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Mateo Sanchez

How long is unemployment insurance in Washington - confused about benefit duration

I just got approved for unemployment benefits through Washington ESD and I'm trying to figure out exactly how long unemployment insurance lasts. I've heard different things from people - some say 26 weeks, others mention it could be shorter depending on your work history. My claim shows I'm eligible but doesn't clearly state the duration. I worked for about 18 months before getting laid off from my retail job. Does anyone know the exact rules for how long unemployment insurance runs in Washington state?

Aisha Mahmood

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Standard unemployment insurance in Washington is up to 26 weeks, but it depends on your base period wages and how much you earned during your highest quarter. The Washington ESD calculates your benefit duration based on your total base period earnings divided by your weekly benefit amount.

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Mateo Sanchez

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Thanks! So if I made decent money in my highest quarter, I should get the full 26 weeks?

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Aisha Mahmood

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Not necessarily - it's your TOTAL base period earnings that matter, not just the highest quarter. You need substantial earnings across the entire base period to qualify for the maximum duration.

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Ethan Clark

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i think its 26 weeks max but could be less if you didnt work long enough or make enough money. check your determination letter from washington esd it should say how many weeks you get

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Mateo Sanchez

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I haven't received a determination letter yet, just the approval notification. Should I have gotten that already?

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Ethan Clark

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yeah you should get it within a few days of approval, mine came pretty quick

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AstroAce

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The Washington ESD has a specific formula for benefit duration. Your maximum benefit amount is divided by your weekly benefit amount to determine how many weeks you can collect, up to a maximum of 26 weeks. If you're having trouble getting through to Washington ESD to clarify your specific situation, I found Claimyr really helpful - they have a service at claimyr.com that helps you actually reach an ESD agent without the usual phone hassles. There's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Mateo Sanchez

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Interesting, I'll check that out. The phone lines are always busy when I try to call Washington ESD.

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Never heard of that service before but honestly anything to avoid sitting on hold for hours sounds good to me

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Carmen Vega

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Wait I'm confused about this whole base period thing. I thought if you worked full time for over a year you automatically get 26 weeks? That's what my coworker told me when I got laid off.

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Aisha Mahmood

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No, that's not how it works. The base period is the first four of the last five completed calendar quarters before you filed your claim. Washington ESD looks at your total wages during that period to calculate both your weekly benefit amount AND your benefit duration.

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Carmen Vega

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Ugh this is so confusing. Why can't they just make it simple - if you worked a year, you get benefits for X weeks?

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because the system is designed to be complicated and keep people from getting what they deserve. classic government bureaucracy

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Zoe Stavros

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For what it's worth, I worked 18 months at my previous job making about $45k annually and I qualified for the full 26 weeks of benefits. But I had a friend who worked part-time for two years and only qualified for 16 weeks because her total base period wages were lower.

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Mateo Sanchez

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That's helpful context! I was making around $35k so hopefully I'll qualify for close to the full amount.

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Jamal Harris

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The wage amount matters more than how long you worked, from what I understand

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GalaxyGlider

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I think there might be extensions available too during high unemployment periods? Not sure if that's still a thing post-COVID but worth looking into.

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Aisha Mahmood

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Extended benefits only kick in during specific economic conditions when the state unemployment rate meets federal triggers. Washington isn't currently in an extended benefit period.

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GalaxyGlider

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Good to know, thanks for clarifying that

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Mei Wong

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Just want to add that even if you qualify for 26 weeks, you still have to meet all the ongoing requirements like job search and filing your weekly claims. Missing any of that can cut your benefits short regardless of how many weeks you're eligible for.

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Mateo Sanchez

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Yeah I've been keeping track of my job search activities. How many applications do you need to submit each week?

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Mei Wong

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It's 3 job search activities per week, but they don't all have to be applications. Can include networking, attending job fairs, etc.

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Liam Sullivan

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Make sure you're logging everything in WorkSourceWA too, they check that during audits

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Amara Okafor

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Been through this whole process twice unfortunately. First time I got 23 weeks, second time got the full 26. It really does depend on your earnings history. The determination letter will break it all down for you including exactly how many weeks you qualify for.

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Mateo Sanchez

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Did you have any issues with the weekly claims process? I'm worried about messing something up.

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Amara Okafor

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First few weeks were nerve-wracking but it becomes routine. Just be honest about any work or income, even if it's just a few hours or gig work.

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The 26 weeks is the maximum but I've seen people get anywhere from 12-26 weeks depending on their work history. If you only worked 18 months you might not get the full amount, especially if there were any gaps in employment during your base period.

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Mateo Sanchez

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I didn't have any gaps, worked consistently for those 18 months. Hoping that helps my case.

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Consistent work history definitely helps with both weekly benefit amount and duration

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StarStrider

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Pro tip: if you're having trouble reaching Washington ESD by phone to get answers about your specific benefit duration, try calling right when they open or during lunch hours. I've had better luck getting through then.

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AstroAce

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Or use that Claimyr service I mentioned earlier - saves you from having to time your calls perfectly and deal with busy signals.

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StarStrider

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True, that might be worth trying if the traditional methods aren't working

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Just to be clear - the 26 weeks is for regular unemployment insurance, not including any federal extensions that might be available during recessions. Right now it's just the standard state benefits.

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Sofia Torres

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Correct, no federal extensions currently available like there were during COVID

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Mateo Sanchez

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Got it, so 26 weeks maximum is what I should expect then

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Don't forget that if you find work before your benefits run out, you can sometimes restart your claim later if you get laid off again within the benefit year, as long as you haven't exhausted all your weeks.

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Mateo Sanchez

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That's good to know! So if I find a job after 10 weeks of benefits, I'd still have 16 weeks available if I needed them later?

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Exactly, as long as it's within your benefit year and you meet the requalification requirements

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Ava Martinez

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The whole system is confusing but once you get your determination letter it'll spell everything out clearly. Mine showed exactly how many weeks I qualified for and my weekly benefit amount. Just keep filing your weekly claims on time while you wait for that paperwork.

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Mateo Sanchez

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Thanks everyone for all the helpful information! I'll wait for my determination letter and keep up with my weekly claims in the meantime.

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Aisha Mahmood

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Good plan - and remember to keep detailed records of your job search activities from day one

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Miguel Ramos

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Best of luck with everything! The uncertainty is the worst part but it gets easier once you understand your specific situation.

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