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Malik Robinson

Washington ESD - how much is unemployment benefits weekly payment amount?

I'm about to file my first unemployment claim and trying to figure out how much I might get each week. I was making $4,200 a month at my last job before getting laid off. Does anyone know how Washington ESD calculates the weekly benefit amount? I've looked at their website but it's confusing with all the base year stuff and quarterly wages. Just want a rough idea of what to expect so I can budget.

Washington ESD uses your highest earning quarter from your base year to calculate benefits. Generally it's around 3.85% of your highest quarter earnings, but there's a weekly maximum of $999 as of 2025. With your income level you'll probably hit close to that max.

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That's way more than I expected! So if I made around $50k last year I could get close to $1000 a week?

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Yeah, the weekly max keeps going up each year. You might qualify for the full amount depending on when you worked and your quarterly breakdown.

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just filed mine last week, the online calculator on Washington ESD site gave me a rough estimate but my actual amount was different when approved

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Different how? Higher or lower than the calculator predicted?

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lower by about $80 a week, think it had to do with some part time work i did that messed up the calculation

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The key thing to understand is Washington ESD looks at your base year period which is the first 4 of the last 5 completed quarters before you file. So if you file in January 2025, they look at quarters from October 2023 through September 2024. They take your highest earning quarter, multiply by 0.0385, and that's your weekly benefit rate up to the maximum.

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This is super helpful, thank you! So recent income doesn't matter as much as what I made over a year ago?

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Exactly. That's why some people are surprised when their benefit amount doesn't match their most recent paycheck. The base year calculation can work for or against you depending on your earnings pattern.

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this is why i got screwed, was making good money recently but my base year was when i was working part time in college

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I've been trying to reach Washington ESD for weeks to get clarity on my benefit calculation because something seems off with my amount. Their phone lines are impossible to get through and the online messaging system is useless. Has anyone found a way to actually talk to someone there?

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I had the same frustration until I found Claimyr. It's a service that helps you get through to Washington ESD agents by calling for you. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Saved me hours of calling.

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Washington ESD benefit amounts are a joke anyway. Even at $999 a week that's not enough to cover most people's bills in Seattle. The whole system needs an overhaul.

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I mean $999 a week is almost $52k a year, that's not terrible for temporary assistance

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Try paying Seattle rent, car payment, insurance, groceries on that. It disappears fast.

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better than nothing though, at least washington state has decent benefits compared to some places

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Just want to add that your benefit year lasts 52 weeks but you only get 26 weeks of benefits maximum. So even if you qualify for $999/week, you can only collect for 26 weeks unless there's some extension program active.

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Good point! So it's really about finding work within those 26 weeks.

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Exactly. And you have to meet the job search requirements every week to keep getting benefits.

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The weekly benefit calculator on Washington ESD website is pretty accurate if you have your wage info handy. Just plug in your quarterly earnings and it'll give you a close estimate.

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I tried that but wasn't sure which quarters to use. The base year thing is confusing.

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Yeah the base year definition trips people up. It's not the most recent year, it's a specific 4-quarter period that ends before your claim starts.

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also remember you'll pay taxes on unemployment benefits so factor that in when budgeting

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Oh right, I forgot about taxes. Can you have them withhold federal taxes automatically?

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yeah there's an option to have 10% withheld for federal taxes when you certify weekly

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One thing that surprised me was that Washington ESD counts certain severance pay and vacation payouts against your benefits. So if you got a severance package, it might delay when your benefits start or reduce the amount.

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I did get 2 weeks severance pay. Will that affect my claim?

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Probably. They'll ask about any separation pay when you file. It might just delay your first payment rather than reduce the weekly amount.

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The maximum benefit amount changes every year based on the state's average wage. It was $844 in 2023, went up to $999 in 2024, and stayed at $999 for 2025. So if you qualified for max last year you might need to update your claim.

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How do you update your claim for the new maximum? Do you have to refile?

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No, Washington ESD should automatically adjust existing claims to the new maximum if you qualify. But sometimes you need to contact them to make sure it gets updated.

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Quick tip - if your benefit calculation seems wrong, request a redetermination. I did this when my amount was way lower than expected and found out they had missing wage information from one of my employers.

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How do you request a redetermination? Through the website or do you have to call?

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You can do it online through your Washington ESD account or by phone. I had to provide pay stubs to prove the missing wages.

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been trying to reach washington esd about my benefit amount for over a month, tried everything including that claimyr service someone mentioned earlier, finally got through and turns out my employer never reported my last quarter of wages properly

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Did Claimyr actually help you get through? I'm considering trying it.

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yeah it worked, took them about 2 hours but they got me connected to an agent who could look up my wage records

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For anyone wondering about the math: if you made $50k last year spread evenly, that's $12,500 per quarter. Your weekly benefit would be $12,500 x 0.0385 = $481.25 per week. But if you made more in one quarter than others, use the highest quarter.

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This is exactly the kind of example I needed! So it really depends on how your income was distributed throughout the year.

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Right. Someone who made $50k but earned $20k in one quarter would get around $770 per week instead of $481.

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Washington ESD also has a minimum weekly benefit amount, I think it's around $295 as of 2025. So even if your calculation comes out lower, you'll get at least that much.

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The minimum helps people who had very low wages or limited work history in their base year.

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Good to know there's a floor. Sounds like the system tries to be fair to different income levels.

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Remember that your total benefit entitlement is also calculated based on your base year wages, not just the weekly amount. You need to have earned at least 680 hours at minimum wage in your base year to qualify, and your total benefits available is roughly 30% of your total base year wages.

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So even if I qualify for $800/week, I might not get the full 26 weeks if my total base year wages weren't high enough?

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Exactly. The weekly amount and total entitlement are calculated separately. Most people who qualify for high weekly amounts also have enough total entitlement for the full 26 weeks, but not always.

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Just filed my claim yesterday and used the benefit estimator. With my wages from tech job should get around $850/week. Now just waiting for adjudication to complete so payments can start.

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How long is adjudication taking these days? I'm worried about the wait time.

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From what I've read on here, seems like 2-4 weeks is typical right now. Hopefully not longer.

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If adjudication is taking too long, that's another good time to use something like Claimyr to reach an agent and check on status

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One more thing - if you work part-time while collecting unemployment, Washington ESD has a formula for how that affects your weekly benefit. You can earn up to about $200 without any reduction, then they start deducting from your benefit amount.

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That's good to know. So you can do some gig work or part-time and still collect most of your benefits?

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Yeah, they encourage people to work part-time while job searching. Just have to report all earnings when you file your weekly claim.

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