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Dylan Baskin

Washington ESD maximum unemployment benefit 2024 - need to understand weekly amount

I'm trying to figure out what the maximum unemployment benefit amount is for Washington state in 2024. I just lost my job as a software engineer making $92K annually and I'm wondering what I can expect for weekly benefits. I've been looking on the Washington ESD website but can't find clear info about the max weekly benefit amount. Does anyone know what the current maximum is? Also wondering if there's a minimum amount too. Need to budget for the next few months while job hunting.

The maximum weekly benefit amount (WBA) for Washington ESD in 2024 is $999 per week. This is calculated based on your highest earning quarter in your base period. The minimum is $295 per week. Your actual amount depends on your wages during the base period - they take your highest quarter earnings and divide by 26 to get your weekly benefit amount, but it can't exceed the state maximum.

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Thanks! So with my salary I should be close to the maximum then. Do you know how long it takes for the first payment after filing?

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Usually 2-3 weeks if there are no issues with your claim. Make sure you file your weekly claims every week even while waiting for approval.

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i think the max went up from last year, it was like $950 or something before. glad they increased it with inflation and all

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Yes, Washington adjusts the maximum benefit amount annually based on the state's average weekly wage. The $999 maximum is definitely higher than previous years.

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Just a heads up - even though the max is $999, you might not qualify for that amount right away if your claim goes into adjudication. I've been waiting 5 weeks for my claim to be approved because they're reviewing my job separation. Can't get through to anyone at Washington ESD to check on the status.

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Have you tried calling early morning? I heard the lines are less busy around 7am when they first open.

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I've tried everything - early morning, lunch time, different days. Either busy signal or I get disconnected after waiting on hold for hours. It's incredibly frustrating.

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I was having the same problem reaching Washington ESD until someone mentioned Claimyr.com to me. It's a service that calls for you and gets you connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of trying to get through myself.

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The benefit amount also depends on whether you're filing a regular UI claim or if you're on standby status. If you're on standby with your employer, you might qualify for partial benefits even if you're working reduced hours.

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I'm filing regular UI since I was laid off completely. Good to know about standby though - didn't realize that was an option.

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Standby is mainly for seasonal workers or when employers temporarily reduce hours. Since you were laid off, regular UI is the right choice.

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Don't forget you also have to meet the job search requirements to keep getting benefits. In Washington you need to complete 3 job search activities per week and keep a log of everything you do.

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What counts as a job search activity? Just applying for jobs or other things too?

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Applying for jobs, networking events, career fairs, informational interviews, updating your resume with a professional, etc. Check the WorkSourceWA website for the full list of approved activities.

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Man the whole system is such a pain. I qualify for the max benefit too but had to appeal my initial disqualification because my employer contested my claim. Took 3 months to get it sorted out and now I'm dealing with an overpayment issue from when they messed up my claim initially.

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That sounds awful! Did you have to get a lawyer for the appeal or were you able to handle it yourself?

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I did it myself but it was stressful. Had to gather all my employment records and write a detailed statement explaining why I qualified for benefits. The hearing was over the phone which was actually easier than I expected.

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For budgeting purposes, remember that unemployment benefits are taxable income. You can have taxes withheld or pay quarterly estimates. Also, the $999 max is before any taxes.

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Good point about taxes. I'll probably have them withhold 10% federal to avoid a big tax bill next year.

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You can set up the tax withholding when you file your initial claim or change it later through your SecureAccess Washington account.

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WASHINGTON ESD IS IMPOSSIBLE TO REACH!!! I've been calling for weeks about my benefit amount calculation and can't get through to anyone. The online system doesn't explain why my weekly amount is lower than expected. So frustrated with this whole process!

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I feel your pain. The phone system is definitely broken. Have you tried messaging them through the online portal?

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Yes, sent multiple messages with no response. It's like they don't care about helping people.

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This is exactly why I started using Claimyr - I was spending entire days trying to reach someone at Washington ESD. With Claimyr, I got connected to an agent in about 30 minutes and was able to resolve my benefit calculation question. Worth checking out if you're having trouble getting through.

