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Sophia Nguyen

How to collect unemployment in Washington - step by step process for first-time filers

I just got laid off from my retail job after 18 months and I've never filed for unemployment before. I'm completely lost on how to collect unemployment benefits in Washington state. Do I need to go somewhere in person or can I do everything online? What documents do I need to have ready? Also, how long does it typically take to get approved and start receiving payments? Any help would be appreciated since I'm already stressed about bills coming up.

Everything is done online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, and dates worked. The process takes about 30-45 minutes to complete your initial application.

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Thank you! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD gets your wage information directly from employers, so you don't need pay stubs for the initial application. Just make sure your employment dates and employer info are accurate.

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filed mine last week and it was pretty straightforward. Make sure you have a good email address because they send important updates there. Also create your account on SecureAccess Washington (SAW) first, that's what you use to log into the ESD system.

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How long did it take for you to hear back after filing?

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Got my monetary determination in about 3 days, but I'm still waiting on adjudication. Been about 10 days now.

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The key steps are: 1) File your initial claim online at esd.wa.gov, 2) Wait for your monetary determination letter, 3) If eligible, start filing weekly claims every Sunday, 4) Complete work search activities (3 per week), 5) Report any work or income when filing weekly claims. Most people get approved within 2-3 weeks if there are no issues.

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What kind of work search activities count? I've been applying to jobs but wasn't keeping detailed records.

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Job applications, networking events, career fairs, WorkSource appointments, and even some online job search activities count. Start keeping a log now with dates, company names, and what you did. You'll need this for your weekly claims.

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I've been trying to get through to Washington ESD for weeks about my claim status and it's impossible. The phone lines are always busy and when I do get through, I get disconnected after waiting on hold for hours. Has anyone found a way to actually reach them?

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I had the same problem until I found Claimyr (claimyr.com). They have this system that calls Washington ESD for you and connects you when an agent picks up. Saved me so much time and frustration. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legitimate? I'm desperate at this point but don't want to get scammed.

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Yeah it's real. I was skeptical too but I got connected to a Washington ESD agent within 2 hours instead of spending all day redialing. Totally worth it when you need to resolve claim issues.

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Ava Kim

just a heads up that you need to be available for work and actively looking. they're pretty strict about the job search requirements now. keep detailed records of everything you do.

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What happens if I can't find 3 work search activities in a week?

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Ava Kim

you could get disqualified so don't mess around with it. apply to jobs, check WorkSource, attend virtual job fairs, anything that counts toward finding work.

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The whole system is a nightmare. I've been waiting 6 weeks for my adjudication to complete and no one can tell me what's taking so long. Meanwhile bills are piling up and I can't get any answers.

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Adjudication can take 4-8 weeks depending on the issue. If it's an identity verification or work separation issue, they have to investigate. Have you tried checking your ESD account for any documents they might need?

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I've checked everything and there's nothing showing that I need to provide. It just says 'adjudication in progress' with no explanation.

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This is exactly why I used Claimyr to get through to an agent. They could see what was holding up my claim and got it resolved in one call.

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Make sure you're ready to file your weekly claims every Sunday. You can file for the previous week starting Sunday morning. Don't wait too long or you might miss the deadline and lose benefits for that week.

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Is there a specific time on Sunday when it opens up?

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You can file anytime Sunday through Saturday for the previous week, but most people do it Sunday morning to stay on schedule.

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Don't forget about the waiting week. Your first week of unemployment is a waiting week, so you won't get paid for that week even if you're eligible. It's frustrating but that's how the system works.

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So I file for the first week but don't get paid for it? That seems unfair when people need money right away.

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Yeah exactly. You file and it counts toward your benefit year, but no payment for week one. Payments start from week two if you're approved.

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also make sure you understand the difference between your monetary determination and your eligibility determination. The monetary tells you how much you could get per week, but you still need to be approved for benefits before payments start.

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How do I know if I'm approved for benefits?

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you'll get a determination letter or it will show in your ESD account. If there are no issues with your work separation or eligibility, approval usually comes within 1-2 weeks of filing.

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The job search requirement is 3 activities per week. Keep a detailed log with dates, company names, contact info, and what you did. You might get audited and need to provide proof of your work search activities.

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What's the best way to keep track of everything?

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I use a spreadsheet with columns for date, company, contact person, activity type, and results. WorkSource also has a work search log tool you can use.

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Been on unemployment twice in the past 5 years and the key is staying organized. Keep copies of everything - your application, all correspondence, work search logs, and any documents you submit. Makes everything easier if issues come up.

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Should I print everything out or are digital copies okay?

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Digital is fine but make sure you back them up. I keep everything in a dedicated email folder and also save important documents to my computer.

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WARNING: Do NOT work any hours without reporting it on your weekly claim. Even one hour of work needs to be reported. I've seen people get disqualified for not reporting part-time work or gig work.

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What if I do some freelance work or odd jobs while collecting benefits?

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Report everything. They deduct earnings from your benefits but you can usually still get partial benefits. Hiding income is considered fraud and can disqualify you permanently.

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The ESD mobile app is pretty useful for filing weekly claims and checking your account. Easier than logging into the website every time, especially if you're filing on your phone.

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Is the app reliable? I've heard some people have issues with mobile apps for government stuff.

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It works fine for basic stuff like filing weekly claims and checking payment status. For more complex issues you'll still need the full website or to call.

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Expect your first payment about 2-3 weeks after filing if everything goes smoothly. The money goes to direct deposit or a debit card depending on what you choose during the application process.

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Which is faster - direct deposit or the debit card?

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Direct deposit is usually faster and more convenient. The debit card has fees for certain transactions, so I'd recommend direct deposit if you have a bank account.

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One thing nobody tells you - if you get called back to work, you need to report it immediately even if you haven't started yet. Don't file weekly claims for weeks you're working full-time.

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What if the callback is just temporary or part-time?

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Part-time work gets reported on your weekly claim and they'll reduce your benefits accordingly. Temporary full-time work means you stop filing until the job ends.

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If you're confused about anything, the WorkSource offices can help with unemployment questions. They have staff who know the system and can walk you through the process.

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Do I need an appointment or can I just walk in?

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Most WorkSource offices are appointment-only now. Check their website or call to schedule. They also have virtual appointments if you can't get there in person.

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My biggest mistake was not reading the determination letters carefully. They contain important information about your benefit amount, work search requirements, and any issues that could affect your claim.

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Are these letters sent by mail or email?

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Both usually, but check your ESD account online too. Sometimes the online version is available before the mail arrives.

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Drake

If you get denied, don't panic. You have 30 days to appeal the decision. The appeal process is straightforward and many people win their appeals if they have valid reasons for the denial.

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What are common reasons for denial?

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Drake

Quitting without good cause, being fired for misconduct, not being available for work, or not meeting the wage requirements. Each situation is different though.

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The whole process is overwhelming at first but gets routine once you understand it. File your initial claim, wait for approval, then file weekly claims every Sunday while doing your work search. That's basically it.

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This thread has been super helpful. I feel much more confident about filing now. Thanks everyone!

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Good luck! The system has its problems but it's there to help you get through unemployment. Just stay on top of your requirements and you'll be fine.

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Pro tip: Set up direct deposit as soon as possible. The KeyBank debit card they give you has ATM fees and other charges that can eat into your benefits. Direct deposit is free and faster.

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Can I change from the debit card to direct deposit later?

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Yes, you can change it in your ESD account settings. Takes about 1-2 weeks for the change to take effect for new payments.

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