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Amina Diop

What are the criteria to qualify for unemployment benefits in Washington?

I'm trying to figure out if I qualify for Washington ESD unemployment benefits after losing my job last week. I worked full-time for 18 months at a retail store but I'm not sure what the exact requirements are. Do I need to have worked a certain number of hours? What about wages? I've been looking online but the Washington ESD website is confusing with all the different requirements. Can someone break down the basic criteria in plain English?

The main requirements for Washington unemployment are pretty straightforward. You need to have earned wages in at least two quarters during your base period (usually the first four of the last five completed quarters). The minimum is $1,000 in your highest quarter and total wages of at least 1.25 times your highest quarter earnings. You also have to be unemployed through no fault of your own, able to work, available for work, and actively searching for jobs.

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Thanks! What counts as 'through no fault of your own'? I wasn't fired for cause or anything, they just said they were cutting staff due to budget issues.

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That would qualify as a layoff, which definitely meets the 'no fault of your own' requirement. You should be good on that front.

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dont forget you have to register with WorkSource too and do job searches every week. they're pretty strict about that now

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How many job searches do I need to do each week?

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It's typically 3 job search activities per week, but it can vary based on your situation. Some people might need more if they're in certain programs.

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I had such a hard time getting through to Washington ESD when I was applying. Spent hours on hold just to ask basic questions about my eligibility. If you're having trouble reaching them, I found this service called Claimyr that helped me get through to an actual agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process way less stressful.

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How much does that cost? Seems sketchy to pay someone to make phone calls for you.

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I thought the same thing at first, but when you're trying to pay bills and can't get answers about your claim, it's worth it. They don't ask for any personal info beyond what's needed to connect you.

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Might have to look into that if I run into issues. Thanks for the tip!

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Here's the wage requirement breakdown more specifically: Washington uses a 'base period' which is typically the first four of the last five completed calendar quarters before you file. In that base period, you need at least $1,000 in wages during your highest-earning quarter, AND your total wages must be at least 1.25 times that highest quarter amount. So if your highest quarter was $4,000, you'd need at least $5,000 total in the base period.

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What if you don't meet those requirements in the regular base period? Are you just out of luck?

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No, Washington ESD can use an 'alternate base period' which looks at the last four completed quarters instead. This helps people who worked more recently but might not have enough in the standard base period.

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That's good to know. I was worried because I only started working full-time about 18 months ago.

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MAKE SURE you file as soon as possible after losing your job! There's a waiting week but you want to get your claim in the system right away. I made the mistake of waiting two weeks thinking I might find something quickly and it just delayed everything.

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How long does the application process usually take?

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If everything goes smoothly, maybe a week or two. But if there are any issues with your claim it can go into adjudication and take weeks longer.

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Also important - you have to be physically able to work and available for full-time work. If you have medical restrictions or can only work part-time, it might affect your eligibility. There are some exceptions but it's something to be aware of.

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What about if you're going to school? Can you still get unemployment?

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That's tricky. Generally you have to be available for work, so full-time school can be an issue. But there are some training programs that Washington ESD approves where you can still collect benefits.

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The Worker Retraining Program is one option, but you have to get approval before starting school.

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honestly the whole system is a mess. took me 6 weeks to get my first payment because they said they needed to verify my employment even though i gave them all the info

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That sounds frustrating. What kind of verification did they need?

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they wanted pay stubs and some form from my employer. apparently my employer didn't respond to their initial request so it got delayed

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One more thing about qualifying - if you quit your job, you might still be eligible but only under certain circumstances. Things like unsafe working conditions, harassment, or significant changes to your job duties or pay. It's not automatic though, you'd have to prove good cause for quitting.

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I quit because my boss was making my life miserable but I don't have much documentation. Would that count?

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It could, but you'd need to document everything you can remember and be prepared for your former employer to contest it. Washington ESD will investigate and make a determination.

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don't forget about the weekly claim filing either. you have to certify every week that you're still unemployed and looking for work even if you haven't found anything yet

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Is there a deadline for filing the weekly claims?

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Yes, you generally need to file your weekly claim by the end of the week you're claiming. If you miss it, you might lose that week's benefits.

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I'm confused about the whole base period thing. When exactly do they calculate that? Is it from when you file or when you lost your job?

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It's calculated from when you file your initial claim. So if you file in January 2025, they'd typically look at your wages from July 2023 through June 2024 for the standard base period.

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That seems like a weird way to do it. What if you were making more money recently?

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That's why the alternate base period exists - it uses the four most recently completed quarters, which might capture your higher recent earnings.

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ALSO - if you do any work while collecting unemployment, even just a few hours, you have to report it on your weekly claim. They'll reduce your benefits but you might still get something.

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How much can you earn before they cut off your benefits completely?

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In Washington, you can earn up to your weekly benefit amount plus $5 before they start reducing your benefits dollar-for-dollar. The exact calculation depends on your benefit amount.

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My claim got denied initially because they said I didn't have enough wage credits, but I appealed and got approved. Don't give up if they deny you at first - sometimes they make mistakes or don't have all the information.

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How long did the appeal process take?

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About 3 weeks for me, but I've heard it can vary a lot depending on how backed up they are.

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Just wanted to follow up on the Claimyr thing I mentioned earlier - I ended up using them again when my claim went into adjudication for some random reason. Got connected to someone at Washington ESD within an hour instead of spending days trying to get through. Really saved my sanity during a stressful time.

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Did they actually help resolve your adjudication issue or just get you through to someone?

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They got me through to an agent who was able to explain what was happening with my claim and what I needed to do to resolve it. Turned out to be something simple that got fixed the same day.

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Is there an age requirement? Like can someone who's 16 or 17 apply for unemployment if they lose their job?

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There's no minimum age requirement for unemployment benefits in Washington, but you'd still need to meet all the other requirements like having sufficient wage credits and being available for work.

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Good to know, thanks. I was asking for my younger brother who just lost his part-time job.

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whatever you do don't try to call them first thing monday morning. everyone else has the same idea and you'll never get through

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When's the best time to call then?

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I've had luck calling around 2 PM on weekdays. Still takes forever but better than morning rush.

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Or just use Claimyr and skip the whole phone queue nightmare entirely!

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Don't forget that if you're receiving unemployment benefits, you might need to pay taxes on them. They'll send you a 1099-G at the end of the year.

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Can you have taxes taken out automatically or do you have to pay estimated taxes?

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You can request to have federal taxes withheld when you set up your claim. I think it's 10% automatically but you should check with Washington ESD or a tax professional.

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I was surprised that self-employment income counts toward your wage credits if you paid into the system. A lot of people don't realize that.

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How does that work exactly? I did some freelance work last year.

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If you elected to pay into the unemployment system as a self-employed person, those wages can count. But it's not automatic - you have to specifically opt in and pay the premiums.

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Just be prepared for the process to take longer than you expect. Even straightforward claims can take a few weeks, and if anything goes wrong it stretches out even more.

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Thanks everyone for all the helpful info! I feel much more confident about applying now.

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Good luck with your claim! Don't hesitate to ask if you run into any issues during the process.

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One last tip - keep records of everything. Screenshots of your online account, confirmation numbers, notes from phone calls. If something goes wrong you'll want documentation of what happened and when.

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That's really good advice. I'll start doing that from day one.

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Trust me, it saves so much hassle if you ever need to prove something later on.

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