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Your weekly benefit amount is calculated using wages from your base period, which is usually the first 4 of the last 5 completed calendar quarters before you filed. Make sure Washington ESD has all your wage information from different employers if you had multiple jobs.

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That's helpful. I only had one employer for the past 3 years so should be straightforward. Do they automatically get wage info from employers or do I need to provide it?

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Employers report wages quarterly to Washington ESD, so they should have your information automatically. But if there's missing wage data, you might need to provide pay stubs or W-2s to get the correct benefit amount.

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Just want to add that even if you qualify for the maximum $999, you won't get benefits indefinitely. Regular UI is up to 26 weeks in Washington, and you need to file weekly claims every week to keep getting paid. Miss a week and you could lose benefits.

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What happens if you miss filing a weekly claim by accident? Can you still file it late?

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You can sometimes file late weekly claims but there might be a delay in payment. It's better to set a reminder and file every week on time.

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The $999 max is good but still not enough to maintain my previous lifestyle. At least it's something while job hunting. Make sure you start your job search immediately even before your first payment comes through.

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Yeah, it's definitely a pay cut from my previous salary but should cover my basic expenses. Already started updating my resume and reaching out to contacts.

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Smart approach. The job market is competitive right now so the sooner you start looking, the better. Keep detailed records of your job search activities for Washington ESD.

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Does anyone know if the maximum benefit amount is the same for all types of claims? Like if you're filing after being on standby status or if you're eligible for extended benefits?

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The maximum weekly benefit amount of $999 applies to regular UI claims. Extended benefits, if available, would use the same weekly amount but Washington doesn't currently have extended benefits activated.

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Standby claims use the same benefit calculation, but your weekly amount might be reduced if you're working partial hours while on standby status.

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I had issues with my benefit calculation being wrong initially. Turned out Washington ESD was missing wages from a quarter where I had changed jobs. Had to provide my final pay stub to get it corrected and my weekly amount increased.

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How long did it take to get the correction processed? And did they pay you the difference retroactively?

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Took about 3 weeks once I provided the documentation. Yes, they paid the difference for all the weeks I had already claimed. But getting through to someone to start the correction process was the hardest part.

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This is another situation where Claimyr really helps - when you need to speak to someone about benefit calculations or corrections. Much faster than trying to call Washington ESD directly.

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remember that if you get a job offer while on unemployment, you need to report it even if you haven't started working yet. And if you turn down suitable work, you could lose your benefits entirely. The job search requirements are no joke in Washington.

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What defines 'suitable work'? Is it just jobs in your field or any job that pays a certain amount?

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Generally suitable work is jobs that match your skills and experience and pay at least a certain percentage of your previous wages. But the definition can vary depending on how long you've been unemployed.

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The Washington ESD website has a benefit calculator that can give you an estimate of your weekly amount before you file. Might be helpful to check that out first so you know what to expect.

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I'll look for that calculator. Would be good to have a rough idea before I file my claim.

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The calculator is helpful but remember it's just an estimate. Your actual benefit amount might be different depending on your specific wage history and base period.

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One thing to keep in mind - if you're getting severance pay or vacation payout from your previous employer, that might affect when your unemployment benefits start. Washington ESD considers some types of separation pay as wages which could delay your claim.

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I am getting 2 weeks severance. Should I report that when I file my claim?

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Yes, definitely report the severance. Washington ESD will determine how it affects your claim eligibility and timing. Better to report it upfront than have issues later.

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Just filed my claim last week and qualified for the maximum $999 weekly benefit. The whole process was actually pretty straightforward online, though I'm still waiting for my first payment. Make sure you have all your employment history ready when you file - dates, wages, reason for separation, etc.

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That's encouraging! How long did the initial filing take you? And did you run into any issues with the online system?

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The initial filing took about 30 minutes. The Washington ESD website worked fine for me, no technical issues. Just make sure you have accurate information about your previous employers and wages.

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