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Zara Shah

Washington ESD payment dates - what day do you get paid for unemployment benefits?

I just got approved for unemployment after waiting 3 weeks for adjudication and I'm trying to figure out when I'll actually receive my benefits. I filed my first weekly claim on Sunday and it shows as processed, but I have no idea what day of the week Washington ESD actually sends out payments. Does anyone know the schedule? I need to plan my bills around this.

Washington ESD typically processes payments on Tuesday/Wednesday and they hit your account Wednesday/Thursday depending on your bank. If you filed your weekly claim by Sunday, you should see it by Thursday.

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Thanks! So if I keep filing every Sunday I should get paid every Thursday?

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Pretty much, yeah. Sometimes there might be a delay if there's a holiday or system maintenance but that's the normal schedule.

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Been on unemployment for 2 months now and I can confirm it's usually Wednesday or Thursday. But heads up - your first payment might take an extra day or two since it's your first time in the system.

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Good to know about the first payment delay. Did you have any issues with direct deposit setup?

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Nope, direct deposit worked fine once it was set up. Just make sure your banking info is correct in your account.

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If you're having trouble reaching Washington ESD to check on payment status, I found this service called Claimyr that helps you get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ and the website is claimyr.com. Saved me hours of trying to call.

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How much does that cost? I'm barely scraping by as it is.

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It's worth checking out their site for pricing info. For me it was better than spending entire days trying to get through on the phone.

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Interesting, I'll look into that if I run into issues. Right now I just need to know about normal payment timing.

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make sure you file your weekly claim EVERY week even if you worked some hours. i forgot to file one week and it messed up my whole payment schedule

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What happened when you missed a week? Did you lose that week's benefits?

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you can still claim it but you have to call them to reopen the claim and it takes forever to get through

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You can also use the 'Report Late' option in your online account for missed weeks, but it's easier to just file on time every week.

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Just a heads up that if you work any hours during the week, make sure to report them accurately on your weekly claim. Even a few hours can affect your benefit amount for that week.

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How do they calculate partial benefits if you work some hours?

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They subtract 75% of your gross earnings from your weekly benefit amount. So if you made $100 that week, they'd subtract $75 from your usual benefit.

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That's actually not too bad, at least you still get something.

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Wednesday is the magic day for me. I file Sunday night and money hits my account Wednesday morning like clockwork. Been unemployed since November and it's been consistent.

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Same here! Wednesday mornings I always check my account first thing.

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Okay so it sounds like Wednesday/Thursday is the norm. I'll plan accordingly.

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Anyone else think it's ridiculous that we have to wait almost a week after filing our claim to get paid? Like we're already struggling and they make us wait even longer...

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I get the frustration but it's probably because they need time to process thousands of claims and verify the information.

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Still sucks when you're trying to buy groceries and pay rent

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at least it's consistent once you get in the routine

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Pro tip: Set up text alerts in your Washington ESD account so you get notified when your payment is processed. Makes it easier to track.

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Didn't know they had text alerts! Where do you find that option?

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Log into your account and go to 'Profile' then 'Communication Preferences'. You can set up notifications for payments and other important updates.

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Perfect, I'll set that up right now. Thanks!

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If your payment is ever late or missing, don't panic right away. Sometimes banks have different processing times. I bank with a small credit union and my payments always come a day later than friends who use big banks.

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Good to know. I use a major bank so hopefully I'll get the normal timing.

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Yeah you should be fine with a major bank. Just something to keep in mind if you ever switch banks while on unemployment.

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Also worth noting that if you ever need to speak with someone at Washington ESD about payment issues, that Claimyr service I mentioned earlier really does work. I was skeptical at first but it got me through to an agent in under 10 minutes when I couldn't reach them for days.

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I've heard mixed things about those callback services. Did they actually resolve your issue?

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Yeah, they connected me to a real Washington ESD agent who was able to explain why my payment was delayed. Turned out to be a simple verification issue that got fixed right away.

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Been getting UI for 6 months now and I can tell you holidays will mess up the schedule. Expect delays around major holidays when government offices are closed.

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Which holidays cause the biggest delays?

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Thanksgiving week was the worst for me. New Year's and Memorial Day also caused some delays. Christmas week wasn't too bad.

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They usually post notices on the Washington ESD website when there will be holiday delays, so check there if you're worried.

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Sometimes there are system maintenance windows that can delay payments too. They usually do updates on weekends but occasionally it affects Monday processing.

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How often does that happen?

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Maybe once every couple months? It's not super common but when it happens you might not get paid until Friday instead of Wednesday.

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One more thing - if you ever have to reopen your claim after not filing for a while, your first payment after reopening might be delayed by a few days while they verify everything is still accurate.

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Good to know. I'll make sure to file every week so I don't have to deal with that.

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Yeah, consistency is key with Washington ESD. The system works pretty smoothly if you just follow the routine.

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For what it's worth, Washington ESD's payment schedule is actually pretty reliable compared to some other states I've heard about. My cousin in another state sometimes waits 2+ weeks between filing and getting paid.

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Wow, that would be even worse. I guess we should be grateful for the weekly schedule.

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True, 3-4 days isn't too bad when you put it that way.

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Just make sure your address and banking info are always up to date in your account. I had a friend who moved and forgot to update his address, caused all sorts of payment delays.

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How do you update that info? Through the same online account?

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Yep, just log in and go to your profile settings. Super easy to update.

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And if you're moving, update it as soon as possible. Don't wait until after you've already moved.

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I always file my weekly claim Sunday morning and get paid Wednesday afternoon. Set your expectations for Wednesday/Thursday and you'll be fine.

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Sounds like that's the consensus. Thanks everyone for all the helpful info!

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No problem! The payment schedule is pretty predictable once you get used to it.

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If you're ever worried about a payment, you can also check your 'Payment History' in your online account to see the status of recent claims.

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Where exactly is that in the account?

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After you log in, there should be a 'View Payment Information' or 'Payment History' link on the main page. Shows all your processed payments.

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One last thing about getting help with Washington ESD - if you ever need to call them urgently about a payment issue, definitely consider using Claimyr. The regular phone lines are usually swamped, especially on Mondays and Tuesdays when people are filing their weekly claims.

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I'll keep that in mind if I run into any problems. Hopefully the payments will just come through automatically without any issues.

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That's the goal! Most of the time everything goes smoothly, but it's good to know your options if something goes wrong.

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Welcome to the weekly routine! File Sunday, get paid Wednesday/Thursday, repeat. It becomes second nature after a few weeks.

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Looking forward to getting into that routine. This whole unemployment thing is new to me but everyone here has been really helpful.

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We've all been there! The Washington ESD system takes some getting used to but once you figure it out it's pretty straightforward.

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