How much does unemployment pay in Washington state? Need to know what to expect
I'm about to file for unemployment benefits and trying to figure out how much I'll actually get from Washington ESD. I've been working full-time making $58k/year for the past 3 years. Does anyone know how they calculate the weekly benefit amount? I've heard it's based on your highest quarter but I'm not sure exactly how it works. Also wondering if there are any deductions or taxes taken out automatically. Really need to know what to expect for budgeting purposes.
45 comments


Sean Flanagan
Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter in your base period. They take your highest quarter earnings and divide by 26. So if your highest quarter was $14,500, your WBA would be about $557 per week. The maximum weekly benefit for 2025 is $999 and minimum is $295.
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Anastasia Popova
•That's helpful! So they look at quarters, not annual salary. My highest quarter was probably around $15,200 so that would put me at about $585/week if I'm doing the math right.
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Zara Shah
•Just remember they also look at your total base period earnings to determine how many weeks you can collect. You need at least 680 hours of work in your base period to qualify.
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NebulaNomad
Yes, it's based on your highest quarter earnings divided by 26. But you should also know that federal taxes aren't automatically withheld unless you request it. You can choose to have 10% federal tax withheld from each payment through your SecureAccess Washington account. State of Washington doesn't have income tax so no state withholding.
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Anastasia Popova
•Good point about the taxes. I'll definitely want to have them withhold federal taxes so I don't get hit with a big bill next year.
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Luca Ferrari
•I learned this the hard way - definitely have them withhold taxes! Got a nasty surprise at tax time last year.
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Nia Wilson
The calculation can be confusing because they use your base period which is the first 4 of the last 5 completed quarters before you file. So if you file in January 2025, your base period would be Q1 2024 through Q4 2024. If you had a recent pay increase, it might not be reflected in your benefit amount.
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Anastasia Popova
•Oh wow, I didn't realize there was a lag like that. I got a raise in November so that probably won't count toward my benefits.
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Sean Flanagan
•That's correct. If your recent earnings aren't in your base period, you might be able to use the alternate base period which uses the most recent 4 quarters, but you have to request that specifically.
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Mateo Martinez
I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation but their phone lines are always busy. Has anyone found a way to actually talk to someone there? I've called probably 50 times and either get busy signal or get hung up on after waiting forever.
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Aisha Hussain
•I had the same problem until I found this service called Claimyr (claimyr.com). They basically call Washington ESD for you and get you connected to an actual person. Saved me so much time and frustration. There's even a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.
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Mateo Martinez
•That sounds too good to be true. How does it actually work? Do they just keep calling until they get through?
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Aisha Hussain
•Pretty much! They handle all the calling and waiting, then connect you when they reach an agent. Way better than sitting on hold for hours or getting disconnected.
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Zara Shah
Your benefit amount also depends on whether you're collecting regular unemployment or if you're on standby. If you're on standby (like seasonal layoff expecting to return), the calculation is the same but you don't have to do job searches. Regular UI requires you to search for work and report it weekly.
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Anastasia Popova
•I'm permanently laid off so it would be regular UI. Good to know about the job search requirement though.
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Ethan Clark
•The job search requirement is 3 job contacts per week minimum. Make sure you keep good records in your job search log.
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Luca Ferrari
One thing to watch out for - if you work part-time while collecting unemployment, they'll reduce your weekly benefit. You can earn up to 1/4 of your weekly benefit amount without any reduction, but anything over that gets deducted dollar for dollar from your benefits.
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Anastasia Popova
•That's good to know. I might pick up some freelance work so I'll need to report that on my weekly claims.
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StarStrider
•Just make sure you report ALL earnings, even if it's just $20. Washington ESD can see everything and they'll hit you with an overpayment if you don't report it.
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Yuki Sato
ugh the whole system is so confusing. I've been collecting for 8 weeks now and still don't fully understand how they calculate everything. Sometimes my payment is different from week to week even when I don't work at all. anyone else have this problem??
