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Raj Gupta

How much do you get for unemployment from Washington ESD?

I'm thinking about filing for unemployment but I have no idea what to expect for weekly payments. My last job paid me about $4,200 a month gross before taxes. Does anyone know how Washington ESD calculates the weekly benefit amount? I've looked at their website but it's confusing with all the formulas and base period stuff. Just want to know if it's even worth filing or if the amount will be too small to help with my bills.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. Generally you'll get about 2.5-3.5% of your quarterly earnings as your weekly benefit amount. With your income level, you might be looking at somewhere between $300-500 per week, but it depends on exactly when you worked and how your earnings were distributed.

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That's actually higher than I expected! How do I find out what my base period is?

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Your base period is the first four of the last five completed calendar quarters before you file. So if you file now in January 2025, it would be January-December 2024.

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i think the max is like $999 a week or something but most people dont get that much. my friend got about $400 when she was making similar to you

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Yeah the maximum weekly benefit amount for 2025 is $999 but you need to have been earning really high wages consistently to hit that cap.

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Definitely worth filing! I was making about $3,800 monthly and ended up getting $384 per week. The process was pretty straightforward once I got through to someone at Washington ESD. Initially I couldn't reach anyone on the phone for weeks - kept getting busy signals or hung up on. Finally used this service called Claimyr that got me through to an agent in like 20 minutes. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process so much easier.

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Never heard of Claimyr before. Is it legit? I'm always worried about these third-party services.

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Yeah it's totally legitimate. You can check it out at claimyr.com. They just help you get through the phone queue, they don't handle your personal info or anything like that.

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I used them too when my claim got stuck in adjudication. Really saved me from going crazy trying to call every day.

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The amount varies SO much depending on your work history. I've been on unemployment twice - first time got $290/week, second time got $445/week even though I was making less the second time around. It's all about which quarters they use for your base period.

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That's so confusing! How is it possible you got more when you were making less?

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Because the first time I had worked mostly part-time in my base period, but the second time I had worked full-time the whole base period even though the hourly rate was lower.

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Don't forget you can also potentially get additional money if you have dependents. Washington ESD pays an extra $25 per week for each dependent child under 18. Not a huge amount but every bit helps when you're unemployed.

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Good to know! I have two kids so that would be an extra $50 per week.

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Wait really? I've been on unemployment for 6 weeks and nobody told me about dependent benefits. How do I add that to my claim??

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@8 You need to contact Washington ESD to add dependents to your existing claim. They'll need documentation like birth certificates or tax returns.

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Just keep in mind that unemployment is taxable income. You can choose to have taxes withheld or pay them when you file your return, but don't get caught off guard thinking the full amount is yours to keep.

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ugh yes learned this the hard way last year. owed like $800 in taxes because i didnt have anything withheld

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Thanks for the heads up! I'll make sure to have taxes withheld if I end up filing.

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The weekly benefit calculator on the Washington ESD website is actually pretty accurate once you figure out how to use it. You just need your quarterly wages from the base period. The tricky part is figuring out which quarters count as your base period.

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I tried using that calculator but couldn't figure out where to find my quarterly wages. Is that on my pay stubs somewhere?

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You can get your wage history from your employer or check with Washington ESD directly. Sometimes it's on your W-2 if you have it from previous years.

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One thing to remember is there's also a waiting week where you don't get paid for your first week of unemployment. So factor that into your planning if money is tight.

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Wait, so I have to wait a whole week before getting any money at all?

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That's correct. The first week you're eligible is your waiting week. You still need to file a weekly claim for that week, but you won't get paid for it.

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honestly the washington esd system is so complicated i gave up trying to figure it out ahead of time. just filed and saw what happened. ended up getting more than i expected which was a nice surprise

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Haha maybe that's the best approach. I'm probably overthinking it.

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I work in HR and help employees with unemployment questions all the time. Your benefit amount will be roughly 50-60% of your average weekly wage during your highest earning quarter, capped at the state maximum. With your income level, you should qualify for a decent weekly benefit.

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That's really helpful context, thank you! 50-60% would definitely help cover most of my essential expenses.

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That percentage sounds about right. I was getting about 55% of my previous weekly income when I was on unemployment last year.

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Don't forget you also have to meet the job search requirements to keep getting benefits. You need to do at least 3 job search activities per week and keep a log of what you did.

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What counts as a job search activity? Just applying to jobs?

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Applying to jobs, attending job fairs, networking events, WorkSource appointments, even some online training courses can count. They have a list on the Washington ESD website.

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Just a heads up that if your employer contests your claim, it could take weeks or months to get resolved through adjudication. Happened to me and I had to wait 8 weeks before getting my first payment. That's when I really wished I had known about services like Claimyr to help me get through to someone at Washington ESD faster.

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Why would an employer contest an unemployment claim?

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Lots of reasons - if they think you quit instead of being laid off, or if they think you were fired for misconduct. Sometimes they just contest everything automatically.

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the amount changes every year too so make sure youre looking at 2025 numbers not old info. i think the minimum weekly benefit is like $295 now?

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Yes, the minimum weekly benefit amount for 2025 is $295 and the maximum is $999. These amounts get adjusted annually.

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If you worked in multiple states, that can complicate things too. Washington has agreements with other states to combine wages, but you might need to file in the state where you worked most recently or earned the most money.

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I've only worked in Washington so that shouldn't be an issue for me, but good to know for others!

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Whatever you do, don't wait to file if you think you might be eligible. You can't get benefits for weeks before you actually file your claim, even if you were unemployed during that time.

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Really? So if I was laid off two weeks ago but just file today, I lose those two weeks of benefits?

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Exactly. Benefits only start from the Sunday of the week you file your initial claim. You can't backdate unless there are very specific circumstances.

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I've been dealing with Washington ESD for months due to an overpayment issue. The phone system is absolutely terrible - spent hours trying to get through. Finally discovered Claimyr through a friend and it's been a lifesaver. Got connected to an agent in under 30 minutes instead of calling for days with no luck.

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Seems like a lot of people are mentioning Claimyr. Might be worth checking out if I run into phone issues.

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Definitely recommend it. The video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works. Really straightforward process.

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Just remember that unemployment benefits are meant to be temporary while you look for new work. The maximum duration is usually 26 weeks, though sometimes there are extensions during high unemployment periods.

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26 weeks should hopefully be enough time to find something new. The job market seems pretty good right now.

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Based on what you said about your income, I'd estimate you'll probably get somewhere between $350-450 per week. That's just a rough guess based on similar situations I've seen. The only way to know for sure is to file and see what Washington ESD calculates for your specific situation.

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That range would definitely help a lot. Thanks everyone for all the helpful information! I think I'm going to go ahead and file tomorrow.

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Good luck with your claim! The process is usually pretty smooth once you get started.

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