Forced to take low-paying job while ESD claim stuck in adjudication - will I lose all UI benefits?
I'm in a really tough spot right now with my unemployment claim. It's been stuck in adjudication because I made an error when filing initially. I've since fixed the mistake and provided all requested documentation (they even confirmed receipt on the phone last week), but I have NO idea how much longer this could take. My problem is that I literally can't wait any longer. I'm completely out of savings, and I live in a rural area with limited job opportunities. I'll likely have to accept a position paying less than HALF my previous salary just to have some income coming in ($14/hr vs my previous $32/hr). My questions: 1) If I take this low-paying job out of desperation, do I lose ALL my ESD benefits I would have been entitled to? 2) Are there any partial UI programs for people forced to take significantly lower-paying work? 3) Will this affect my claim that's currently in adjudication? I'm really worried about making my mortgage payment next month. Any insights would be extremely helpful!
19 comments
Anastasia Popova
I went through something similar in January. If you take work that pays less than your weekly benefit amount, you might still qualify for partial unemployment. You'll need to report your work hours and earnings when filing weekly claims, and ESD will deduct a portion of your earnings from your benefit payment. There's actually a formula they use - I think you can earn up to 1/3 of your weekly benefit without reduction, then they reduce dollar for dollar after that. For example, if your weekly benefit is $650 and you earn $300, they'd only deduct about $100 from your benefit (rough estimate). So you'd get $550 in UI plus your $300 in wages. Much better than just the low wage alone!
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Diego Mendoza
•Thank you so much for this info! I had no idea partial benefits were even an option. Do you know if I need to do anything special to apply for partial UI or is it automatic when I report my earnings?
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Sean Flanagan
theyr gonna make u wait forevrr!! ESD is THE WORST!! i was in adjucation for like 10 weeks and then they just denied me for no reason!!! such BS. i had to appeal and THEN wait another 6 weeks. they dont care at all about people suffering
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Diego Mendoza
•10 weeks??? That's terrifying. I honestly can't wait that long. Did calling help speed things up at all?
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Zara Shah
To directly answer your questions: 1) No, you won't necessarily lose all benefits. Washington state allows for partial unemployment benefits if you work part-time or at reduced wages. 2) Yes, as mentioned above, the partial unemployment program exists exactly for situations like yours. You must report all earnings when filing weekly claims. 3) Taking a job shouldn't negatively affect your current adjudication process. The adjudicator is reviewing the circumstances of your separation from your previous employer, not your current job search activities. A few important details: - The formula is that you can earn up to 25% of your weekly benefit amount with no reduction - After that threshold, benefits are reduced dollar for dollar - You must continue to be available for and seeking full-time work in your normal occupation - Continue filing weekly claims even while working This is actually quite common, so don't worry that you're doing something wrong by taking lower-paying work temporarily.
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NebulaNomad
•Wait is it 25% or 1/3 that you can earn? The other person said 1/3. ESD's website is so confusing on this point!!
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Zara Shah
•It's 25% - the exact rule is that you can earn up to 25% of your weekly benefit amount without reduction. Anything over that gets deducted dollar-for-dollar from your benefit payment. It's on the ESD website under the 'Partial Benefits' section, but I agree their site can be difficult to navigate.
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Luca Ferrari
when i was claiming benefits last year i took a temp job for 3 weeks while waiting for my claim to process. just make sure u report all your earnings accurately each week or they'll hit you with an overpayment later. also keep track of all your hours and pay in case there's a discrepancy.
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Diego Mendoza
•That's good advice about keeping detailed records. I'll definitely do that. Did your temp job impact how much you ultimately received?
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Luca Ferrari
•yeah it reduced my benefits those weeks but i still got something from ESD plus my wages so i ended up with more money overall. just be super accurate with your reporting because they WILL check with the employer later
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Nia Wilson
I was in adjudication for 6 weeks last year and nearly lost my apartment waiting. I finally got through to an ESD agent using Claimyr (claimyr.com) - they have a service that basically waits on hold for you and calls when an agent is available. It cost money but it was worth it to finally talk to someone who could tell me what was happening with my claim. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent I spoke with was able to see exactly what was holding up my claim and escalated it for me. Got my benefits the following week. Might be worth trying before you take that low-paying job.
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Mateo Martinez
•Does Claimyr actually work?? I've been trying to call ESD for THREE DAYS and can't get through. Either busy signals or it hangs up on me after the automated message.
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Nia Wilson
•Yes, it definitely worked for me. The system calls you when they've connected with an agent, which saved me from having to redial constantly or sit on hold for hours. Obviously I wish ESD would just hire more people to answer phones, but at least this option exists.
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Aisha Hussain
My neighbor's son just went through this exact thing. He was in adjudication for 5 weeks, took a part-time job at a warehouse, and still qualified for some benefits. ESD lets you keep working while your claim processes as long as you report your hours. Once they finished adjudication, he got backpay for the weeks he qualified for partial benefits. Their whole system is messed up though. Why should people have to take jobs way below their skill level just because ESD is slow? So frustrating.
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Sean Flanagan
•YES!! They WANT us to take crappy jobs so they dont have to pay us!! the whole system is rigged against workers, ive been saying this forever!!
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Zara Shah
Another important point: When you report your earnings on your weekly claim, be aware that Washington uses a Sunday-Saturday week for unemployment purposes. So make sure you're reporting earnings for the correct time period. Also, if your claim is eventually approved and you qualify for benefits for weeks you've already worked, you'll need to report those past earnings when ESD processes your back payments. This ensures you receive the correct partial benefit amount for each week.
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Diego Mendoza
•Thank you for this detailed information. I just applied for the low-wage position today and have an interview tomorrow. If I get it, I'll make sure to carefully report my hours and earnings each week. I really appreciate everyone's help!
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Anastasia Popova
Also, don't forget that even while working part-time, you still need to complete and document your three job search activities each week to remain eligible. I recommend focusing those job search efforts on positions closer to your normal wage/skill level while working the lower-paying job. Good luck with everything! The partial benefit option really saved me when I was in a similar position.
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Diego Mendoza
•Thank you! I'll definitely keep up with the job search activities. Hopefully I can find something better paying soon, but at least this temporary solution should help keep the lights on.
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