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Sean Flanagan
•Your payment might vary if you have deductions like child support, taxes, or if there are holiday adjustments. Check your payment detail in your online account to see the breakdown.
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Yuki Sato
•i never thought about holiday adjustments. that might explain why my payment was different last week
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Carmen Ruiz
For anyone wondering about the actual dollar amounts, I was making about $62k/year and my weekly benefit is $634. I had them withhold 10% for federal taxes so I actually get $570.60 per week deposited. It's enough to cover my basic expenses but definitely a pay cut.
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Anastasia Popova
•That's really helpful to hear a real example. Sounds like I'll be in a similar range based on my salary.
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Andre Lefebvre
•The maximum benefit duration is 26 weeks for regular unemployment, but it can be less if your base period earnings are lower.
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Zoe Alexopoulos
I'm still waiting for my first payment after filing 3 weeks ago. My claim is stuck in adjudication and Washington ESD hasn't told me what the issue is. I can't even find out what my weekly benefit amount will be until they resolve whatever problem they think there is.
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Jamal Anderson
•Adjudication can take forever. I was stuck for 6 weeks before they finally approved my claim. Turns out it was just a routine check because I had multiple employers in my base period.
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Mateo Martinez
•This is exactly why I mentioned Claimyr earlier. When my claim was in adjudication, I used their service to actually get through to Washington ESD and find out what was holding it up. Worth every penny to get answers instead of just waiting.
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Zoe Alexopoulos
•I might have to try that. I'm getting desperate to know what's going on with my claim.
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Mei Wong
Don't forget you can also check your potential benefit amount using the benefit calculator on the Washington ESD website before you even file. It's not 100% accurate because it doesn't account for all variables, but it gives you a good estimate.
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Anastasia Popova
•I tried that calculator but it seemed like it was asking for information I don't have easy access to, like my exact quarterly earnings from 2 years ago.
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QuantumQuasar
•You can get your quarterly wage information from your SecureAccess Washington account once you create it. It shows all your reported earnings by quarter.
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Liam McGuire
Something to keep in mind - your benefit year lasts 52 weeks from when you first file, but you can only collect a maximum of 26 weeks of benefits during that year. So if you find work and then get laid off again within your benefit year, you can reopen your claim and continue collecting from your remaining balance.
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Anastasia Popova
•That's actually really good to know. I wasn't sure what happened if you found work and then lost it again.
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Amara Eze
•Just remember you have to earn at least 6 times your weekly benefit amount in covered employment to establish a new claim if your benefit year expires.
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Giovanni Greco
I've been collecting unemployment for 12 weeks now and honestly the amount is less than I expected. After taxes and everything, it's barely covering my rent and utilities. Really hoping to find work soon because this isn't sustainable long-term.
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Fatima Al-Farsi
•I feel you. The benefits are meant to be temporary assistance, not full salary replacement. That's why they push the job search requirements so hard.
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Dylan Wright
•Have you looked into any additional assistance programs? Some people qualify for food assistance or other help while collecting unemployment.
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Giovanni Greco
•I should probably look into that. Never thought I'd be in this situation but here we are.
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Sofia Torres
Just want to add that if you're filing for the first time, make sure you have your Social Security card, driver's license, and employment history ready. The application process asks for a lot of detailed information and it's easier if you have everything organized beforehand.
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Anastasia Popova
•Good advice. I've been putting together all my employment information. Do I need pay stubs or just the employer contact info?
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GalacticGuardian
•You don't need pay stubs for the initial application, but having your last pay stub can help verify your earnings if there are any questions later.
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Dmitry Smirnov
The most important thing is to file as soon as you're eligible. Benefits are only paid from the date you file, not from when you were actually laid off. So if you wait a week to file, you lose that week's benefit even if you were unemployed.
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Anastasia Popova
•That's a really important point. I was laid off on Friday and planning to file on Monday, so I should be okay.
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Ava Rodriguez
•Monday filing for Friday layoff should be fine. Just don't wait thinking you might find work quickly - you can always stop claiming if you find a job.
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