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Malik Thomas

How much is unemployment weekly benefit amount in Washington ESD 2025?

I'm trying to figure out how much I'll get per week if I file for unemployment in Washington. My last job paid $22/hour and I worked about 35 hours a week. I've been looking online but the Washington ESD calculator seems confusing and I can't tell if the amounts are current. Does anyone know what the weekly benefit rates are for 2025? Also do they factor in taxes or is that something I need to handle separately?

The weekly benefit amount depends on your earnings during your base period, which is usually the first 4 of the last 5 completed calendar quarters before you file. Washington ESD takes your highest earning quarter and divides it by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999 per week.

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So if I made $13,000 in my highest quarter that would be $500 per week? That seems like a lot.

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Yes, that's the basic calculation. Just remember you also have to meet the minimum earnings requirement in your base period to qualify.

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The weekly benefit amount depends on your earnings during your base period (usually the first 4 of the last 5 quarters before you filed). Washington ESD uses a formula that's roughly 1/25th of your highest quarter earnings, but there's a minimum and maximum. For 2025, the max weekly benefit is around $999 and minimum is about $295. You can have taxes withheld if you want.

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Thanks! So it's based on quarters not just my recent pay rate? That's confusing but helpful to know.

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Yeah the base period thing trips everyone up at first. Make sure you look at the right quarters when you're calculating.

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I just went through this whole process and the hardest part was actually getting through to Washington ESD to ask questions about my benefit amount. Spent hours on hold trying to get someone to explain why my weekly amount was lower than expected. Finally used Claimyr (claimyr.com) to get connected to an actual agent who walked me through the calculation. There's a good video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much did that service cost? I'm already going to be tight on money if I'm unemployed.

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It was worth it for me to get actual answers instead of guessing. Way better than sitting on hold for hours and getting nowhere.

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Never heard of Claimyr but anything that helps with Washington ESD phone issues sounds good to me lol

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i think theres also a minimum amount too, like $295 or something? not sure exactly but they wont pay less than that even if your calculation comes out lower

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The minimum weekly benefit amount in Washington is $295 for 2025. You're right about that.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible! The phone lines are always busy and when I do get through I get disconnected. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents. I was skeptical at first but it actually worked - I got connected to an agent in about 20 minutes instead of calling for days. Check out claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds too good to be true but I'm desperate at this point. Does it actually work?

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It worked for me. I needed to get my adjudication issue resolved and couldn't get through the normal way. Worth trying if you're stuck.

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The benefit calculator on the Washington ESD website is actually pretty accurate if you put in the right information. You need your quarterly earnings from your base period. Check your paystubs or tax documents to get the exact amounts for each quarter.

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Where do I find my quarterly earnings? Is that on my W2 or do I need to add up all my paystubs?

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Your employer reports quarterly wages to Washington ESD, but you can calculate it yourself by adding up paystubs for each 3-month period.

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Don't forget that if you're working part-time while collecting unemployment, they'll reduce your weekly benefit based on how much you earn. There's a formula for that too but basically if you earn more than your weekly benefit amount minus $5, you won't get any unemployment that week.

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Wait, so if my benefit is $500 and I earn $496 in a week, I get nothing? That doesn't seem right.

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No, it's more complicated than that. They subtract your earnings from your weekly benefit amount, but there's a $5 disregard. So if you earn $200, they subtract $195 from your benefit.

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This is why the system is so confusing! They should just make it simple.

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dont forget you have to pay taxes on unemployment benefits! learned that the hard way last year when I owed money at tax time. you can have them withhold 10% federal tax when you certify your weekly claims

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Oh no I didn't think about taxes! Should I definitely have them withhold or is it better to save money myself?

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I'd recommend having them withhold unless you're really good at saving money. It's easier than trying to set aside money from each payment.

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The Washington ESD website has a benefit calculator but honestly it's pretty confusing to use. You need to know your exact quarterly earnings for the past year and a half.

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I tried using that calculator and got three different answers. Not sure how accurate it is.

