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How much is unemployment insurance benefit amount in Washington ESD?

I'm trying to figure out how much I'll get from Washington ESD unemployment benefits. I've been working full-time for the past 2 years making about $48,000 annually. My hours just got cut to part-time and I'm worried about making ends meet. Does anyone know how they calculate the weekly benefit amount? I looked on the Washington ESD website but the calculator seems confusing. What's the maximum you can get per week?

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter in your base period. They take your highest quarter wages and divide by 26. So if you made $12,000 in your best quarter, your WBA would be around $462/week. The maximum for 2025 is $999/week but most people don't hit that unless they were making really good money.

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Thanks! So it's not just my recent wages but the best quarter? That actually might work out better for me since I picked up a lot of overtime last summer.

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Yeah the base period is usually the first 4 of the last 5 completed quarters before you file. So if you file now it would look at last year's earnings mostly.

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Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. For someone making $48k annually, you're probably looking at somewhere between $350-500 per week depending on how your earnings were distributed. The maximum weekly benefit amount in Washington is currently $999 per week.

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That's way higher than I expected! How do they determine which quarter counts as the highest earning?

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They look at the first 4 of the last 5 completed quarters before you filed. So if you file in January 2025, they'd look at quarters ending in September, June, March, and December of the previous year.

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Just to add - there's also a minimum benefit amount in Washington which is currently $295/week. You need to have earned at least $3,850 in your base period to qualify at all. The calculation is a bit more complex than just dividing by 26 though - Washington ESD uses a specific formula that factors in your total base period wages too.

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Good to know about the minimum. I'm pretty sure I earned way more than $3,850 last year so I should be fine there.

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wait so even if I only worked part time I might still get something? I thought you had to be full time to get unemployment

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No, part-time workers can definitely qualify for UI benefits as long as they meet the wage requirements and are available for work. It's about your total earnings, not whether you were full or part-time.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because the online estimate tool isn't working right. Their phone lines are always busy or I get disconnected after waiting forever. Has anyone actually gotten through recently?

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Same problem here! I've been calling since early morning and it just keeps saying high call volume. Super frustrating when you need answers about your claim.

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You might want to try Claimyr - it's a service that helps people get through to Washington ESD agents. I used it last month when I couldn't reach anyone about my adjudication issue. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that before. Is it legit? I'm desperate at this point but don't want to get scammed.

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ive been getting $447 a week and i was making around 52k before i got laid off. took forever to get through to someone at washington esd to verify my claim though, kept getting busy signals

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How long did it take you to get approved? I'm worried about the wait time.

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about 3 weeks but that was because they had to verify my identity. the phone system is terrible

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If you're having trouble getting through to Washington ESD, I found this service called Claimyr that helps you connect with agents. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me when I needed to check on my claim status.

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Is that legit? I'm always skeptical of third-party services for government stuff.

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Yeah it's real. They just help you get through the phone queue faster. I was able to talk to someone at Washington ESD within 20 minutes instead of hours of busy signals.

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I've heard of Claimyr too. My sister used it when she had adjudication issues and it worked for her.

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For restaurant workers specifically, your wages might vary a lot season to season which could affect your calculation. Make sure Washington ESD has all your wage information from different employers if you worked multiple jobs. Sometimes they miss wages from smaller employers.

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Yeah I did work a second job doing catering on weekends for a few months. Should I mention that when I file?

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Definitely mention it but Washington ESD should automatically have those wages if the employer reported them. You can check your wage record online once you file to make sure everything's there.

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The benefit calculator on the Washington ESD site is pretty straightforward once you understand it. You need your gross wages from each quarter in your base period. They take your highest quarter, divide by 26, then multiply by 0.0385 to get your weekly benefit amount. But there's also a minimum and maximum cap.

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What's the minimum you can get? I'm worried my part-time hours might not qualify me for much.

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The minimum weekly benefit amount is $295 as of 2025. You need to have earned at least $7,000 in your base period to qualify for any benefits.

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wait is that $7k total or per quarter? im confused

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The whole system is so confusing. I filed 3 weeks ago and still don't know how much I'm getting because my claim is stuck in adjudication. They want me to verify my identity but the ID.me thing keeps glitching out.

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Identity verification issues are really common right now. Make sure you're using a clear, well-lit photo of your ID and that your face is visible. Sometimes it helps to try different browsers or devices.

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I've tried everything. Even went to the library to use their computer. Still getting errors.

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This is exactly why I need to talk to someone at Washington ESD. These automated systems don't work half the time.

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Just to clarify for everyone - you need $7,000 total in your base period AND at least $1,000 outside your highest earning quarter. So if your highest quarter was $6,000, you'd need at least $1,000 spread across the other three quarters to qualify.

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oh ok that makes more sense thanks

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That's helpful to know. I should definitely qualify then since I've been working consistently.

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Does anyone know if the amount changes if you're on standby status vs regular unemployment? My employer said they might bring me back but it's been 6 weeks now.

