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Mae Bennett

How much unemployment will I get if I make $900 a week in Washington - ESD benefit calculation help

I've been working at a warehouse making about $900 per week ($46,800 yearly) and might get laid off next month due to company downsizing. I'm trying to figure out what my weekly unemployment benefit would be through Washington ESD so I can budget accordingly. I know they look at your highest quarter earnings but I'm not sure how the calculation works exactly. Can anyone explain how Washington ESD determines your weekly benefit amount? I've been at this job for about 18 months so I should have enough work history.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. For someone making $900/week, you'd likely qualify for around $790 per week, which is pretty close to the maximum. The formula is basically 3.85% of your total base period wages, but there's a weekly cap.

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That sounds higher than I expected! So if I made $11,700 in my best quarter that would put me near the max?

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Yes exactly. Washington has one of the higher maximum weekly benefits in the country at $999/week for 2025.

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wait i thought the max was like $500? when did it go up so much

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It's been increasing annually. The $999 max is for 2025 - it was $929 last year.

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damn i shouldve filed unemployment when i got laid off last year instead of jumping right into gig work

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I had similar earnings when I filed last year and got $743/week. The exact amount depends on all four quarters in your base period, not just the highest one. You can actually get a benefit estimate on the Washington ESD website before you file your claim.

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Good to know there's an estimator tool. Did you have any issues with your claim or did it go through smoothly?

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Mine took about 3 weeks because it went into adjudication - they had to verify my separation reason. But once approved, backpay covered the whole period.

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If you're having trouble getting through to Washington ESD to ask about benefit calculations, I used claimyr.com recently and it was super helpful. They have this system that calls for you and connects you directly to an ESD agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than sitting on hold for hours!

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Never heard of that service before. Does it actually work or is it just another scam?

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It's legit - I was skeptical too but got connected to an actual ESD agent within like 20 minutes. Saved me so much time and frustration.

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Just remember you have to be ACTUALLY unemployed to collect. If you're still working even part time you might not be eligible for the full amount. Also make sure you understand the job search requirements - Washington ESD requires 3 job contacts per week.

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Yeah I'm planning to start looking for work immediately if I get laid off. Three contacts per week seems reasonable.

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Make sure you keep detailed records of your job search activities in WorkSourceWA. They audit those logs and can disqualify you if you don't have proper documentation.

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The whole system is such a mess. I made decent money too and when I finally got approved after months of adjudication hell, they said I had an overpayment from YEARS ago that I didn't even know about. Now they're garnishing my benefits!

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You can appeal overpayment determinations. If it's from years ago there might be statute of limitations issues.

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I tried calling to appeal but could never get through. Maybe I should try that claimyr thing someone mentioned.

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Pro tip: apply online immediately after your last day of work. Don't wait! There's a waiting week but your claim date matters for backpay purposes. And make sure you have all your employer info handy - dates, addresses, reason for separation.

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Good advice! I'll make sure to file right away if the layoff happens.

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Also screenshot everything and keep records. I had issues where the system lost my job search logs and had to reconstruct everything from memory.

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I make about the same as you and got $812/week when I was on unemployment last summer. The calculation seemed pretty straightforward once I understood it. Just make sure you report any severance pay correctly - that can delay your benefits.

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I don't think I'll get severance but good to know that affects timing. Did you have to pay taxes on your unemployment benefits?

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Yes, unemployment is taxable income. You can have taxes withheld automatically or pay quarterly estimates.

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whatever you do dont trust the online benefit calculator its always wrong. i calculated like $600 and ended up getting $312 because of some obscure rule about part time work in my base period

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The calculator is accurate if you input correct information. Part-time work during the base period definitely affects calculations though.

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well nobody explained that when i was filing. the whole system is designed to confuse people

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Based on your income you should qualify for close to maximum benefits. Washington's formula is pretty generous compared to other states. Just be prepared for potential delays if your claim goes into adjudication for any reason.

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What typically causes claims to go into adjudication? Want to avoid any red flags.

