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Emma Taylor

What is the max amount of unemployment benefits in Washington ESD?

I'm trying to figure out what the maximum weekly unemployment benefit amount is in Washington state for 2025. I've been working in tech for the past 3 years making decent money and want to know what I can expect if I get laid off. I looked on the Washington ESD website but couldn't find clear info about the current maximum. Does anyone know what the cap is? Also wondering if there's a formula they use to calculate it based on your previous wages.

The maximum weekly benefit amount in Washington for 2025 is $999. This is calculated as 3.85% of the average annual wage in the state. Your actual benefit depends on your wages during your base period - they look at your highest quarter and use a formula from there. Most people don't get the max unless they were making around $130k+ annually.

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Emma Taylor

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Thanks! That's higher than I expected. So it's based on my highest earning quarter during the base period?

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Exactly. They take your highest quarter earnings, divide by 26, then calculate your weekly benefit from there. The $999 is just the ceiling.

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i think its around $900 something but not sure about 2025, mine was lower last year when i filed

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The amount gets adjusted annually based on wage data. 2025 did see an increase from previous years due to wage growth in the state.

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CosmosCaptain

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You can use the Washington ESD benefit calculator on their website to get an estimate. But honestly, trying to reach them by phone to verify or ask questions is nearly impossible. I spent weeks trying to get through to clarify my benefit amount calculation.

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I had the same problem! Couldn't reach anyone at Washington ESD for weeks. Finally found this service called Claimyr at claimyr.com that got me through to an actual agent within minutes. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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CosmosCaptain

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Really? That actually worked for you? I'm so tired of getting disconnected or sitting on hold forever.

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Yeah, it was worth it just to get my questions answered directly by Washington ESD staff instead of guessing from their website.

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Omar Fawzi

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The maximum is definitely $999 for 2025. But remember you also have to meet the minimum earnings requirement during your base period. For the max benefit, you'd need to have earned at least $56,940 during your base period with at least $2,847 in your highest quarter.

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Emma Taylor

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Wait, I thought it was based on just the highest quarter? What's this about total base period earnings?

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Omar Fawzi

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You need both - enough total earnings across the whole base period AND enough in your highest quarter. It's a two-part test for eligibility and benefit calculation.

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Chloe Wilson

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been on unemployment twice and never got close to the max lol. most people get way less than that unless you were making bank

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True, the median benefit amount is much lower. The maximum is there for higher-wage earners but most claims are in the $300-600 range.

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Also worth noting that your benefit amount stays the same throughout your claim year, even if the state maximum increases. So if you file now, you'll get the 2025 rate structure.

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Diego Mendoza

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Good point. And don't forget about the waiting week requirement - first week is unpaid even if you're eligible.

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Emma Taylor

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Is there still a waiting week? I thought that was eliminated during COVID.

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The waiting week was temporarily suspended but it's back now for regular unemployment claims.

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The formula is kind of confusing honestly. They take your two highest quarters, add them together, divide by 2, then divide by 26 to get your weekly amount. But there's also minimum wage considerations and other factors.

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Actually, it's simpler than that. They just take your highest quarter, divide by 26, and that's your weekly benefit (subject to the minimum and maximum limits).

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Oh really? I must have been thinking of another state's formula. Thanks for the correction!

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StellarSurfer

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Whatever you do, make sure you have all your wage information ready when you file. Washington ESD is really picky about documentation and it can delay your claim if they can't verify your earnings.

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Sean Kelly

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This is so true. My claim got stuck in adjudication for weeks because they couldn't verify wages from a previous employer. Such a pain.

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CosmosCaptain

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That's exactly when I used Claimyr - my claim was stuck and I needed to talk to someone at Washington ESD to figure out what documentation they needed. Regular phone calls weren't working at all.

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Zara Malik

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I think the max went up this year compared to 2024. Washington has been adjusting the amounts more frequently because of inflation and wage growth in the tech sector.

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Luca Greco

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Yeah, it was $929 in 2024 so $999 is a decent increase for 2025.

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Nia Thompson

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Pro tip: even if you think you'll get the maximum, apply as soon as you're eligible. The sooner you file, the sooner your benefit year starts. And remember you can work part-time while collecting as long as you report those earnings.

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How much can you work part-time before it affects your benefits? I might pick up some consulting work.

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Nia Thompson

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You can earn up to your weekly benefit amount before they start reducing your UI payment. So if you get $500/week in UI, you can earn up to $500 working without losing benefits.

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Not quite right - there's actually a partial benefit formula. You can earn 1.25x your weekly benefit amount before you lose all benefits for that week.

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Aisha Hussain

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Does anyone know if the maximum applies to extended benefits too, or just regular UI? I'm worried about running out of weeks if the job market stays tough.

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Extended benefits use the same weekly amount as your regular claim. But extended benefits only kick in when unemployment rates hit certain triggers - we're not there right now in Washington.

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Aisha Hussain

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Thanks, good to know. Hopefully I won't need to worry about that anyway.

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THE WASHINGTON ESD SYSTEM IS SO BROKEN!! I've been trying to get my benefit amount corrected for months and they keep giving me the runaround. The max doesn't matter if they can't even calculate benefits correctly!

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Ethan Brown

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I feel you. The system has so many glitches. Have you tried reaching out through the secure messaging system on your account?

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Yes! They take forever to respond and when they do it's just generic copy-paste answers that don't help.

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This is exactly why I ended up using Claimyr. Sometimes you just need to actually talk to a human being who can look at your specific case instead of getting lost in the automated system.

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Yuki Yamamoto

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Just want to add that your benefit amount is based on wages during your 'base period' which is usually the first 4 of the last 5 completed quarters before you file. Make sure you understand which quarters they're looking at for your claim.

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Emma Taylor

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That's a good point. So if I file in January 2025, they'd look at my wages from July 2023 through June 2024?

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Yuki Yamamoto

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Exactly! Though you can sometimes use an alternate base period if you don't qualify under the standard one.

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Carmen Ruiz

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remember you still gotta do job searches even if you get the max benefit amount. dont slack on that part or they'll cut you off

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How many job search activities do you need per week? I keep seeing different numbers.

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It's 3 job search activities per week for most people, but it can vary based on your individual reemployment plan.

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