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Standby status pays the same weekly benefit amount as regular UI, but you don't have to do job search activities. However, you can only stay on standby for 8 weeks maximum.

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Good to know, I'm getting close to that 8 week limit. Guess I need to start job searching soon.

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So if I made like $25,000 last year working retail, what would my weekly amount be roughly? Just trying to get a ballpark figure.

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Hard to say without knowing how your wages were distributed across quarters. If it was pretty even, maybe around $6,250 per quarter, so roughly $240/week. But if you had a really good quarter it could be higher.

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That's actually more than I thought I'd get. Might be worth filing then.

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I'm getting $387/week on my claim which seems about right based on what I was making. The hard part was actually getting approved - took almost a month because they had to verify my job separation. Make sure you have all your documentation ready when you file.

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What kind of documentation did you need? I was laid off so I have the notice from my employer.

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That should be enough if it's a clear layoff. They might ask for pay stubs or other wage records if there are any questions about your earnings.

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A month to get approved? That's crazy. How are people supposed to pay bills while waiting?

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Update: I finally got through to Washington ESD (took 3 hours of calling) and they said my weekly benefit would be $423. Pretty close to what you all estimated! Still waiting for my claim to be processed though.

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That sounds about right for your income level. The processing usually takes 2-3 weeks for straightforward claims.

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nice! at least you got through to someone. i gave up calling after the first week

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Does anyone know if they're still doing the extra federal payments? I heard there used to be an extra $300 or something during covid but I don't know if that's still happening.

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No, all the federal pandemic benefits ended in 2021. Now it's just regular state unemployment insurance. No extra payments beyond your calculated weekly benefit amount.

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Bummer. Well I guess something is better than nothing.

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Just want to point out that your benefit amount also depends on whether you're doing any part-time work while collecting. Washington has specific rules about how much you can earn before it affects your weekly payment. I think you can earn up to about $200 before they start reducing your benefits.

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That's good to know. I might be able to pick up some shifts at another restaurant while I'm looking for full-time work.

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Yeah just make sure you report any earnings on your weekly claim. They'll calculate the reduction for you.

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THE WHOLE SYSTEM IS BROKEN! I've been trying to get my claim processed for MONTHS and nobody at Washington ESD can give me a straight answer about why it's taking so long. They keep saying 'adjudication in progress' but won't tell me what they're reviewing!

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That's exactly the kind of situation where Claimyr really helps. When you're stuck in adjudication, you need to talk to someone who can actually look at your file and explain what's happening.

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I might have to try that. This is ridiculous, I have bills to pay!

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Adjudication delays are usually due to identity verification, work separation issues, or earnings discrepancies. Have you checked your online account for any pending issues?

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I tried using that Claimyr service someone mentioned earlier and it actually worked! Got through to Washington ESD in about 10 minutes instead of the hours I was spending calling. The agent was able to explain my benefit calculation and why there was a hold on my account. Definitely worth it if you're stuck.

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Really? How much did it cost? I'm willing to pay something if it actually works.

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I don't want to get into specifics about pricing here but it was reasonable considering how much time it saved me. You can check their website for current rates.

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Might have to try that. I've been trying to reach them about a potential overpayment notice and can't get through at all.

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For what it's worth, I was making $55k and getting $465 per week in benefits. But remember you have to pay taxes on unemployment income, so plan accordingly.

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Oh I didn't think about taxes! Do they automatically withhold or do I need to ask them to?

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You can request 10% federal tax withholding when you file your weekly claims. I'd recommend it unless you want a big tax bill next year.

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For anyone still figuring out the calculation, Washington ESD has a benefit calculator on their website but it's not always accurate. The formula is basically: (highest quarter wages ÷ 26) + (base period wages ÷ 52) ÷ 2. Then they apply the minimum and maximum limits.

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That formula looks more complicated than what others were saying. Is that the actual one they use?

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Yeah it's more complex than just dividing by 26. The second part factors in your total base period earnings to adjust the amount up or down.

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You're right, I simplified it earlier. The actual calculation does factor in total base period wages, not just the highest quarter.

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just applied last week, hoping to get around $400 based on my wages. anyone know how long it takes to get the first payment after approval?

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Usually 1-2 business days after your claim is approved and you file your first weekly claim. Make sure you have direct deposit set up for faster payments.

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thanks! already set up direct deposit so hopefully it goes smooth

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been on unemployment for 8 weeks now getting $445/week. its not great but covers my basic expenses. the job search requirements are the bigger pain honestly - having to apply to 3 jobs every week and log everything.

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Wait there are job search requirements? I thought you just had to be available for work.

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oh yeah you have to actively look for work and document it. washington esd requires 3 job search activities per week and you have to keep a log in case they audit you.

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The job search thing is such a hassle. I spend more time documenting my searches than actually looking for jobs sometimes.

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I'm confused about the partial unemployment benefits. If I'm working part-time now, how does that affect my weekly benefit amount? Do they reduce it dollar for dollar?

