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Keisha Williams

Washington ESD unemployment payment amounts - what is unemployment payment exactly?

I'm totally new to this whole unemployment thing and I keep seeing people talk about 'unemployment payments' but I honestly don't understand what that actually means. Like, is it a weekly thing? Monthly? How much do you get? I just got laid off from my warehouse job making $18/hour and I have no idea what to expect when I file with Washington ESD. Can someone explain what unemployment payment actually is and how it works? I've never had to deal with this before and I'm kind of stressed about money.

Unemployment payments are weekly benefit payments you receive from Washington ESD while you're unemployed and actively looking for work. The amount is calculated based on your previous earnings - typically around 50% of your average weekly wage up to a maximum amount. For 2025, the maximum weekly benefit is $999. You have to file a weekly claim every week to continue receiving payments.

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So it's every week? That's good to know. Do they just automatically send it or do I have to do something each week?

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You have to file your weekly claim every week by logging into your Washington ESD account. It's basically a short questionnaire about whether you worked, looked for jobs, etc. If you don't file your weekly claim, you won't get paid for that week.

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At $18/hour full time that's about $720 per week gross, so your unemployment would probably be around $360 per week if you qualify for the full amount. But it depends on how long you worked and how much you earned in your base period.

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What's a base period? Is that just how long I worked at my last job?

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No, the base period is specific quarters from the past year that Washington ESD uses to calculate your benefits. It's usually the first 4 of the last 5 completed quarters before you filed. So if you file in January 2025, they'd look at earnings from July 2023 through June 2024.

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I've been trying to get through to Washington ESD for 3 days to ask about my payment amount and I can't even get past the phone system. It just hangs up on me every time. This is so frustrating.

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Have you tried calling right at 8am when they open? That's usually the best time to get through.

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Yeah I've tried that too. Still can't get through. I heard there's some service called Claimyr that helps you get through to Washington ESD agents automatically. Has anyone used that?

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I used Claimyr last month when I was having issues with my adjudication. It actually worked - got me connected to a real person at Washington ESD in like 20 minutes. Check out claimyr.com, they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Just to add - unemployment payments are taxable income so you'll want to have taxes withheld or set money aside for tax time. Washington ESD can withhold 10% federal tax if you request it.

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Oh man I didn't even think about taxes. So the $360 per week wouldn't be the full amount I get?

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The $360 would be your full benefit amount, but if you have taxes withheld you'd get less. Like if you choose 10% federal withholding, you'd get about $324 per week but then you wouldn't owe as much at tax time.

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don't forget you have to do job searches too. i think it's 3 job contacts per week minimum or they'll stop your payments

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It's actually job search activities, not just contacts. You need to complete at least 3 qualifying job search activities each week and keep a log. This can include applying for jobs, networking, attending job fairs, etc.

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yeah whatever same thing basically. just make sure you do it or they'll cut you off

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This is all really helpful! One more question - how long can you collect unemployment payments? Is there a limit?

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Regular unemployment benefits in Washington last up to 26 weeks, but it depends on your work history and earnings. Some people qualify for fewer weeks if they haven't worked long enough.

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Yeah and if there's high unemployment in your area you might qualify for extended benefits beyond 26 weeks, but that's pretty rare these days.

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The whole system is so confusing when you're starting out. I remember being totally lost when I first filed. The important thing is just to file your initial claim as soon as possible after you lose your job because there's usually a waiting week.

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What's a waiting week?

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It's the first week of your claim where you file but don't get paid. It's like a one-week delay before payments start. But you still have to file that week to establish your claim.

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Pro tip: set up direct deposit when you file your claim. Paper checks take forever and can get lost in the mail. Direct deposit usually hits your account within 2-3 business days after you file your weekly claim.

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Good to know! I definitely want to get paid as fast as possible.

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Also sign up for the ReliaCard if Washington ESD offers it. It's like a debit card for your unemployment benefits and you get them faster than direct deposit sometimes.

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I've been collecting unemployment for 8 weeks now and honestly the payments have been a lifesaver. Just make sure you report any part-time work or temp jobs when you file your weekly claims. They'll reduce your benefits but you won't get in trouble for working.

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Can you work part-time while getting unemployment? I might be able to pick up some shifts at my friend's restaurant.

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Yes, but you have to report all earnings when you file your weekly claim. Washington ESD will reduce your benefits based on what you earn, but you can usually still get some unemployment as long as you're working less than full-time.

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The payment calculation is actually pretty complex. It's not just 50% of your wages - Washington ESD looks at your highest earning quarter in your base period and uses a formula. You should get an estimate when you file your initial claim.

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Yeah the whole base period thing is confusing. I worked seasonal jobs so my earnings were all over the place and it took forever for them to figure out my benefit amount.

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Seasonal work can definitely complicate things. Sometimes you have to provide additional documentation to prove your earnings if you had multiple employers.

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IMPORTANT: Make sure you understand what disqualifies you from payments. Things like quitting without good cause, getting fired for misconduct, or refusing suitable work can make you ineligible. Always be honest on your application.

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I got laid off because they didn't have enough work, so I should be okay right? I didn't quit or get fired for doing anything wrong.

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Being laid off due to lack of work is usually a qualifying reason for unemployment. Just make sure you have documentation from your employer if possible, like a layoff notice or termination letter.

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One thing that helped me was using that Claimyr service when I had questions about my payment amount. I couldn't get through to Washington ESD for weeks and was getting stressed about whether I was getting the right amount. Claimyr got me connected to an agent who explained everything.

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How much does that service cost? Is it worth it just to ask questions about payments?

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I thought it was worth it because I was losing sleep worrying about my claim. It's way less stressful than trying to call Washington ESD directly and getting hung up on constantly.

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the payments come on different days depending on the last digit of your social security number. mine come on tuesdays but my neighbor gets hers on wednesdays

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That's for some states but I don't think Washington ESD uses that system. In Washington, payments typically process within 2-3 business days after you file your weekly claim, regardless of your SSN.

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oh maybe i'm thinking of my sister in california then. thanks for the correction

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Another heads up - keep all your documentation! Save copies of your weekly claim confirmations, any correspondence from Washington ESD, and your job search log. If there are ever any issues with your payments, you'll need that stuff.

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Good point. Is there anywhere specific I should keep track of job searches? Like does Washington ESD have a system for that?

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You can use WorkSourceWA to track some job search activities, but I'd also keep your own log with details about every application, networking contact, etc. Better to have too much documentation than not enough.

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Yeah I learned that the hard way. Had to go to an eligibility review because I couldn't prove all my job searches and it was a nightmare trying to recreate everything.

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Just want to echo what others said about filing ASAP. I waited a week after getting laid off thinking I might get called back, and that delayed my whole claim. The sooner you file, the sooner payments can start.

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Thanks everyone! This has been super helpful. I'm going to file my claim today and set up direct deposit right away.

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Good luck! The first few weeks are always stressful but once you get into the routine of filing weekly claims it becomes pretty straightforward.

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One last thing - if your payments seem wrong or you have issues, don't wait around hoping it fixes itself. Get in touch with Washington ESD as soon as possible. I know the phones are crazy busy but you need to advocate for yourself.

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This is so true. I had a payment issue that took 6 weeks to resolve because I kept thinking it would sort itself out. Wish I'd used something like Claimyr earlier to actually talk to someone at Washington ESD.

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Exactly. The automated systems only go so far. Sometimes you really need to talk to a human agent to get complex payment issues resolved.

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