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My unemployment ran out now what - Washington ESD options?

So I've been on regular UI for about 6 months and just got my last payment. Washington ESD sent me a letter saying my benefit year is ending and I've exhausted my regular unemployment benefits. I'm still looking for work but haven't found anything yet. What happens now? Are there any other programs I can apply for through Washington ESD? I'm really stressed about this because I still can't find a job and need some kind of income to pay rent and bills.

You might be eligible for Extended Benefits (EB) if Washington state has triggered on for high unemployment. You should also check if there are any federal extension programs available. Go to your Washington ESD account and see if there are any new applications you can file.

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I checked my account but don't see any new applications available. Does that mean there are no extensions right now?

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Unfortunately yes, if nothing shows up in your account then there probably aren't any active extension programs. You can still call Washington ESD to confirm though.

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same boat here, ran out last month and there's nothing available. The job market is still pretty rough too

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It's so frustrating! I've been applying everywhere but either get no response or they want someone with different experience.

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Have you tried reaching out to WorkSource? They might have job training programs or other resources that could help while you're looking.

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When your benefit year ends, you can potentially file a new claim if you've worked enough since your last claim started. You need to have earned at least $1,000 in covered wages during your benefit year to qualify for a new claim.

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I did some part-time work during my claim but probably didn't make $1,000 total. Is there a way to check exactly how much I earned?

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Yes, you can see your wage history in your Washington ESD account under 'Wage and Benefit Information' or on your quarterly wage statements.

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I was in the same situation a few months ago and couldn't get through to Washington ESD on the phone to ask about options. Ended up using this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. The agent was able to explain exactly what programs were available and helped me understand my options.

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How does that work? Do they just help you get through the phone lines?

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Yeah basically they handle the calling and waiting for you, then connect you when they reach an agent. Saved me hours of trying to call myself.

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That sounds too good to be true. How much does something like that cost?

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You should also look into other assistance programs like SNAP (food stamps), housing assistance, or utility help programs. Just because unemployment ran out doesn't mean there aren't other safety nets available.

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Good point, I hadn't thought about applying for food stamps. Do you know if there are income limits for that?

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Yes there are income limits but they're based on household size. You can apply online through the Washington state DSHS website.

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this is exactly why the unemployment system is broken. people need more than 26 weeks to find decent work especially in this economy

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Totally agree. 6 months sounds like a lot but it goes by so fast when you're actually looking for work.

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At least we had the extra weeks during COVID, but now we're back to the regular 26 weeks max.

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Make sure you're still doing your job search activities even after benefits end. If any extension programs become available, they might ask for your job search log going back several weeks.

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I've been keeping track of my applications in a spreadsheet. Should I still be logging into WorkSourceWA?

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Yes, keep using WorkSourceWA and maintaining your job search log. It's better to have too much documentation than not enough.

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Have you considered filing for underemployment if you take a part-time job? Sometimes you can still get partial benefits while working part-time.

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I didn't know that was an option! How does that work exactly?

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If you work part-time and earn less than your weekly benefit amount plus $5, you might still get partial unemployment. You have to report all earnings though.

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Just remember this only works if you still have benefit weeks remaining. If you've exhausted all 26 weeks, partial benefits aren't available either.

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Check with your local unemployment office too. Sometimes they have information about programs that aren't widely advertised online.

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Are the local offices still open for walk-ins? I thought everything was appointment only now.

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Most are still appointment only but you can call to schedule. Some have limited walk-in hours for quick questions.

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I'm in week 24 of my claim so this is really helpful to know what to expect. Thanks for asking this question!

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Yeah start thinking about it now. I wish I had planned better for when mine ended.

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Definitely start researching other programs and assistance options before your benefits end. It's much less stressful that way.

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Washington state sometimes has job training programs through WorkSource that come with financial assistance. Might be worth looking into if you're willing to learn new skills.

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That's interesting. Do you know what kind of training programs they offer?

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It varies but I've seen healthcare, technology, and trade programs. You have to qualify and there's usually a waiting list.

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The waiting to hear back from jobs is the worst part. I've been applying for 3 months and barely get any responses.

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Same here. I wonder if my resume is the problem or if there just aren't enough jobs.

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WorkSource offers free resume help and interview prep. Might be worth checking out if you haven't already.

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Just went through this myself and used Claimyr to talk to Washington ESD about my options. The agent explained that even though regular benefits ended, I should still check my account regularly in case Congress passes any new extension programs. She also confirmed that I could file a new claim next year if I work enough hours.

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That's really helpful! I keep seeing people mention Claimyr. Did it actually work for getting through to someone?

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Yeah it worked great. I was dreading calling Washington ESD myself because I never get through. With Claimyr I got connected to an agent within a few hours.

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Don't forget about the earned income disregard if you do find part-time work. You can earn up to $5 plus 1/4 of your weekly benefit amount without it affecting your unemployment (if you still have weeks left).

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My benefits already ended though, so this wouldn't apply to me right now?

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Right, this is only if you still have benefit weeks remaining. But good to know for future reference.

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been there, it's scary when the payments stop. Make sure you're signed up for any local food banks or community assistance programs in your area while you keep looking for work

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Good advice. I need to swallow my pride and look into food assistance. This is harder than I expected.

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There's no shame in getting help when you need it. That's what these programs are for.

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If you're over 50, there might be additional job training programs available through AARP or other organizations. Also check with your state representatives - sometimes they know about programs that aren't well publicized.

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I'm not quite 50 yet but that's good to know. I hadn't thought about contacting my representatives.

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They often have staff who specialize in helping constituents navigate government programs. Worth a try.

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Make sure you understand the difference between your benefit year ending and exhausting your benefits. They're two different things and affect your options differently.

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Can you explain the difference? I'm not sure I understand.

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Your benefit year is 52 weeks from when you first filed. Exhausting benefits means you've used all 26 weeks of payments. If your benefit year ends but you haven't used all 26 weeks, you might still be able to collect the remaining weeks.

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That's correct. And if you've exhausted benefits but your benefit year hasn't ended, you can't file a new claim until the year is over.

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The uncertainty is the worst part. I wish Washington ESD was clearer about what happens when benefits end and what options are available.

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Agreed! I had to piece together information from multiple sources just to understand my situation.

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This is exactly why I ended up using Claimyr. I needed to talk to someone who could give me clear answers about my specific situation instead of trying to figure it out from the website.

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Keep networking and stay positive. I know it's hard but sometimes the best opportunities come from connections rather than online applications.

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You're probably right. I've been so focused on online applications that I haven't been networking much.

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LinkedIn, professional associations, even friends and family. Let people know you're looking - you never know what might come up.

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