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No, it's not dollar for dollar. Washington ESD has an earnings deduction formula. Generally, if you earn less than your weekly benefit amount, you'll still get some unemployment benefits. They subtract your earnings from your weekly benefit amount.

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That's good to know. So if my benefit is $400 and I earn $200 that week, I'd get $200 from unemployment?

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Not quite. They have a formula where they subtract your gross earnings from your weekly benefit amount, but there's also a small earnings disregard. Check the Washington ESD website for the exact calculation.

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Just remember that your benefit amount is taxable income. You can choose to have taxes withheld from your weekly payments or pay them later when you file your return. I learned this the hard way last year.

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Good point. I didn't think about taxes. Is it better to have them withheld or pay later?

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Depends on your situation but I'd recommend having them withheld. Otherwise you might owe a big chunk at tax time.

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The maximum benefit duration is also important to know. In Washington you can collect for up to 26 weeks in most cases, but it depends on your total base period wages. If you didn't earn much, you might run out of benefits sooner.

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How do they determine how many weeks you can collect?

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It's based on your total base period wages divided by your weekly benefit amount. So if you had $15,000 in base period wages and get $300/week, you could collect for about 25 weeks.

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For what it's worth, I think Washington's unemployment benefits are pretty decent compared to other states. My cousin in Texas gets way less than what I'm getting here for similar wages.

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Yeah Washington definitely has better benefits than a lot of places. The cost of living is higher here though so it balances out somewhat.

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That's reassuring. I was worried it wouldn't be enough to get by on.

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If you're still having trouble reaching Washington ESD, another option is to try calling right when they open at 8am or during lunch hours when call volume might be lower. Though honestly Claimyr seems like the easier option based on what people are saying here.

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I've tried calling at 8am and still couldn't get through. Going to look into that Claimyr thing.

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Same here. I set my alarm for 7:45am and started calling right at 8. Still got the busy signal.

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One more tip - make sure your address is up to date with Washington ESD before you file. They mail important documents and if they can't reach you it can delay your claim. You can update your address online through your SecureAccess Washington account.

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Thanks for all the helpful info everyone. I think I have enough information to file my claim now.

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Good luck with your claim! The process can be frustrating but hang in there.

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This thread has been super helpful. I was also wondering about benefit amounts and got way more information than I expected. Thanks everyone for sharing your experiences.

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Always happy to help fellow claimants navigate the system. It's complicated enough without having to figure it out alone.

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Agreed! This community is great for getting real answers instead of trying to decode the official Washington ESD website.

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Been on unemployment for 2 months now and still can't believe how much paperwork they require. Job search logs, work search activities, reporting every little thing. At least the money helps though.

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What kind of job search activities do you have to do? I'm worried about meeting the requirements.

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Three work search activities per week. Can be job applications, networking, career workshops, etc. Keep detailed records because they do audit them.

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Does anyone know if overtime hours affect your base period calculation? I worked a lot of OT in my highest quarter.

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Yes, overtime counts as part of your gross wages for that quarter. So if OT pushed your highest quarter higher, that would increase your weekly benefit amount.

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Great! I was pulling 60+ hour weeks for a few months so that should help my benefit calculation.

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tried using that claimyr thing someone mentioned and it actually worked! got through to washington esd in like 15 minutes. wish i knew about it sooner

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Really? That's encouraging. I might try it if I run into problems with my claim.

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yeah its legit. they just help you get in the phone queue faster. still talk to actual washington esd people

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One thing to watch out for - make sure you're filing your weekly claims on time. I missed a week and had to call in to get it backdated. Was a huge hassle.

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When are you supposed to file the weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week. I just do it every Sunday morning to stay consistent. Don't wait until the last minute.

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The online system is so much better than it used to be. Remember having to call in or mail paper forms? At least now you can do everything through the website.

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yeah but the website still crashes during peak times. tried to file my claim sunday morning and it was down for 2 hours

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True, but still better than the old days. I remember waiting weeks just to get the forms in the mail.

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Quick question - do unemployment benefits count as income for food stamps and other assistance programs? Trying to figure out if I should apply for additional help.

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Yes, unemployment benefits count as income for most assistance programs. But you should still apply - the income limits are higher than you might think, especially if you have dependents.

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Thanks, I'll look into it. Every little bit helps right now.

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Final tip for everyone - keep all your documentation organized. Pay stubs, separation paperwork, correspondence from Washington ESD. If they ever audit your claim or you need to appeal something, you'll need all of it.

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Good advice. I've been keeping everything in a folder but should probably scan it all too.

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Definitely scan or take photos. Digital copies are easier to submit if they request documentation online.

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This thread has been super helpful! I was worried about the whole process but it seems more straightforward than I thought. Thanks everyone for sharing your experiences.

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Agreed! I feel much more confident about my claim now. This community is great.

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Happy to help. We've all been through the unemployment process and know how stressful it can be. Good luck with your claim!

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