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Aisha Mahmood

How much can I get from Washington ESD unemployment benefits - need to know the maximum

I'm about to file for unemployment and trying to figure out what I can expect to receive. I was making about $52,000 a year at my last job before getting laid off. Does anyone know what the maximum weekly benefit amount is in Washington? I've heard different numbers and want to plan my budget accordingly. Also wondering if there are any additional benefits I might qualify for beyond the basic UI payment.

The maximum weekly benefit amount in Washington is $999 per week as of 2025. Your actual amount depends on your earnings during your base period though. Washington ESD calculates it based on your highest quarter of earnings in the base period, then divides by 26. So if you made $52k annually, you'd need to look at your quarterly breakdown.

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Thanks! So it's not just a straight percentage of my annual salary? I need to look at my highest earning quarter specifically?

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Exactly. They take your highest quarter earnings, divide by 26, and that's your weekly benefit rate. But it can't exceed $999 per week maximum.

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i think its different now, my friend got like $850 something last month when she filed. not sure about the exact formula but its definitely less than what you were making before

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Your friend's amount would depend on her specific earnings history. The $999 maximum is accurate, but most people don't hit that unless they were making really good money in their highest quarter.

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oh ok that makes sense, she wasnt making as much as this person probably

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Just went through this whole process myself. Getting the actual amount from Washington ESD was frustrating because I couldn't get through on the phone to ask questions about my calculation. Ended up using Claimyr.com to get connected to an actual agent who explained exactly how my benefit rate was determined. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Way easier than sitting on hold for hours.

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How much did that service cost? I'm already tight on money and don't want to pay a bunch of fees.

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They don't charge crazy amounts, and honestly it was worth it just to get clear answers about my benefit calculation instead of guessing.

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Never heard of that before but might be worth checking out. I've been trying to call Washington ESD for weeks about my claim.

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Don't forget about the dependency allowance if you have qualifying dependents. That's an additional $25 per dependent per week, up to 5 dependents maximum. So potentially $125 extra per week if you have kids or other qualifying family members.

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I have two kids under 18. Would they both count as dependents for this?

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Yes, children under 18 typically qualify. You'll need to provide their information when you file your initial claim.

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THE SYSTEM IS BROKEN!!! I applied 6 weeks ago and still haven't gotten a single payment. They keep saying my claim is under review but won't tell me WHY or how long it will take. Meanwhile I'm about to lose my apartment. Don't count on getting anything quickly even if you qualify for the maximum amount.

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That sounds like you might be stuck in adjudication. Have you checked your online account to see if there are any outstanding issues you need to resolve?

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I've checked everything a million times. No pending issues shown but still no payments. This system is absolutely useless.

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Same thing happened to me. Try using that Claimyr service someone mentioned earlier - they helped me figure out what was holding up my claim.

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For planning purposes, most people get somewhere between 50-60% of their previous income through unemployment benefits. At $52k annually, you're looking at probably $600-700 per week if I had to estimate, but the exact calculation depends on when you worked and how your earnings were distributed across quarters.

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That actually sounds about right based on what I was hoping for. Should be enough to cover my basic expenses while I job search.

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Remember you'll also need to meet the job search requirements - 3 job search activities per week. Don't forget to log those in WorkSourceWA.

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wait do you have to pay taxes on unemployment money? nobody ever mentions that part

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Yes, unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.

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ugh great another thing to worry about

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Just a heads up - your benefit year lasts 52 weeks from when you file, but you can only collect up to 26 weeks of benefits unless there are extensions. So even if you qualify for $800/week, you won't get that indefinitely.

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Good point. Hopefully I'll find something before 26 weeks anyway.

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That's the goal! The job search requirements help keep you active in looking.

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I've been getting $743 per week since November. Had to go through the whole adjudication process because I was laid off due to company restructuring and they needed to verify it wasn't my fault. Took about 3 weeks to get my first payment but everything has been smooth since then.

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What was your previous salary if you don't mind me asking? Trying to gauge what I might get.

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I was making about $48k annually, but I had some overtime in my highest quarter which bumped up my benefit rate.

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also check if your employer offers any severance that might affect your unemployment. mine gave me 4 weeks severance and washington esd made me wait until that ran out before i could start collecting

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I got 2 weeks severance. Will that delay when I can start collecting benefits?

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Severance pay can affect your unemployment start date. You'll need to report it when you file your claim and Washington ESD will determine if it delays your benefits.

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The benefit calculator on the Washington ESD website is pretty accurate if you have your wage information handy. Saved me from having to call and wait on hold to get an estimate.

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I tried that but wasn't sure I was entering the information correctly. Maybe I'll give it another shot.

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Make sure you're looking at your quarterly wages, not just annual. That's where most people get confused.

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Been collecting for 8 weeks now. One thing nobody told me is that you have to certify every week even if you didn't work or look for work. Missed one week early on and it held up my payment for that week.

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Good to know! So I need to log in every single week to certify?

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Yep, every Sunday you'll need to file your weekly claim online. Don't skip it even if you have nothing to report.

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DONT EXPECT TO GET THE MAXIMUM!!! Most people get way less than they think they will. The whole system is designed to pay out as little as possible while making you jump through hoops.

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While the system can be frustrating, the benefit calculation is actually pretty straightforward math based on your earnings history. It's not arbitrary.

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Tell that to people who worked steady for years and get denied for ridiculous reasons.

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My sister used that Claimyr thing when she couldn't figure out why her benefit amount was different than what she expected. Turns out she had miscalculated her base period quarters. The agent walked her through exactly how Washington ESD determined her rate.

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That seems to be coming up a lot in this thread. Might be worth looking into if I run into issues.

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Yeah, especially if you can't get through on the regular phone lines. Way less frustrating than calling 50 times a day.

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remember that unemployment benefits are meant to be temporary income replacement, not full salary replacement. plan accordingly and start your job search immediately

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Definitely planning to start looking right away. Just wanted to know what to expect financially.

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I've been helping my neighbor with her unemployment claim and the benefit amount really varies a lot based on work history. She worked part-time for most of her base period and is only getting like $180 per week, while her friend who was full-time management gets over $800.

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That makes sense. I was full-time with regular hours so hopefully I'll be on the higher end.

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You should be fine then. Full-time steady employment usually results in decent benefit rates.

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Quick tip - when you file your claim, make sure all your employer information is accurate. I had to correct my employer's address and it delayed my whole claim by 2 weeks while they sorted it out.

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Good point. I'll double-check everything before submitting.

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The $999 maximum sounds like a lot but remember that's gross, not net. After taxes and any other deductions you might have less take-home than you expect.

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Right, I need to factor in taxes. Thanks for the reminder.

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Been collecting unemployment for 12 weeks now and honestly the weekly certification process becomes routine pretty quickly. The hardest part was getting my initial claim approved and figuring out my benefit amount. Once that's sorted, it's pretty straightforward.

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That's reassuring. I'm mostly worried about getting through the initial setup correctly.

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Take your time with the application and have all your employment info ready. Better to get it right the first time than deal with corrections later.

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Pro tip: if you have questions about your benefit calculation that you can't figure out from the website, definitely try that Claimyr service. I was skeptical at first but they actually got me connected to someone at Washington ESD who could explain exactly how they calculated my weekly benefit rate. Saved me weeks of confusion.

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Seems like several people have had good luck with that. I'll keep it in mind if I run into problems.

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Yeah, especially since calling Washington ESD directly is basically impossible these days with how busy they are.

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