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Santiago Diaz

What is the max for unemployment benefits in Washington ESD 2025?

I'm trying to figure out what the maximum weekly unemployment benefit amount is in Washington state for 2025. I've been working full-time making decent money and want to know what I can expect if I have to file a claim. The Washington ESD website has a bunch of calculation formulas but I can't make sense of it all. Does anyone know the current max weekly benefit amount? Also wondering if there's a cap on total benefits you can receive.

Millie Long

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The maximum weekly benefit amount in Washington for 2025 is $999 per week. This is based on your earnings in your base period which is typically the first four of the last five completed calendar quarters before you filed your claim. To qualify for the max you'd need to have earned at least $75,000 in your highest earning quarter during your base period.

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Santiago Diaz

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Thanks! So if I made around $80k last year I should qualify for close to the max? How many weeks can you collect?

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Millie Long

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Yes you'd likely qualify for the max or close to it. Standard benefit duration is up to 26 weeks but it depends on your earnings history and the state's unemployment rate.

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KaiEsmeralda

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I think the max is actually lower than that? When I filed last month they told me $850 was the highest weekly amount available.

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Debra Bai

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The amounts get updated annually based on the state's average weekly wage. For 2025 it should be $999 per week maximum.

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KaiEsmeralda

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Oh okay that makes sense, maybe my info was from 2024 rates.

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Just a heads up - even if you qualify for the max weekly amount, actually getting through to Washington ESD to file your claim or resolve issues can be a nightmare. I spent weeks trying to reach them when my claim got stuck in adjudication. Finally found Claimyr which helped me get through to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Santiago Diaz

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Never heard of that service before. How does it work exactly?

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Basically they help you get through the phone queue to reach Washington ESD agents. Way better than spending hours on hold or getting disconnected.

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Laura Lopez

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The calculation is based on your highest quarter earnings in your base period. They take that amount, divide by 13, then multiply by 0.0385 to get your weekly benefit amount up to the maximum. It's confusing but that's the formula Washington ESD uses.

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Wait that doesn't sound right... I thought it was just a percentage of your average weekly wage?

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Laura Lopez

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No it's more complicated than that. The formula I mentioned is accurate - it's in the Washington state unemployment handbook.

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Both calculations exist actually. They use whichever gives you the higher benefit amount.

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just filed last week and got approved for $734 weekly which seems pretty good. the whole process took about 10 days from filing to getting my first payment

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Santiago Diaz

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That's awesome! Did you have any issues with adjudication or did it go smoothly?

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went smooth thankfully. made sure all my info was accurate when filing

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Don't forget you also have to meet the job search requirements to keep getting benefits. It's 3 job search activities per week in Washington. Keep good records because they do audit people.

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Santiago Diaz

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Good point! What counts as a job search activity?

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Applying for jobs, networking events, job fairs, interviews, contacting employers directly. There's a full list on the Washington ESD website.

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JaylinCharles

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I always log into WorkSourceWA to document my searches. Makes it easier to track everything.

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The maximum benefit has definitely gone up over the years. I remember when it was only like $600 something a few years back. At least they're trying to keep up with cost of living increases.

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Lucas Schmidt

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Still not enough to cover rent in Seattle though lol

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True that! Better than nothing though.

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Freya Collins

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One thing to note - your total benefit amount is also capped. It's typically 26 times your weekly benefit amount or 30% of your base period wages, whichever is less. So even if you get the max weekly, there's still a limit on total benefits you can collect.

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Santiago Diaz

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So if I get $999 weekly, my total would be around $26k maximum?

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Freya Collins

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Exactly, assuming you qualify for the full 26 weeks. Some people run out of benefits before then if their base period wages weren't high enough.

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LongPeri

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I had a terrible experience trying to get information about my benefit amount. Spent literally hours on hold with Washington ESD just to get basic questions answered. Someone mentioned Claimyr earlier - I ended up trying them too and it actually worked. Got through to an agent within minutes instead of waiting hours.

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Oscar O'Neil

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Is that service legit? Seems too good to be true honestly.

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LongPeri

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I was skeptical too but it worked for me. They don't ask for personal info or anything sketchy. Just helps you navigate the phone system.

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Also remember that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them later, but don't forget about that when planning your finances.

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Santiago Diaz

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Good reminder! I always forget about the tax implications.

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Yeah I learned that the hard way one year. Owed like $3000 in taxes on my unemployment benefits.

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Liv Park

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The Washington ESD benefit calculator on their website is actually pretty helpful if you want to estimate your weekly amount before filing. You just need your quarterly earnings info.

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Santiago Diaz

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I tried using that but couldn't figure out which quarters to use for the base period.

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Liv Park

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It's usually the first four of the last five completed calendar quarters before you file. So if you file in March 2025, your base period would be Oct 2023 - Sep 2024.

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Been collecting unemployment for 8 weeks now and getting $845 weekly. The job search requirement is the most annoying part honestly. Having to do 3 activities every week gets old fast.

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Ryder Greene

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Tell me about it! I've applied to so many jobs I'm running out of relevant ones to apply for.

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Same here. Started expanding my search radius just to meet the requirements.

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If anyone's having trouble reaching Washington ESD by phone, definitely check out that Claimyr service someone mentioned. I used it when my weekly claim got flagged for some reason and couldn't get through the regular phone lines. Worked like a charm.

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Santiago Diaz

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Seems like a lot of people have had success with that. Might be worth trying if I run into issues.

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The phone system at Washington ESD is seriously broken. Anything that helps bypass the endless hold times is worth it.

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AaliyahAli

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Just want to add that the maximum benefit amount can change during the year if there are legislative updates, so always check the current rates on the Washington ESD website. The $999 max is accurate for early 2025 but could potentially change.

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Santiago Diaz

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Good point! I'll make sure to check the official site when I actually need to file.

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Ellie Simpson

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They usually announce rate changes well in advance though, so you'd have plenty of notice.

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Arjun Kurti

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One more tip - if you're laid off, file your claim as soon as possible. There's a waiting period before benefits start, so the sooner you file the sooner you'll start receiving payments. Don't wait thinking you might find another job quickly.

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Santiago Diaz

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That's really helpful advice. I always thought you should wait a bit before filing.

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Arjun Kurti

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Nope, file right away. You can always stop claiming if you find work, but you can't backdate benefits if you wait too long to file.

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