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The Washington ESD system is SO confusing with all the different benefit amounts. I thought I'd get way more than I actually did. Turns out if you didn't work enough hours in certain quarters it really affects your weekly amount. Plus there's all these rules about part-time work affecting your benefits.

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What do you mean about part-time work affecting benefits? I might need to take some gig work while I'm looking for a full-time job.

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If you work part-time while getting unemployment, they reduce your benefit amount. You have to report all earnings when you do your weekly claim.

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You can still work part-time and get benefits, but they deduct earnings over a certain threshold from your weekly payment.

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Here's what you need to know about Washington unemployment benefit amounts: Your weekly benefit is calculated as 1/26th of your highest quarter earnings during your base period. The base period is the first 4 of the last 5 completed calendar quarters. For 2025, the maximum is $999/week and minimum is $295/week. You also need to have earned at least $7,185 total in your base period and at least $2,395 in your highest quarter.

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This is super helpful! So I need to look up my quarterly earnings from last year to figure this out.

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Your employer should have this on your pay stubs or you can get it from Social Security if you have an account set up.

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Been on unemployment twice in the past few years. The amount varies so much depending on your work history. First time I got like $450/week, second time only $320 because I had a gap in employment that affected my base period.

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That's a huge difference! How do gaps in employment affect the calculation?

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If you have quarters with no earnings or low earnings in your base period, it brings down your weekly benefit amount.

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Does anyone know if the benefit amount changes if you have dependents? I thought I heard something about additional money for kids but can't find info anywhere.

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Washington doesn't provide dependent allowances for unemployment benefits. The weekly benefit amount is the same regardless of family size.

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Thanks, I was confused because some other states do that.

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Been collecting UI for 2 months now and getting $645 per week. The amount has been consistent every week as long as I file my weekly claim on time. Just make sure you report any work or earnings accurately or they'll create an overpayment situation.

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What happens if you report earnings wrong by accident?

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They'll eventually catch it through wage matching and you'll have to pay back any overpayment. Better to be accurate from the start.

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Make sure you file as soon as possible after losing your job. There's a waiting period before benefits start, and you can't get benefits for weeks before you actually filed your claim.

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How long is the waiting period? I just lost my job yesterday.

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There's usually a one-week waiting period, but file immediately. The sooner you file, the sooner your claim gets processed.

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Washington ESD also requires you to be actively looking for work and report your job search activities. This doesn't affect your benefit amount but you need to do it to keep getting paid.

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What counts as job search activities? Do I need to apply to a certain number of jobs each week?

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You need to complete 3 job search activities per week. This includes applying for jobs, attending job interviews, going to job fairs, etc.

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The benefit amount also depends on when you file your claim because they use different base periods. If you file early in the year vs late in the year, your qualifying quarters might be different.

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Can you explain this more? I'm planning to file next month.

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Sure, if you file in Q1 2025, your base period would be Q1 2023 through Q4 2023. If you file in Q2 2025, it would be Q2 2023 through Q1 2024. So your highest earning quarter might change.

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The benefit amount also depends on whether you qualify for regular unemployment or if there are any special circumstances. Some people qualify for extended benefits during high unemployment periods.

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Are there extended benefits available right now in Washington?

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Extended benefits depend on the state's unemployment rate. You'd need to check with Washington ESD for current availability.

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I'm getting really frustrated trying to understand all these calculations. Isn't there someone at Washington ESD who can just tell me what my benefit would be instead of making me figure it out myself?

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You can call them but good luck getting through. I tried for 3 weeks straight before giving up and just filing my claim to see what happened.

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I used Claimyr to get through to an agent and they were able to explain my benefit calculation over the phone. Much easier than trying to figure it out myself. The service really does work for getting connected quickly.

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One thing to remember is that unemployment benefits are taxable income. So whatever weekly amount you get, you'll owe taxes on it unless you elect to have taxes withheld.

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Good point! I forgot about that and had a big tax bill last year.

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You can have 10% federal tax withheld when you file your weekly claims. I recommend doing this.

