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Jeremiah Brown

Washington ESD unemployment weekly pay - how much and when do payments come?

I just got approved for unemployment after being laid off from my retail job last month. My Washington ESD account shows I'm eligible but I'm confused about the weekly pay amount and timing. Is the unemployment weekly pay the same every week? When do the payments actually hit your account? I see different amounts mentioned online and want to make sure I understand what to expect.

Your weekly benefit amount (WBA) is calculated based on your earnings during your base year. It's typically around 60-70% of your average weekly wage, up to the maximum weekly benefit amount which changes each year. For 2025, the max is around $999 per week in Washington state.

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Thanks! So it's the same amount every week as long as I keep filing my weekly claims?

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Yes, as long as you're eligible and file your weekly claims on time. The amount stays consistent throughout your benefit year.

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Payment timing is usually 2-3 business days after you file your weekly claim if you have direct deposit set up. If you're getting a debit card it might take a day longer.

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I have direct deposit so that's good to know. Do I file every Sunday?

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You can file anytime during your claim week, but most people do it Sunday when the new week opens up on the Washington ESD website.

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Just a heads up - if you're having trouble getting through to Washington ESD to check on your payments or have questions, I recently discovered Claimyr (claimyr.com). They help you actually reach a live agent without waiting on hold forever. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me when I had payment issues.

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How does that work exactly? Is it legit?

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Yeah it's totally legitimate. They basically handle the calling process for you so you don't have to sit on hold. When an agent becomes available, they connect you directly.

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Interesting, might try that if I run into issues with my payments.

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Your weekly benefit amount depends on how much you earned in your base year. If you worked part-time or had irregular hours, your WBA might be lower than someone who worked full-time consistently. You can see the exact calculation in your Washington ESD account under benefit summary.

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I worked full-time for about 8 months before getting laid off, so hopefully that helps with the calculation.

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That should give you a decent weekly benefit amount. The base year calculation looks at your highest earning quarters.

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Make sure you're doing your job search requirements too or they can hold up your payments. You need to do at least 3 job search activities per week and log them in WorkSourceWA.

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Oh I didn't know about WorkSourceWA. Is that separate from the Washington ESD site?

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Yes, it's a different website. You have to register there and log your job search activities. It's required to keep getting benefits.

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The job search requirement is 3 activities per week, and they need to be logged in WorkSourceWA within 7 days of doing them.

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been on unemployment for 6 months now and the weekly pay has been consistent every week. just make sure you file your weekly claims on time or you'll miss that week's payment

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What happens if you miss filing a weekly claim? Can you go back and file it?

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you can file late claims but there's a process and it takes longer to get paid. better to just file on time every week

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I'm worried about the job search thing - what if I can't find 3 activities every week? What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, even some training courses can count. The WorkSourceWA site has a full list of approved activities.

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Okay that makes me feel better. I thought it was just job applications.

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The Washington ESD system is so confusing! I've been trying to figure out my benefit amount for weeks. Why can't they just tell you upfront what you'll get?

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It's because the calculation is based on your specific work history. Everyone's situation is different so there's no one-size-fits-all amount.

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I guess that makes sense but it's still frustrating when you're trying to budget.

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Pro tip: set up direct deposit if you haven't already. The debit card option has fees for ATM withdrawals and it's just easier to have it go straight to your bank account.

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I did set up direct deposit when I first applied. How long does it usually take to show up in your account?

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Usually 2-3 business days after filing your weekly claim, sometimes faster depending on your bank.

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Just remember that unemployment benefits are taxable income. You might want to have taxes withheld or set aside money for tax time. I made that mistake my first time on unemployment.

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Oh wow, I didn't think about taxes. Can you have them withhold taxes from your weekly payments?

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Yes, you can request 10% federal tax withholding when you file your weekly claims. There's an option for it on the claim form.

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Definitely do the tax withholding. Owing money at tax time when you're unemployed is not fun.

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The weekly benefit amount stays the same for your entire benefit year, which is 52 weeks from when you first filed. Just make sure you don't work too many hours in a week or they'll reduce your benefit payment.

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What's the limit on working hours while on unemployment?

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You can work part-time but if you earn more than your weekly benefit amount, you won't get any unemployment pay that week. There's a formula they use to calculate partial benefits.

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I had payment issues a few months ago and used that Claimyr service someone mentioned earlier. Actually worked great - got connected to a Washington ESD agent in like 15 minutes instead of calling for hours.

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Was it expensive to use?

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Not really, especially when you consider the time it saves. Way better than spending your whole day trying to get through on the phone.

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Make sure your contact info is up to date with Washington ESD. If they need to reach you about your claim and can't, it can delay your payments.

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Good point, I should double-check that in my account.

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The weekly payment schedule is pretty reliable once you get into the routine. File your claim on Sunday, get paid by Wednesday usually. Just don't forget to file!

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I'm going to set a reminder on my phone so I don't forget.

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That's smart. Missing a week really throws off your payment schedule.

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Does anyone know if holiday weeks affect the payment timing? Like if Monday is a holiday, does that push back when you get paid?

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Sometimes holidays can delay payments by a day, but usually not longer than that. The Washington ESD website usually posts notices about holiday schedules.

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Thanks, I'll keep an eye out for those notices.

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Just wanted to add that your weekly benefit amount is based on your highest earning quarters in your base year, not your most recent job. So even if your last job paid less, you might still get a higher benefit amount.

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That's good to know! I had a better paying job about a year ago so maybe that will help.

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been dealing with washington esd for years and the weekly pay thing is pretty straightforward once you understand it. biggest thing is just staying on top of filing your claims every week

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Any other tips for someone new to the system?

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keep good records of everything - your job search activities, any work you do, all your correspondence with esd. helps if you ever have issues

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The thing that surprised me was how fast the payments come once you get approved. I was expecting it to take forever but after my first weekly claim it was in my account in 2 days.

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That's reassuring! I was worried about how long I'd have to wait for payments.

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Yeah, the approval process takes time but once you're approved the weekly payments are pretty quick.

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One more thing - if you ever have trouble reaching Washington ESD about payment issues, that Claimyr service is really helpful. I was skeptical at first but it actually works. Saved me hours of calling.

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Good to know there's a backup option if I need to talk to someone. Thanks everyone for all the helpful info!

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You're welcome! Feel free to ask if you have more questions as you go through the process.

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