How much can you earn while on unemployment in Washington - need clarity on work reporting
I'm getting conflicting information about how much I can earn while collecting unemployment benefits in Washington. My cousin says I can work part-time and still get some benefits, but I'm scared of getting an overpayment notice if I mess this up. I have a chance to do some freelance work that might pay around $200-300 per week, but my weekly benefit amount is $487. Should I take the work or will it completely eliminate my benefits? Also, how exactly do I report this income when I file my weekly claim? The Washington ESD website is confusing me more than helping.
66 comments


NebulaNova
You can definitely work while on unemployment in Washington! The general rule is that you can earn up to your weekly benefit amount minus $5 before your benefits start getting reduced. So if your weekly benefit is $487, you could potentially earn up to $482 before any deduction kicks in. Anything over that gets deducted dollar-for-dollar from your benefit payment.
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Nia Jackson
•Wait, so if I make $300 in a week, I'd still get my full $487 benefit? That seems too good to be true.
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NebulaNova
•Exactly! As long as you stay under that threshold and report it properly on your weekly claim, you get both the work income and full benefits.
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Mateo Hernandez
Just make sure you report EVERY penny you earn, even if it's cash work. Washington ESD cross-references with tax records and they will catch unreported income eventually. I learned this the hard way with a $2,800 overpayment notice last year.
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Nia Jackson
•Yikes! How did they find out about unreported income? Was it from your tax return?
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Mateo Hernandez
•They have access to wage databases and quarterly employer reports. It took about 8 months but they eventually caught it and wanted everything back plus penalties.
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Aisha Khan
The freelance work should be fine if you report it correctly. When you file your weekly claim, there's a section asking about any work performed and money earned. Be specific about the dates you worked and the gross amount before any deductions. Also remember that freelance work counts as self-employment, so you might need to show you're available for full-time work despite the side gig.
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Nia Jackson
•What do you mean by showing I'm available for full-time work? Do I need to document that somehow?
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Aisha Khan
•You still need to meet the job search requirements and be available for full-time employment. If the freelance work interferes with your ability to accept a full-time job, that could be an issue.
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Ethan Taylor
I've been trying to get through to Washington ESD for weeks to ask this same question but their phone lines are impossible! Has anyone found a way to actually talk to someone there? I've called hundreds of times and either get busy signals or disconnected after waiting on hold for hours.
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Yuki Ito
•Try using Claimyr - it's a service that helps you get through to Washington ESD agents. I found out about it from someone on Reddit and it actually worked. You can check it out at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.
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Ethan Taylor
•Never heard of that but I'm desperate enough to try anything at this point. Does it actually work or is it just another scam?
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Yuki Ito
•It's legit - they basically call for you and get you connected to an actual person. Way better than spending your whole day redialing.
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Carmen Lopez
BE CAREFUL with the earnings limits! I thought I understood the rules but still got dinged. There's also something called the "base period" calculation that affects how much you can earn. Plus if you're on standby status the rules might be different.
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NebulaNova
•Standby status has completely different rules - you usually can't work at all while on standby unless it's approved by your employer and Washington ESD.
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Nia Jackson
•I'm not on standby, just regular unemployment benefits. But what's this base period thing?
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NebulaNova
•The base period is just used to calculate your initial benefit amount, it doesn't affect the weekly earnings limits while you're collecting.
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AstroAdventurer
I make about $150 a week doing DoorDash and still get most of my unemployment. Just report it honestly and you'll be fine. The worst thing you can do is not report it and get caught later.
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Nia Jackson
•Do you report the gross amount or net after expenses like gas and car maintenance?
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AstroAdventurer
•I report the gross amount that DoorDash pays me, before any of my expenses. That's what Washington ESD wants to see.
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Andre Dupont
The Washington ESD system is so confusing! I've been unemployed for 3 months and still don't fully understand all the rules. Every time I call I get different information from different agents.
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Aisha Khan
•That's unfortunately common. The key is to document everything and get answers in writing when possible through SecureAccess Washington messaging.
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Andre Dupont
•I've sent messages through SAW but never get responses. How long do they usually take to reply?
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Aisha Khan
•Can take anywhere from a few days to several weeks depending on how busy they are. Phone calls are usually faster if you can get through.
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Zoe Papanikolaou
Just want to add that if you do go over the earnings limit in a week, it doesn't disqualify you permanently. You just won't get benefits for that particular week, but you can continue claiming the following week if your earnings drop back down.
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Nia Jackson
•That's good to know! So it's calculated week by week, not as a running total?
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Zoe Papanikolaou
•Exactly, each week is independent. You could make $600 one week (and get no benefits that week) then make $200 the next week and get benefits again.
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Jamal Wilson
Whatever you do, don't listen to people who say you can work under the table and not report it. Washington ESD has gotten much better at catching unreported income and the penalties are brutal. I know someone who ended up owing over $8,000 because they didn't report cash work for several months.
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Mei Lin
•How do they even find out about cash work though? Seems like it would be impossible to track.
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Jamal Wilson
•They cross-reference all kinds of databases - bank deposits, tax returns, employer reports, even social media sometimes. It's not worth the risk.
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Liam Fitzgerald
I had a similar situation with consulting work last year. Made about $250 a week and still got benefits. The key is being 100% honest on your weekly claim. There's a specific section where you enter your gross earnings and the system automatically calculates any deduction.
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Nia Jackson
•Did you have to provide any documentation of the consulting income when you reported it?
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Liam Fitzgerald
•Not immediately, but I kept detailed records just in case. Sometimes they'll ask for pay stubs or contracts during an audit.
