paid for that week but you still have to file your weekly claim.

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Also make sure you're eligible first. You need to have worked enough quarters and earned enough wages. If you were fired for misconduct you might not qualify.

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I was laid off due to budget cuts, so I think I'm okay there.

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Yeah layoffs are usually fine. Just make sure you have documentation of that.

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One tip - create your SAW account BEFORE you try to file. Sometimes the system gets overwhelmed and it's easier to do it in steps rather than all at once.

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Good idea. I'll do that today.

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Smart. And write down your login info somewhere safe - you'll need it every week.

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Oh and heads up - after you file your initial claim you'll need to file weekly claims every week to keep getting benefits. Even if you're still waiting for your first payment.

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How do I know when to file the weekly claims?

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They'll tell you in your account. Usually it's the same day every week.

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The job search requirement is 3 job contacts per week minimum. Keep track of everything - company names, dates, positions, how you applied. You might need to show proof.

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Do I have to start looking for work right away?

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Yeah, as soon as you file. The requirement starts immediately unless you have some special circumstances.

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I used Claimyr too when my claim got stuck in adjudication. Really worth it if you need to actually talk to someone at Washington ESD. Their phone system is a nightmare otherwise.

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What's adjudication?

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It's when they need to investigate something about your claim before they can approve it. Can take weeks sometimes.

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Don't forget you'll need to register with WorkSource too for the job search stuff. It's all connected to your unemployment claim.

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Is that a separate website?

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Yeah WorkSourceWA.com. But they'll guide you through it when you file your claim.

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Just be patient with the whole process. It can take 2-3 weeks to get your first payment even if everything goes smoothly. Don't panic if you don't hear anything right away.

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That's a long time when you have bills to pay.

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I know, it sucks. But that's just how the system works unfortunately.

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Make sure you have a good phone number and email on file. They'll contact you that way if there are any issues with your claim.

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Should I check my account every day?

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Maybe every few days. Definitely check before you file your weekly claim each week.

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The website has a lot of good info too if you poke around. FAQs, handbooks, guides for different situations. Worth reading through some of that stuff.

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I'll check that out. Thanks for all the help everyone!

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No problem. We've all been there. Good luck with your claim!

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One more thing - keep copies of everything. Screenshots of your claim, records of your job searches, any correspondence from Washington ESD. You never know when you might need it.

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Good point. I'll start a folder for all this stuff.

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Smart. Organization really helps when dealing with government benefits.

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If you do run into issues reaching Washington ESD later, definitely consider Claimyr. I know I mentioned it before but it really made a difference for me when I needed to get through to someone about my claim status.

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I'll keep that in mind if I get stuck. Hopefully the online process goes smoothly.

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Yeah hopefully! But it's nice to know there's a backup option if you need it.

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The whole system can be overwhelming at first but you'll get the hang of it. Just take it one step at a time and don't be afraid to ask questions.

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This thread has been super helpful. Feel much more confident about starting the process now.

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That's great to hear! Come back if you have more questions.

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Remember that your first payment might be delayed if they need to verify anything with your employer. It's normal, just part of the process.

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How long does employer verification usually take?

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Could be anywhere from a few days to a couple weeks depending on how quickly your employer responds.

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Also don't forget that unemployment benefits are taxable income. You can have taxes taken out automatically or pay them later, but just be aware of that.

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Oh I didn't know that. I'll make sure to set that up when I file.

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Yeah it's an option during the application process. Saves you from having to pay a big tax bill later.

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Good luck with everything! The unemployment system isn't perfect but it's there to help you get back on your feet. Just follow the rules and you should be fine.

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Thanks so much everyone. Really appreciate all the advice and support!

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You're welcome! Hope your job search goes well too.

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