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Keisha Johnson

What is the weekly unemployment benefit amount in Washington ESD 2025?

I'm trying to figure out what my weekly unemployment benefit amount will be before I file my claim. I know it's based on your earnings but I can't find clear info on Washington ESD's website about the current rates for 2025. Does anyone know how they calculate it and what the maximum weekly benefit is right now? I made about $52,000 last year if that helps.

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter from your base period. For 2025, the maximum weekly benefit is $999. They take your highest quarter earnings, divide by 26, then multiply by 0.0385 to get your weekly amount.

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So if my highest quarter was around $15,000, that would be about $22 per week? That seems really low.

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No, you're doing the math wrong. $15,000 divided by 26 is $577, then multiply by 0.0385 = about $22. Wait, that does seem off. Let me double check the formula.

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The formula is actually your highest quarter wages divided by 26, but there's also a minimum benefit amount. In 2025 it's $295 per week minimum if you qualify. The maximum is $999 per week.

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That's way better than what I thought! So even if your calculation comes out lower, you still get at least $295?

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Exactly. As long as you meet the minimum earnings requirements to qualify, you'll get at least $295 per week.

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I've been trying to call Washington ESD for weeks to ask about my benefit amount but can never get through. Their phone system is impossible. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found this service called Claimyr (claimyr.com). They handle the calling for you and actually get you connected to Washington ESD agents. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I'm desperate enough to try anything at this point.

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Yeah it's real. I used it last month when I couldn't reach anyone about my adjudication issue. Way better than sitting on hold for hours.

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just go to the washington esd website and use the benefit calculator tool, it tells you exactly what you'll get

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I looked but couldn't find a calculator on their site. Can you share the link?

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hmm maybe they removed it? i swear it used to be there

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The benefit amounts also depend on if you have dependents. You can get additional money for each dependent child under 18.

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How much extra per child?

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I think it's around $25 per child but don't quote me on that. You'd need to check with Washington ESD.

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Wait I'm confused about the base period thing. Is that the last 4 quarters before you file or the last completed 4 quarters?

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It's the first 4 of the last 5 completed calendar quarters before you file your claim. So if you file in January 2025, they look at January-December 2024 as your base period.

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Thanks that makes more sense. I was worried they wouldn't count my recent earnings.

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Does anyone know if overtime counts toward your benefit calculation? I worked a lot of OT last year.

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Yes, all wages reported to Washington ESD count including overtime, bonuses, commissions, etc.

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Good to know, that should help my benefit amount then.

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The whole system is so confusing. I wish they just had a simple chart showing income ranges and benefit amounts instead of making us do math.

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Agreed! Every other state seems to have clearer info on their websites.

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Washington ESD's website is terrible for finding basic information. I always end up more confused after reading it.

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I heard there's a waiting week now where you don't get paid for the first week. Is that true?

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No, Washington eliminated the waiting week during COVID and it hasn't come back. You get paid for your first week if you're eligible.

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Oh good, I was worried about that. Thanks for clarifying.

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My benefit amount was way lower than I expected when I got my determination letter. I made $45K last year but only getting $380 per week. Something seems wrong.

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That actually sounds about right. Remember it's based on your highest earning quarter, not your full year income. If your earnings were spread evenly, your highest quarter would be around $11,250, which would calculate to about $380 weekly.

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I guess that makes sense, just seems like such a big drop from my regular pay.

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Can you work part-time and still collect benefits? I might be able to get some freelance work.

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Yes but your benefits will be reduced dollar for dollar after the first $5 you earn. So if you make $100 that week, your UI benefit would be reduced by $95.

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That's not much incentive to work part-time then.

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I've been waiting 3 weeks for my monetary determination. How long does it usually take Washington ESD to process these?

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Mine took about 10 days but I filed right after getting laid off. If there are any issues with your work history or wages it can take longer.

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I'm starting to worry something went wrong with my application.

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If you're concerned, you might want to try calling them. I used Claimyr when I had questions about my determination and they got me through to an agent pretty quickly.

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Does the benefit amount change if you've been unemployed for a long time? Like does it decrease after a certain number of weeks?

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No, your weekly benefit amount stays the same throughout your claim. But you can only collect for a maximum of 26 weeks in Washington unless there are extended benefits available.

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Good to know, I was worried it would start decreasing after a few months.

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What if you worked in multiple states? Do they combine your wages or just use Washington wages?

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If you worked in other states during your base period, you can file an interstate claim to combine wages from all states. This might increase your benefit amount.

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That's helpful, I worked in Oregon for part of last year.

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I'm self-employed, can I get unemployment benefits in Washington?

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Generally no, unless you opted into the voluntary program for self-employed individuals. Most self-employed people don't qualify for regular UI benefits.

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Darn, I didn't know about the voluntary program. Too late now I guess.

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The benefit calculator thing - I think someone mentioned it earlier but I found one on a third party website that estimates Washington ESD benefits. Just search for 'Washington unemployment calculator' and you'll find it.

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Thanks! I'll look for that. The official Washington ESD site is so hard to navigate.

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Just remember third party calculators are estimates only. Your actual benefit amount might be different.

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I got my determination letter and it shows my benefit amount but I'm not sure if it's right. Is there a way to appeal or question the calculation?

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Yes, you can appeal your monetary determination if you think the wage information is wrong or the calculation is incorrect. You have 30 days from the date of the letter to file an appeal.

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How do I file an appeal? Is there a form or do I need to call?

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There should be appeal instructions on your determination letter. You can usually file online through your eServices account or by mail.

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This is all so stressful. I just want to know how much I'll get so I can figure out my budget. Unemployment is scary enough without having to guess at the numbers.

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I totally understand. The uncertainty is the worst part. Once you get your determination letter though, at least you'll know for sure what your weekly amount will be.

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Yeah, I'm just anxious about how long it's taking. It's been over a week since I filed.

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For what it's worth, Washington's unemployment benefits are actually pretty decent compared to other states. The maximum of $999 per week is higher than most places.

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That's reassuring. I was worried it would be barely enough to live on.

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Yeah but most people don't get the maximum. It depends on your previous earnings.

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Has anyone had issues with Washington ESD not having all their wage information? My previous employer went out of business and I'm worried they didn't report my wages properly.

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If wages are missing, you can provide your own documentation like pay stubs or W-2 forms. Contact Washington ESD to request a wage investigation if needed.

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Good to know. I kept all my pay stubs just in case.

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This is another situation where being able to actually talk to someone at Washington ESD would be helpful. I'd definitely recommend trying Claimyr if you need to discuss wage issues with an agent.

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