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Taylor Chen

How long can one be on unemployment in Washington state - hitting my limit soon

I've been collecting unemployment benefits for about 20 weeks now after getting laid off from my construction job last spring. My friend told me there's a limit to how long you can collect but I'm not sure what it is in Washington. I've been doing my weekly claims and job searches but the market is still pretty tough in my area. Does anyone know exactly how many weeks you can be on unemployment here? I'm starting to worry I might run out of benefits before I find something.

In Washington state, regular unemployment insurance (UI) provides up to 26 weeks of benefits during a benefit year. You're getting close to that limit at 20 weeks. The exact number of weeks you're eligible for depends on your work history and earnings during your base period.

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Thanks for the info! So I have about 6 weeks left potentially. Is there any way to extend it if I still haven't found work?

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There are extended benefit programs that can kick in during high unemployment periods, but Washington isn't currently in one of those periods. You'd need to check with Washington ESD to see if any federal extensions are available.

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26 weeks is the standard but it can vary based on your earnings. I only got 18 weeks when I was laid off because I hadn't worked long enough at my previous job.

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Wait, so it's not always 26 weeks? How do they calculate how many weeks you get?

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It's based on your work history and how much you earned during your base period. The more you worked and earned, the more weeks you can get, up to the maximum of 26.

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I was in a similar situation trying to get through to Washington ESD to ask about my remaining weeks. Kept getting busy signals and dropped calls. Finally used a service called Claimyr (claimyr.com) that got me connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process so much easier than trying to call on my own.

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Never heard of that service before. Did they charge you for it? I've been trying to call Washington ESD for weeks about my claim.

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Yeah there's a fee but it was worth it to actually talk to someone instead of wasting hours on hold. They got me through to an agent who could explain exactly how many weeks I had left and what my options were.

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Interesting, I might need to try that. I've been calling Washington ESD for days trying to get clarification on my benefit year end date.

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The 26-week limit is for regular state unemployment benefits. During the pandemic there were federal extensions like PEUC that gave extra weeks, but those have all ended. Right now it's just the standard 26 weeks unless Washington's unemployment rate triggers extended benefits, which it hasn't.

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So there's no chance of getting more weeks after my 26 are up? That's pretty scary considering how tight the job market still is.

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Unfortunately not under current conditions. You'd need to either find work or look into other assistance programs once your UI runs out.

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ugh this system is so messed up. 26 weeks sounds like a lot but it goes by so fast when you're actually looking for decent work and not just taking any minimum wage job

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I feel you on that. It's frustrating when people act like 6 months is plenty of time to find a good job.

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exactly! especially in construction where everything is seasonal and depends on weather and projects

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One thing to keep in mind is that your benefit year lasts 52 weeks from when you first filed. So even if you exhaust your 26 weeks of benefits, you can't file a new claim until that full year is up unless you've worked and earned enough wages to qualify for a new claim.

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Wait, so if I use up all 26 weeks in say 6 more weeks, I can't file again until next spring when my original claim date anniversary hits?

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That's correct, unless you work enough to earn wages that would qualify you for a new claim. You'd need to check with Washington ESD about the specific wage requirements.

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This is why I hate the unemployment system. It's so confusing with all these rules and timelines.

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Are you sure you're counting your weeks right? I thought I was at 20 weeks but when I checked my account I was actually at 24. The system doesn't always make it clear how many you've used.

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Good point, I should double check. Where exactly do you see the week count in your account?

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When you log into your Washington ESD account, there should be a section showing your remaining benefit amount and weeks. Sometimes it's not super obvious where to find it though.

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I hit my 26 week limit last year and had to figure out other options. Ended up doing some gig work to make ends meet while continuing to look for full-time work. It's tough but you start exploring options you hadn't considered before.

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What kind of gig work did you do? I'm trying to think of backup plans in case I don't find something in the next few weeks.

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Did some handyman work, helped people move, basic construction cleanup jobs. Nothing steady but it helped pay some bills.

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That's smart. Sometimes you gotta get creative when the benefits run out.

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Have you been keeping up with your job search requirements? Washington ESD requires 3 job contacts per week. Just want to make sure you don't get disqualified before you even hit the 26 week limit.

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Yeah I've been doing my job searches and logging them. That's been the easy part honestly.

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Good, just checking. I've seen people get their benefits stopped for not meeting the search requirements.

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The whole system needs an overhaul. 26 weeks made sense maybe 20 years ago but the job market moves so much slower now, especially for decent paying jobs.

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Totally agree. Six months sounds like a lot until you're actually living it and trying to find work that pays a living wage.

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Exactly. And then they wonder why people end up taking jobs that pay less than their benefits did.

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Going back to getting answers from Washington ESD - I had such a hard time reaching them about my benefit duration questions. That Claimyr service I mentioned earlier really saved me a lot of frustration. They knew exactly which questions to ask the agent to get clear answers about my remaining weeks and what happens when they run out.

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I might need to look into that. I've been playing phone tag with Washington ESD for over a week trying to get a straight answer about my benefit year.

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Yeah it's worth it if you need actual answers instead of just generic information from the website. The agents can look at your specific account and give you exact numbers.

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Just to be clear for everyone reading - the 26 weeks is the maximum for regular unemployment in Washington. Some people get fewer weeks based on their work history. And remember, these are weeks you're eligible to claim, not necessarily consecutive weeks. If you worked part-time during some weeks, those might not count toward your 26 week limit.

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That's confusing. So if I worked a few days here and there, those weeks don't count against my 26 week limit?

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It depends on how much you earned. If you earned enough to make your weekly benefit zero, that week wouldn't count against your limit. But partial unemployment weeks usually do count.

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This is why I hate dealing with unemployment rules. Everything has exceptions and conditions.

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been there man, that feeling when you realize you're running out of time on benefits is stressful. Start preparing now for what you'll do after week 26, even if you're hoping to find work before then

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Yeah I'm trying to think of backup plans. It's just scary when you've been out of work this long already.

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i get it, but having a plan helps with the anxiety even if you don't need to use it

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Check if there are any retraining programs available through WorkSource or community colleges. Sometimes there are programs that provide support while you learn new skills, especially if your old industry isn't hiring much.

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That's a good idea. I should probably look into what's available locally. Construction might be slow but there could be other opportunities.

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Exactly. WorkSource can help you explore options and some programs even provide financial assistance while you're training.

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One more thing - make sure you understand when your benefit year ends vs when you exhaust your 26 weeks. These are two different dates and it affects when you could potentially file a new claim if you do find work.

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Yeah someone mentioned that earlier. I need to check my account to see both dates clearly.

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Definitely worth understanding. The Washington ESD website has information about it but talking to an agent is the best way to get clarity on your specific situation.

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I ended up using that Claimyr service too after reading about it here. Really helped me understand my timeline and what my options were. The agent was able to explain things in plain English instead of all the technical jargon on the website.

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Seems like a few people have had good luck with it. I might give it a try since I'm having trouble getting through on my own.

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Yeah, saved me a lot of time and frustration. Worth it when you need actual answers about your specific claim.

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Good luck with everything. The job market is tough right now but at least you know where you stand with your benefits. Planning ahead is smart.

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Thanks, appreciate the support. This thread has been really helpful for understanding my situation better.

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That's what these forums are for. We've all been there and it helps to share information.

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