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Another thing about benefit amounts - if you're confused about your calculation or think there's an error, definitely try to get through to Washington ESD to ask questions. I used that Claimyr service I mentioned earlier and it saved me so much time compared to trying to call the regular way.

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Did they actually fix an error in your benefit amount or just explain it?

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They explained why my amount was what it was, and it turned out to be correct. But at least I knew for sure instead of wondering.

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If you're making decent money now, don't expect unemployment to replace your full income. It's meant to be temporary assistance, not full salary replacement. Plan your budget accordingly.

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Yeah I'm definitely worried about making ends meet. Hopefully I can find something quickly.

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Good luck with the job search! The sooner you find work, the better off you'll be financially.

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The benefit duration is also important to consider. In Washington you can collect for up to 26 weeks in most cases, but the total benefit amount is limited to 26 times your weekly benefit or 1/3 of your base period wages, whichever is less.

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So even if you qualify for 26 weeks, you might run out of benefits before then?

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Exactly. If your base period wages are low, you might exhaust benefits before 26 weeks.

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Just to add - if you're thinking about filing for unemployment, don't wait too long. There's a waiting week in Washington where you won't get paid for your first week, and benefits start from when you file, not when you became unemployed.

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Wait, there's a waiting week? So I won't get paid for the first week I file?

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Correct. The first week you file is a waiting week with no payment. Benefits start from week 2 if you're eligible.

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Does the weekly benefit amount change during the year or is it locked in when you file your initial claim?

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Your weekly benefit amount is set when your claim is established and doesn't change during that benefit year, even if the state maximums change.

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I've been trying to calculate my benefits but I have earnings from multiple states. Does Washington ESD count wages from other states in the calculation?

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Yes, Washington participates in the Interstate Benefit Payment Plan. You can combine wages from other states if needed to qualify for benefits.

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That's good to know. I worked in Oregon for part of last year.

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The whole system seems designed to confuse people. Why can't they just have a simple chart that shows income ranges and corresponding benefit amounts?

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Because everyone's situation is different with different base periods and earnings patterns. The calculation has to be individualized.

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Still frustrating though. Most people just want a ballpark estimate.

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If you're still having trouble reaching Washington ESD to get your questions answered, I've had success with Claimyr recently. It's worth checking out their service if you need to speak with an agent about benefit calculations or claim issues.

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Is that the phone service people have been mentioning? How does it work exactly?

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Yeah, they help you get connected to ESD agents when the regular phone lines are backed up. Saved me hours of calling and redialing.

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WASHINGTON ESD TAKES FOREVER to process claims and answer questions about benefit amounts. I waited 3 weeks just to find out why my weekly payment was delayed. The whole system is a mess.

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That's really discouraging to hear. I hope I don't have to deal with long delays.

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Not everyone has delays, but it does happen. Just file as soon as you can and be patient with the process.

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remember to keep track of all your job search activities and work search log. washington esd can audit your claim and ask for proof of your job search efforts

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What kind of proof do they want for job searches?

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keep records of where you applied, when you applied, contact information for employers, etc

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The benefit amount calculation is pretty straightforward once you understand it. Take your highest earning quarter in your base period, multiply by 0.04, and that's roughly your weekly amount (subject to min/max limits).

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That's actually a really helpful way to estimate it! Thanks for the simple formula.

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Yeah that's much easier than trying to use their confusing online calculator

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Don't forget about the maximum benefit duration too. In Washington you can typically get up to 26 weeks of regular unemployment benefits, but that might change depending on economic conditions.

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26 weeks should hopefully be enough time to find something. Fingers crossed!

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Yeah hopefully you won't need anywhere near that long. Good luck with your job search!

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Just want to add that if you have any issues with your benefit calculation or need to speak with someone at Washington ESD about your weekly amount, there are services like Claimyr that can help you get through to an actual person instead of waiting on hold forever. I used them when I had questions about my benefit amount and it was super helpful.

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Good to know there are options for getting help if I run into problems. Thanks everyone for all the advice!

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This thread was really helpful for understanding benefit amounts. Hope your claim goes smoothly!

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