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Common triggers are voluntary quit vs layoff disputes, eligibility questions, or wage discrepancies. If it's a clear layoff due to downsizing you should be fine.

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I used Claimyr twice last year when I couldn't reach ESD - once for benefit calculation questions and once when my payments stopped randomly. Both times got connected to agents who actually knew what they were talking about. Worth every penny when you're dealing with benefit issues.

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How much does that service cost? Seems like something Washington ESD should handle themselves without needing a third party.

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The cost is reasonable considering the time and stress it saves. And yeah, ESD should handle it better but they don't, so this fills the gap.

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Don't forget about the job search requirements starting immediately when you file. Three job contacts per week minimum and they need to be documented in WorkSourceWA. I got temporarily disqualified for not meeting this requirement properly.

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Thanks for the reminder. What counts as a valid job contact?

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Applications, interviews, job fairs, networking events. Has to be for suitable work though - can't just apply to anything.

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At $900/week you're in good shape for benefits. I was making similar and got about $780/week. The key is making sure your employer reports your wages correctly to ESD. I had to appeal initially because they had wrong wage information.

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How do I verify my employer reported wages correctly?

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You can check your wage history on the ESD website after you file. Compare it to your pay stubs and tax documents.

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honestly the whole unemployment system is broken. i made good money and still barely got anything because of some technicality about when i worked. then they wanted me to pay back money i never should have gotten in the first place

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That sounds frustrating. Did you try getting help from an ESD agent to understand the technicality?

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tried calling hundreds of times, never got through. maybe shouldve used that calling service people keep mentioning

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Quick question - are you planning to file immediately or wait until you actually get laid off? I made the mistake of waiting and lost out on potential backpay because I didn't understand the timing rules.

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I was planning to wait until my last day of work. Should I file earlier?

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No, you can't file while still employed. But file the very next day after your last day of work, not weeks later like I did.

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With your income level you'll probably get around $790-800 per week. That's based on the 3.85% of total base period wages formula. Just make sure you understand what your base period is - it's not the most recent quarters like you might think.

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Can you explain the base period? I assumed it was just my recent earnings.

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Base period is the first four of the last five completed calendar quarters before you file. So if you file in January 2025, it would be April 2023 through March 2024.

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Just went through this process myself. Had the same weekly earnings and got $798/week. The online application was straightforward but I did have to call ESD to clarify some wage information. Used claimyr.com to actually get through to someone - saved me hours of trying to call directly.

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Good to know the amount matches what others are saying. Did you have any issues with weekly claims?

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Weekly claims are easy once you get used to the routine. Just make sure you file every week even if you worked part-time hours.

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One thing nobody mentioned - if you get any union benefits or severance that might affect your unemployment timing. Also Washington has some specific rules about vacation pay that can delay benefits. Just something to keep in mind.

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I don't think I'll have any of those issues but good to be aware. Thanks for the heads up!

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Yeah vacation pay rules are tricky. They consider it wages for the period it covers even if you get it as a lump sum.

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Xan Dae

Bottom line - with $900/week earnings you should get close to maximum benefits. File immediately after your last day, keep detailed job search records, and don't stress too much about the process. Washington's system works pretty well once you understand it.

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Thanks everyone for all the helpful information! Feeling much more prepared now if the layoff happens.

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Good luck with everything! Hope you don't actually need to use unemployment but at least you'll know what to expect.

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I went through something similar last year when my company downsized. With your $900/week income, you should definitely qualify for close to the maximum weekly benefit. One tip that really helped me - start gathering all your employment documentation now (pay stubs, tax forms, employer contact info) so you're ready to file immediately if the layoff happens. Also, I'd recommend checking your wage history on the ESD website periodically to make sure everything looks accurate. The whole process was less stressful than I expected once I had all my paperwork organized. Hope it works out and you don't actually need to file, but at least you'll be prepared!

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This is really helpful advice! I hadn't thought about gathering all the paperwork ahead of time but that makes total sense. Better to be organized now than scrambling later if the layoff actually happens. Do you remember how long it took from when you filed to when you received your first payment?

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