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GalacticGuru
The $487 weekly benefit amount seems high - are you sure that's correct? The maximum weekly benefit in Washington is currently around $844, but most people get much less depending on their past earnings.
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Nia Jackson
•Yes, that's what my determination letter says. I was making pretty good money before I got laid off from my tech job.
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GalacticGuru
•Makes sense for tech industry wages. Just wanted to make sure you had the right number for calculating your earnings limit.
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Amara Nnamani
Been collecting unemployment for 6 months and working part-time the whole time. Never had any issues as long as I report everything accurately. The online weekly claim form makes it pretty straightforward once you get used to it.
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Nia Jackson
•Do you remember being nervous the first time you reported earnings? I'm worried I'll mess something up.
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Amara Nnamani
•Definitely was nervous! But the form is pretty clear about what information they want. Just take your time and double-check everything before submitting.
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Giovanni Mancini
One thing to watch out for is if your freelance work turns into a regular business. If Washington ESD thinks you're self-employed rather than temporarily working while looking for regular employment, they might question your claim.
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Nia Jackson
•How do they determine if it's temporary work versus self-employment? The freelance project might last a few months.
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Giovanni Mancini
•It's more about your availability for full-time work and whether you're actively job searching. As long as you're still looking for regular employment, short-term freelance should be fine.
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Fatima Al-Suwaidi
I tried calling Washington ESD about this exact question last month and finally got through using some calling service. Cost me a few bucks but was worth it to get a clear answer directly from them rather than guessing.
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Nia Jackson
•What service did you use? I'm getting frustrated trying to call them myself.
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Fatima Al-Suwaidi
•It was called Claimyr I think. They basically keep calling for you until they get someone on the line, then connect you. Saved me hours of redialing.
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Dylan Cooper
Pro tip: Keep a spreadsheet of all your weekly earnings and benefit payments. If there's ever a discrepancy or audit, having detailed records will save you a lot of headaches.
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Nia Jackson
•Good idea! Should I include things like the dates I worked and what the work was for?
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Dylan Cooper
•Yes, definitely include dates, amount earned, and brief description of the work. Also save any contracts or invoices related to the freelance work.
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Sofia Morales
The most important thing is that you continue to meet the job search requirements even while doing freelance work. You still need to apply for jobs and be available for full-time employment.
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Nia Jackson
•I'm still applying to full-time positions, so that shouldn't be an issue. Thanks for the reminder though!
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Sofia Morales
•Perfect! Just make sure the freelance schedule doesn't interfere with potential interviews or job opportunities.
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StarSailor
FWIW I've been doing gig work while on unemployment for months. As long as you report everything and don't go over the earnings limit, Washington ESD doesn't care. They actually encourage people to work part-time if it helps them get back into the workforce.
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Nia Jackson
•That's reassuring to hear! I was worried they'd see any work as a reason to cut off my benefits completely.
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StarSailor
•Nope, they want people to transition back to full employment gradually. Part-time work while collecting benefits is totally normal and encouraged.
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Dmitry Ivanov
Just make sure you understand the difference between gross and net income for reporting purposes. You always report the gross amount (before taxes or any deductions) on your weekly claim.
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Nia Jackson
•So if I invoice $300 but only receive $250 after the client takes out taxes, I report $300?
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Dmitry Ivanov
•Exactly! Always report the full gross amount, even if taxes or other deductions were taken out before you received payment.
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Ava Garcia
The freelance work sounds like a great opportunity! I'd definitely take it and just be super careful about reporting everything correctly. Having some income coming in while job searching takes a lot of financial pressure off.
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Nia Jackson
•Thanks for the encouragement! I think I'm going to go for it. This thread has been really helpful in understanding the rules.
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Ava Garcia
•You've got this! Just remember to document everything and report honestly. The Washington ESD system actually works pretty well when you follow the rules.
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Miguel Silva
One last thing - if you ever get confused about something or make a mistake on your weekly claim, you can usually call and get it corrected. Don't panic if you realize you reported something wrong, just contact them as soon as possible to fix it.
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Nia Jackson
•Good to know there's a way to fix mistakes! I was worried that any error would automatically trigger an overpayment.
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Miguel Silva
•They're usually pretty reasonable about honest mistakes, especially if you contact them proactively to correct it. It's the people who try to hide things that get in real trouble.
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Yuki Ito
•And if you need to reach them to make corrections, that Claimyr service I mentioned earlier can help you get through to an actual person instead of spending all day on hold.
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Kaiya Rivera
I've been in a similar situation and can confirm that $200-300 per week should be totally fine with your $487 weekly benefit amount. The key thing to remember is that Washington uses a "disregard" system where they subtract $5 from your weekly benefit amount to get your earnings threshold. So you can earn up to $482 before any deductions kick in. Since your freelance work is projected at $200-300, you'd still receive your full $487 benefit plus keep all your freelance income. When you file your weekly claim, there's a clear section asking "Did you work or earn money?" - just answer honestly with the gross amount you earned and the dates you worked. The system will automatically calculate everything for you. I'd definitely take the freelance opportunity - it's a great way to keep your skills sharp while job hunting and the extra income helps a lot!
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Jamal Anderson
•This is exactly the kind of clear explanation I needed! So just to make sure I understand - if I make $300 in freelance work one week, I'd report that $300 as gross earnings, but I'd still get my full $487 unemployment benefit because $300 is under the $482 threshold? That seems almost too good to be true, but if that's really how it works then this freelance opportunity is a no-brainer. Thanks for breaking down the "disregard" system - I hadn't seen it explained that way before!
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